6 Facts They Didn't Tell You About Life Insurance

Life insurance has been sugar coated by the advertising industry for too long. So let's face it – unfortunately, we are all going to die. Life insurance is one of the best ways to prepare for the worst case scenario; after all, if you were to pass away unexpectedly, the loved ones you leave behind would still need taking care of. Don't leave their futures to chance - protect your loved ones today from just £1 per week »

Here are six reasons why life insurance is a necessity:

1. Avoid your home being repossessed

If your mortgage relies on the money you make, then you cannot afford to be without life insurance. Last year alone, a staggering 33,9001 homes in the UK were repossessed. If you were to die unexpectedly and your family could not keep up with the repayments, the home you have worked so hard to secure could become just another statistic and your family would be left vulnerable. However, protect your household with life insurance and you could ensure mortgage repayments are met », even long after you are gone.

2. Cover child care costs

A recent study by LV= found that the cost of raising a child to 21 years of age has now soared to an overwhelming £222,4582. If you were to pass away before your children have grown, who could foot that bill? A payout from your life insurance policy could pay for the hours of childcare your children may need - a small investment to make whilst you can considering that nothing is more important than their protection.

3. Secure a good education for your children

Understandably, you want your children to have the best opportunities in life. As university education fees in the UK have now reached a record-high of up to £9,000 per year, setting up a life insurance plan has never been so important, as a payout could meet the costs to support your children's future learning and careers ».

4. Safeguard your loved ones from inheriting your debts

A life insurance payout could write off your debts and ensure future bills are met » - meaning your loved ones won't be at risk of being chased by your creditors for the money you owe. A recent report shows 5 million3 UK households are now in debt to their energy supplier alone: Don't let this be the fate of your own family – protect them with life cover today »

5. Ensure funeral costs are covered

According to Dignity, the cost of the average funeral is set to rise to an unbelievable £5,0004 over the next five years. Life insurance covers funeral costs to relieve the weight of such a huge financial burden on your loved ones at, what is already, an incredibly stressful time for them.

6. It's more affordable than you think!

Policies start from just £1 a week; a small price to pay for the protection of your loved ones. BestUKLifeCover will help find the best deal for you from the UK's leading life cover providers. Get a the best deal for your family today »

So there you have it; a no-nonsense approach to life insurance from BestUKLifeCover, the UK's leading life cover expert who are dedicated to finding you the best deal for the cover you need. Get your free, no obligation quote today »