1. Money can come between friends

2. The highest qualification you attain will determine your salary package, unless you own your company

3. To get a job fast depends on your contacts - who knows who

4. Friends can back-stab you over money

5. When you are succeeding, your close friends may not actually be happy about it.

6. Be careful who tell your creative business ideas to.

7. NYSC completion is the ONLY way you will be employed as a graduate/post-graduate in Nigeria.

8. Most employers want to employ EXPERIENCED persons so your first job may not be your dream job.

9. The Saving culture is not imbibed early enough so you can invest in building your own house.

10. It's better to marry early and not wait till you've attend some desired status level.

11. You have to figure out your work-life balance or else you'll have no family time.

12. Love affairs at the office are not healthy.

13. Politics exists in every facet of life and you need to understand it to survive in Nigeria.

14. If you work for an employer you may have to brown-nose your boss.

15. If you work for yourself you have to cope with poor social infrastructure and high taxes

16. If you choose not to develop your computer skills you are on your own.

17. If your dream is to work in an oil company then guess what - so is most of Nigeria's jobseekers.

18. Nobody will remind you to update your CV so you better take hold of your career now

19. Your friends don't make the best business customers - they expect you to sell to them on credit.

20. Always have a plan B in paid employment because at any time a company can lay you off.

(To be continued. Agree or disagree?)