aldirisu91: Hmmmmmmmm.......... This is a serious issue oooo. With this kind of salary level, you are still thinking about buying a car? Your must be too optimist a person. You should visit a Professor of Economics for better counsel.

Empy v: Mumu you wan turn us to car dealers abi why not try keke napep?

Aqva: Try the Mercedes Benz 190. strong and rugged. Fuel consumption is moderate. Hardly gives issues. Also you can try Toyota Carina E. Fuel consumption is low and it is rugged. Golf 3 is also ok. These cars are ok for aveage and low salary earners. Has none of those useless modern electricals found on modern cars that causes a lot of trouble.
I believe you can get these cars for about 700k or thereabout.

Billyonaire:

I googled Golf 3 and this is what I saw. This car above is not recommended for anyone except mechanics. I can only recommend it if you are going for a brand new. OP, there is no time I see this car on the road with AC working. The drivers are always sweating and having red eyes. Most times, people are always pushing it. Except you live outside lagos, do not buy it cos Okada people will so terrorize you....Wait for your time. Invest the little you have. Many people buy cars to augment their social status, if thats your primary motive, then how augmented will your status be with this thing ? my2cents!

Jarus:
Covering your 50km a day by public transport, I believe, is cheaper than owning a car of your own.

To make matters worse, you want to borrow to purchase the car.

My candid advice: forget it for now.

Billyonaire: All these people where no get savings to fall back on, but they want to drive moto.

DatNiggaAk:

I beg to disagree sir. Except your routine is office-home, home-office. A good low fuel consuming car will cost you less than taking public transport. not to mention the convenience it offers when you have goods/stuff/load to carry.

olabiz2010: Since i have been dealing with cars, I have never seen any car that is so easy to maintain like Almera, it share the same engine with golf

Siena:

The Nissan Almera does NOT share the same engine with any Volkswagen, nor any other mechanical part! You claim to have been "dealing with cars", yet you don't realise the engine in a Nissan and Volkswagen are completely different?

The only thing they have in common is they are Internal Combustion Engines. No other similarity.

olusolajames: i'd advice you take a good investment policy. It could be with an insurance company, probably with Niger Insurance Plc. I bet in less than 5yrs, you'd realize a tangible sum of money. Please invest!

suco_50: I read comments for this thread, I tire! Abeg, When did NLanders turned to evil spirits? Or Una be winch? One person go tell Op: buy car, the other go talk: no buy car. Make una free this guy, make hin do hin mind joor. Hin already don make plans to buy car, so just advice him on d type to buy. I don't earn as much as he does and close to a year now, I've been driving a year 2000 Mitsubishi Galant 2.0 toks, auto transmission with fac-fitted ac, which I bought myself for 950K. Theories of economics might not support obtaining loans for liabilities but at times it's easier said than done. Different people do different things for different reasons. I opted to buy a car when I did cos I knew I'll be getting married soon after & I need utmost comfort for myself & my woman whenever we set out for trips. Even the car turn out to be very useful & vital in distance covered during our wedding preparation. Thanks to God, the maintenance of the car has been pocket-friendly & I've got no regrets till now. So Op, if you really need a car, you already have master-advice for the type to purchase, free your mind and be strong, you will make it, it's well.

aldirisu91: Hmmmmmmmm.......... This is a serious issue oooo. With this kind of salary level, you are still thinking about buying a car? Your must be too optimist a person. You should visit a Professor of Economics for better counsel.

bisi16:
What makes you think an 80k earner can't buy a car? Your comment is silly

mastro: hmm 80k a month, I would first look realistically at my income and the true cost of running a car
so being very optimistic

If you borrow N400k let assume no interest (b/c cooperative)and you pay back over 2 years, that's N17k a month
How much are your cooperative dues I assume at least N10k a month (we have to add this because that's how he has access to loan)
Petrol, full tank a week if doing 300km a week so N5k thus N20k a month

maintenance, service every 5000km will cost at least N10k (every 4 months) N2.5k a month
Tyres and parts assume N40k a year N3k a month

so N60k + monthly on the car this is without food, housing etc, my brother unless you have another income that you are not telling about us running a car is not a realistic proposition for you.

Any guys here that run cheap cars like Golf 3's please tell us your running costs




rent
meals

aldirisu91: Hmmmmmmmm.......... This is a serious issue oooo. With this kind of salary level, you are still thinking about buying a car? Your must be too optimist a person. You should visit a Professor of Economics for better counsel.

aldirisu91: Hmmmmmmmm.......... This is a serious issue oooo. With this kind of salary level, you are still thinking about buying a car? Your must be too optimist a person. You should visit a Professor of Economics for better counsel.

Echika China:
so a persson with such salary scale cant get Toyota Sienna??

deavicky: forget about your salary buy a good car like toyota camry pencil light or orobo don't mind your salary becos if you don't acept responsiblity you will be irresponsible my salary is just 50k but i drive Honda halla and toyota camry pencil light.