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Re: Bankers Whats The Way Forward?? by Denn(m): 7:28am On Jul 27, 2015
sademola:


Guy, I'm NOT a banker but I've been privileged to have 'worked' with one of highly paying and rated banks in West Africa if not entire Africa. I work for a Bank I'm not a BANKER.

Are your clerks n drivers (if u have any) in your 'cucumber farm' agriculturalists like yourself?

As you have observed, I own a farm. I am a farmer. A bank official is a banker.

You didn't state what kind of 'work' you did for or against the bank. You might be right you were not a banker.

My drivers, clerks and others in that category will be support staff.

If you have evidence contrary to what I posit, state it.

If you still have further issues, you can call our customer care line. 0800-ANGRY-BANK-WORKER



What is a banker?
A banker is responsible for establishing and maintaining positive customer relationships, planning and delivering effective sales strategies and monitoring the progress of new and existing financial products. Bankers may work as managers in high street branches providing operational support on a day-to-day basis, or in more specialised posts in corporate or commercial departments at area, regional or head offices.

Banks operate in a fiercely competitive marketplace where change is common. Products and services offered have to develop to satisfy the expectations and demands of customers and working with staff and customers to achieve targets has become a very major part of the role.

Responsibilities and work activities may vary between retail and corporate and commercial banking. Most retail bankers work in high street branches, dealing with both private and corporate customers, while some work in regional or head offices. Bankers who work with commercial or corporate customers may be based in branches or may work from specialised area or regional offices.



http://www.answers.com/Q/What_is_a_banker
Re: Bankers Whats The Way Forward?? by Nobody: 7:29am On Jul 27, 2015
234GT:



Banks still fire those who meet their targets, so everyone is susceptible to being fired.

Yes o, you can be fired without recourse, no explanations, an entire department can be cleansed just becos an athority figure has issues with one of its staff.

I advised people stay stay 5-10yrs and leave, gone are the days when people hopped from bank to bank its just the same environment.
I still believe the best time was between 1980-2010. If you worked during this period and had focus you should be okay, depending on our designation sha. You should have saved enough cash make contacts ; imbibe a disciplined work ethic and be on your own. ; smiley
Re: Bankers Whats The Way Forward?? by omowolewa: 7:43am On Jul 27, 2015
Please, add me on BBM 2B879504.

Urgent sir

MAYOWAAK:
These days, I am always saddened when I go into any banking hall in Nigeria. The environment is often depressing. Maybe it’s that desperate look on the faces of the staff, that tells you they’ve been barraged and insulted this morning, threatened that their jobs could disappear at any moment. The culture has always been that the board asks the MD to perform the impossible, all they are interested in is the huge profits. The MD equally unleashes terror on his EDs and GMs. It’s like nuclear energy. You know, the atomic bomb. It starts small, but by the time it rolls down the rank and file, it picks up velocity, meanness and wickedness. This culture is what drives many a ‘bank worker’ to hate the system so much, they too start thinking of defrauding the banks. By the time the hateful energy reaches the guy on the shop floor, he just can’t take it anymore. It also drives them to make mistakes in their duties, apart from taking their dignity away.

The marketing guys bear the brunt. These days, many banks have employed marketers based strictly on commission. Some earn just N30,000 (less than $200) a month, if they don’t manage to open new accounts. Marketing cars? Where you see am? I see them sometimes trekking long distances after leaving my office. It’s depressing. Banking is far from what it used to be. In my first exposure to being a relationship officer, in 1997, I was allocated about 14 accounts, and told to grow the business on them. I was given a bit of pressure to open new good relationships. But today, the management of banks no longer care about relationships. They give instructions to their staff to go open 10,000 accounts each. Let me give them a feedback right here right now; it is damaging to your business, to the psychology of your staff, to how we the customers view you, and to the banking profession at large. It just does not make sense. How on earth is anyone going to manage 10,000 accounts? Not even 1,000. Not even 100.

What happened to banking? Most of the problem came from the executives, past and present. Nigerian banks are commercial banks. But they want to roll like the investment banks of Canary Wharf or Wall Street. Only better. They want to earn – at the top levels – better than those guys. They can even do personal deals that the Wall Street bankers would get jailed for. They live large, become high rollers. Some get courted by the government, given awards and appointed into all sorts of committees. This creates antagonism between the banks and the customers. The regulator steps in, determines the excesses of the banks, and rolls out the sanctions.

