I've been wondering, come the future when I'm going to tie the knot with my beloved wife, what/which account is suitable and best for us as a couple.

Scores of people belived that joint account is not the best option for couples, especially newly wedded couples.
While many also belived that individual account shows the untrustworthiness in a marriage.

So, I need your advice on which one is best for couples, and if possible, the advantages and disadvantages of both.

They could have a joint savings account for the family and a personal account.

All couples are not the same and what works for A may not work for B.For some couples,a joint account is okay while it may not work for others.
The most important thing is that couples should be on the same page with their finances.

Put half in joint and half in individual. Working/ trading wives take note. In naija its you that get kicked out for any reason. Gifts and property and even kids seized. , save Some money in your personal acct. No one knows tomorrow o.

elantraceey:
They could have a joint savings account for the family and a personal account.

hmmm...well said

delishpot:
Put half in joint and half in individual. Working/ trading wives take note. In naija its you that get kicked out for any reason. Gifts and property and even kids seized. , save Some money in your personal acct. No one knows tomorrow o.

very good point.