Unfortunately, it is the rank and file who suffers. The first to get wasted are those junior people. They are the first whose careers are stalled. In the days when the current executives were climbing the ladder, they knew they had a career. But today, careers are finished. What you get when you walk into a banking hall, apart from empty cubicles where they had planned to have human beings dispensing cash until e-Banking came along, are those sad eyes that I hate to look into. It’s not as if it’s easy for those of us outside, but it depresses one to see those faces, and oftentimes, to be told by them in hushed tones just how desperate things are, as they slip their CVs into your palms or obtain your email for the same purpose.

And then we all form the mob and rain down on the banks. Every customer is sure that they are overcharging his/her account even if there is no evidence. No one wants N1.00 to be taken as charges for anything. Some banks used to pay you for withdrawing money from your account. When I see the fees they take for sundry services, I wonder how they survive. For me, the issue is not generator and diesel. As standard businesses, with loads of staff to pay, you have to generate some good income. Nigerians say the banks should face their core business of lending. But we forget that even we Nigerians are very bad debtors. See what we had to move to AMCON, bailouts for many of our big men, many of whom hold national awards! The nation as a whole had to pay. For normal customers, 70% - 80% of the loans go bad. You give a loan and the man thinks it is just cash flow by any means. He decides to re-bury his grandmother who died 25 years ago! He pays tithes of 10% to his church because his pastor told him “you have to pay on every cash flow so that ‘Gaaad’ blesses the rest!!”

But I urge that we have a rethink about the way we have been raining down on our banks. They are shrinking. Their businesses are shrinking. Even their staff are shrinking in size. No, it’s not the gym. It’s the stress and bad cash flow. It’s the sanctions they receive from their bosses who are mostly at their wit’s end. It’s the psychological trauma of being cursed at every meeting for not meeting ‘targets’. It’s the trauma of being employed as an internal control officer, an internal auditor, only to be asked to go and meet your family and raise N200million in new accounts. It’s the apparent failure of the current banking business model. The problem is; can we imagine how the ideal situation will look like? Certainly, the executives have to reduce their expectations. They probably have to earn less because the cash flows will not sustain the expectations of the past. But those at the lower echelon need protection from the regulators and the rest of us. They need a proper return to the days when they could be happy that they have careers. The exuberance of the Soludo days – when branches were opened everywhere at huge costs – are since over. The illusions have disappeared. The industry has shaken out. Many have been laid off. But we should not stand aside as the industry shrinks to death. Indeed we should not bring out our own machetes and inflict more blows as part of the lynchmob.

I hope the banks find their mojos back. A lot of them are just marking time. The days of innocence are gone. Even we the people will not be happy with the picture when it all comes tumbling down. It’s also about the disappearance of the middle class. The only ‘safe’ industry in Nigeria is oil and gas. Telecoms has shaken out too; is still shaking out. Let’s have some mercy for our banks and bankers please. Believe it or not, they need it.

BY:TOPE FASUA

1 Like

Re: Bankers Whats The Way Forward?? by Nobody: 8:00am On Jul 27, 2015
I'd advise any well meaning banker (mostly the marketers) to move to Investment banking. At least marketing is done with class in those ones.

Probably start with a CFA level 1. If you can pass this, your movement should be swift.
Re: Bankers Whats The Way Forward?? by Denn(m): 8:13am On Jul 27, 2015
masonkz:
I'd advise any well meaning banker (mostly the marketers) to move to Investment banking. At least marketing is done with class in those ones.

Probably start with a CFA level 1. If you can pass this, your movement should be swift.

If everyone moves to investment banking, who will bank us?

1 Like

Re: Bankers Whats The Way Forward?? by luvluvluv: 8:19am On Jul 27, 2015
4reigningqueen:


it varies.
in diamond bank we just changed from flexcube to teller world.

Hey u...pls Holla me on 08161890916...tnx
Re: Bankers Whats The Way Forward?? by Nobody: 8:28am On Jul 27, 2015
Denn:


If everyone moves to investment banking, who will bank us?

This obviously doesn't apply to everyone. I know people that actually enjoy the whole marketing thingy in commercial banking. It's like a high for them.

Again, certainly not everyone can go through the rigours of CFA.

Whoever the shoe fits. Personally that's what I'd have done.
Re: Bankers Whats The Way Forward?? by luvluvluv: 8:31am On Jul 27, 2015
yusufobinna1:
I have just spent 1 and half and am so tired of the whole thing.the 1 that gives me headache is when they call me to work virtually in all department,as m leaving operations to I.t that's how my branch service manager ll b calling me to enrol customers on BVN.just can't wait to have a lil capital n start a fresh life.

U may want 2 partner with someone and grow a biz.
Re: Bankers Whats The Way Forward?? by Denn(m): 8:39am On Jul 27, 2015
masonkz:


This obviously doesn't apply to everyone. I know people that actually enjoy the whole marketing thingy in commercial banking. It's like a high for them.

Again, certainly not everyone can go through the rigours of CFA.

Whoever the shoe fits. Personally that's what I'd have done.

You are right

1 Like

Re: Bankers Whats The Way Forward?? by ephi123(f): 9:08am On Jul 27, 2015
sademola:


Guy, I'm NOT a banker but I've been privileged to have 'worked' with one of highly paying and rated banks in West Africa if not entire Africa. I work for a Bank I'm not a BANKER.

Are your clerks n drivers (if u have any) in your 'cucumber farm' agriculturalists like yourself?

I think Denn has addressed this question several times already. Please don't let's derail this useful thread.
Re: Bankers Whats The Way Forward?? by Trafficjam11: 9:08am On Jul 27, 2015
theripper3:
If you must excel in banking or see it as a long term venture, start by doing all the Professional exams possible to make you indispensable. Well for me, I am a scientist and always one, banking came at the right time as boys had trekked tirelessly. I go to MPR and look at the verbose jargon and laugh cuz i know this ain't my field .


Lol, I Love this.
Re: Bankers Whats The Way Forward?? by yusufobinna1(m): 11:18am On Jul 27, 2015
luvluvluv:


U may want 2 partner with someone and grow a biz.
that will be a welcome development.yusufola@ymail.com is my email.u can contact me on my mail.thanks
Re: Bankers Whats The Way Forward?? by mrsranting: 12:19pm On Jul 27, 2015
I work with a mortgage bank and the story is really pathetic.

The targets are so high and even as a back office staff, you are also given a target.

A friend once told me that the politics in banks supersedes that of the US.

Nollywood cannot stand the level of Voodoo in Banks.

1 Like

Re: Bankers Whats The Way Forward?? by jobberman247: 12:31pm On Jul 27, 2015
[size=15pt]Even an ordinary gateman working in the premises of a Nigerian bank is given a target these days.

#ThereWasOnceABank[/size]

2 Likes

Re: Bankers Whats The Way Forward?? by adelayo2012: 1:25pm On Jul 27, 2015
Nice thread... Wat a rubbish dis 9ja sha.
Re: Bankers Whats The Way Forward?? by txieojeds: 1:36pm On Jul 27, 2015
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Re: Bankers Whats The Way Forward?? by dearie(m): 2:09pm On Jul 27, 2015
Denn:
The moment a bank expects young grads to get in funds at any cost, integrity and professionalism is sacrificed.

The most promoted bankers are not the best bankers....they are people who can meet set targets.

Overtime, we get people who can just bring in deposits or roll over term loans in higher positions. The real professionals are frustrated out.

Banking is more than just getting in deposits or booking loans.

That is why we have a lot of bad loans in the system. The real intelligent bankers have been frustrated out. Cowboys now reign supreme.

I look at some products developed by banks and can only laugh. Where is the innovation?

I attend MPRs and listen to the jumbles being read by the unit heads. Deposits....deposits....deposits....

Some jackal will even abuse parents of low deposit scavengers.

A paradigm shift is required. Focus should be on profit via professional service and not on vacuuming all the deposits in the country just to play at the interbank market.

What is zenith bank doing to help the SMEs for example. How many dark skinned girls do you see in Zenith Bank? Is banking excellence dependent on your skin colour and skirt lenght? Must I look sexy to be a banker ?

What is diamond bank doing to reduce the enormous visa credit card bad debts booked from relentless 'marketing'. Did they not learn from ecobank's mistake using the same template?

Why is Stanbic focused on temporary makeshift branches with very few relationship officers? Relationship is key and should constitute the main workforce....not expatriates in the head office.

Why should a banker earn 25k monthly. Should he even be a temporary staff? A bank thrives on fiduciary relationships. At least your worker must trust that he will have his job permanently. Else, he uses your internet access to search for job. DSA my foot

The whole cauldron of ineffective 'marketing' must be thrown away and new processes must be adopted.

I couldn't agree any less with your post. It is a clear indication of your knowledge of the industry in Nigeria.
However, it is not all gloomy and sad for prospective entrants. It is just the part of the hazards which is not limited to banking.
I make bold to tell you that there are so many bankers out there who don't think they would be happier elsewhere. So its a case of different strokes for different folks.
I will join others to say the best thing to do is to plan your exit like you will be axed the next day and do well to live within your means so you can save up enough for the rainy days.
Re: Bankers Whats The Way Forward?? by SenatorJames(m): 4:18pm On Jul 27, 2015
topefisayo:
Been an outsourced staff in Operations for over five years ain't a joke. Despite been a degree holder.
Its really painful, though your salary may be more than a permanent staff of a small company. How much is your salary and how much is the company deducting?




Please how presentable are all those Chartered certificate? chartered bankers, chartered risk managers etc.
Re: Bankers Whats The Way Forward?? by 4reigningqueen: 7:33pm On Jul 27, 2015
luvluvluv:

Hey u...pls Holla me on 08161890916...tnx
why?
Re: Bankers Whats The Way Forward?? by oluwaahmed: 11:58pm On Jul 27, 2015
Hmm, so in dis day & age pple are aspirin 2 bcom bankers? #smh. Av u guys eva asked urself why bankin is d readily available job in 9ja? Do u fink it's because of deir profits? Pple get hired & fired on d regular in bankin. So u're aspirin 2 ur doom! Very few pple now, I even dare to say only 20% of d entire bankers hav stayed up to 15 yrs in active service in 1 bank. @ least den it was gud u can move banks & go 2 one dat has lesser pressure, even wit ur nxt level. Now it's a wild goose chase. Banks Dnt even Wana employ somebody who's an SBO wantin AM or BO wantin SBO. It's dat bad. Ders no point movin cos evrywer is d same. Do u guys realise banks can actually change tins in 9ja 4 d beta? Ok, my former bank spends billions per month on diesel 4 both operatin branches & GM up to d ED's & MD( a reliable source 4rm an ex-colleague in FINCON). Dese banks can actually agree to demand 4 steady electricity by goin on strike ova d cost of diesel. Mind u, it eats outa deir profitability, but instead dey move deir bullion vans 2 houses of politicians durin campaign. Approve "Loans" 2 politicians wch will eventually turn bad. U see all dis have various degree of effects. D billions spent on diesel & genrator maintance alone wld hav bn drastically reduced if der was steady electricity. Steady profitability means growth, growth in a sector means growth in d economy, growth in ecy means job employments 4 youths even as bankers.reduction in over inflated targets cos der wld rily be no nid 4 dat since d bank has already cut d major ova head cost.wit d major ova head cost of electricity gone, banks can now grants soft or long-term loans 2 SME's witout unnecessary high interest rates. SME's expand; dey employ more pple; SME's & employees pay deir taxes, govt uses d taxes 2 improve oda sectors or 4 infrastructural dev. U see I can go on & on abt ow des Banks/corporotans directly feed off d pple & are no dft 4rm our politicians. D bankin system is as corrupt & evil as any federal govt parastatal(e.g NNPC) but unlike public sector wer everybody shares money & nobody gets fired 4 incompetence, in d bankin industry it's d ogas @ d top dat eat d money, but fire hard workin employees wit unrealistic targets. Ok jst imagine a bank givin it's operations employees targets? Dats absurd mehn! Guys look 4 better profession, bankin is CASTED!

1 Like

Re: Bankers Whats The Way Forward?? by mikolo80: 1:39pm On Jul 28, 2015
Denn:
The moment a bank expects young grads to get in funds at any cost, integrity and professionalism is sacrificed.

[/b]
if the young grad is uneducated then s/he will remain a fetcher and hewer [b]
The most promoted bankers are not the best bankers....they are people who can meet set targets.

[\b]
if they can meet their targets then they ARE the BEST bankers. don't quibble [b]

Overtime, we get people who can just bring in deposits or roll over term loans in higher positions. The real professionals are frustrated out.

[\b] when in Rome, go and form Britain Abi na Egypt
if you are a real professional
you play by existing rules or you change the rules[b]

Banking is more than just getting in deposits or booking loans.


[\b] [b]
not in Nigeria it's not. would you pick up a football and claim it's ballgame like basketball?
[\b] [b]

That is why we have a lot of bad loans in the system. The real intelligent bankers have been frustrated out. Cowboys now reign supreme.

[\b] [b]
once again the 'realbankers 'need to go and form their own bank and see how easy it is to do 'real ' banking [\b] [b]

I look at some products developed by banks and can only laugh. Where is the innovation?

[\b] [b]
it's where the profits are
why should they stress themselves when there is no need [\b] [b]

I attend MPRs and listen to the jumbles being read by the unit heads. Deposits....deposits....deposits....

what's [\b] what's MPR [b]
Some jackal will even abuse parents of low deposit scavengers.

[\b] [b]
that's the what happens when supply of workers outstrips demand
forget sentiment [\b] [b]
A paradigm shift is required. Focus should be on profit via professional service and not on vacuuming all the deposits in the country just to play at the interbank market.

[\b] [b]
why should they stress themselves when they can play at interbank market [\b] [b]
What is zenith bank doing to help the SMEs for example.

[\b] what help do the SMEs need[b]

How many dark skinned girls do you see in Zenith Bank? Is banking excellence dependent on your skin colour and skirt lenght? Must I look sexy to be a banker ?

[\b] [b]
the fact that you noticed this shows that it works. sex sells. not by force to bank at zenith
wema and union bank full ground
[\b] [b]
What is diamond bank doing to reduce the enormous visa credit card bad debts booked from relentless 'marketing'. Did they not learn from ecobank's mistake using the same template?

[\b] [b]
they are bankers and not historians and so do not learn and from mistakes

this is cbn job by the way[\b] [b]

Why is Stanbic focused on temporary makeshift branches with very few relationship officers? Relationship is key and should constitute the main workforce....not expatriates in the head office.

[\b]cos it's profitable[b]

Why should a banker earn 25k monthly.

[\b]cos that's what he's worth[b]

Should he even be a temporary staff?

[\b]hell yeah if he votes for a rubbish sell out labour leader[b]

A bank thrives on fiduciary relationships. At least your worker must trust that he will have his job permanently.

[\b] nothing permanent but God almighty[b]

Else, he uses your internet access to search for job. DSA my foot

[\b]finally an intelligent banker[b]

The whole cauldron of ineffective 'marketing' must be thrown away and new processes must be adopted
[\b] if it ain't broke why fix it cos it seems to be working for the non slaves [b]
.
Re: Bankers Whats The Way Forward?? by mikolo80: 1:48pm On Jul 28, 2015
Denn:
The moment a bank expects young grads to get in funds at any cost, integrity and professionalism is sacrificed.



if the young grad is uneducated then s/he will remain a fetcher and hewer


The most promoted bankers are not the best bankers....they are people who can meet set targets.


if they can meet their targets then they ARE the BEST bankers. don't quibble


Overtime, we get people who can just bring in deposits or roll over term loans in higher positions. The real professionals are frustrated out.

when in Rome, go and form Britain Abi na Egypt
if you are a real professional
you play by existing rules or you change the rules


Banking is more than just getting in deposits or booking loans.



not in Nigeria it's not. would you pick up a football and claim it's ballgame like basketball?
[\b]

That is why we have a lot of bad loans in the system. The real intelligent bankers have been frustrated out. Cowboys now reign supreme.

[b]
once again the 'realbankers 'need to go and form their own bank and see how easy it is to do 'real ' banking [\b]

I look at some products developed by banks and can only laugh. Where is the innovation?


[b]
it's where the profits are
why should they stress themselves when there is no need [\b]

I attend MPRs and listen to the jumbles being read by the unit heads. Deposits....deposits....deposits....

what's [b] what's MPR


Some jackal will even abuse parents of low deposit scavengers.

[\b]
that's the what happens when supply of workers outstrips demand
forget sentiment [\b]

A paradigm shift is required. Focus should be on profit via professional service and not on vacuuming all the deposits in the country just to play at the interbank market.



why should they stress themselves when they can play at interbank market [\b]
What is zenith bank doing to help the SMEs for example.

[b] what help do the SMEs need


How many dark skinned girls do you see in Zenith Bank? Is banking excellence dependent on your skin colour and skirt lenght? Must I look sexy to be a banker ?



the fact that you noticed this shows that it works. sex sells. not by force to bank at zenith
wema and union bank full ground
[\b]
What is diamond bank doing to reduce the enormous visa credit card bad debts booked from relentless 'marketing'. Did they not learn from ecobank's mistake using the same template?

[b]
they are bankers and not historians and so do not learn and from mistakes

this is cbn job by the way[\b]

Why is Stanbic focused on temporary makeshift branches with very few relationship officers? Relationship is key and should constitute the main workforce....not expatriates in the head office.

[b]cos it's profitable


Why should a banker earn 25k monthly.

cos that's what he's worth

Should he even be a temporary staff?

hell yeah if he votes for a rubbish sell out labour leader

A bank thrives on fiduciary relationships. At least your worker must trust that he will have his job permanently.

nothing permanent but God almighty

Else, he uses your internet access to search for job. DSA my foot

finally an intelligent banker

The whole cauldron of ineffective 'marketing' must be thrown away and new processes must be adopted
if it ain't broke why fix it cos it seems to be working for the non slaves
.

2 Likes 1 Share

Re: Bankers Whats The Way Forward?? by Denn(m): 2:48pm On Jul 28, 2015
mikolo80:
o

I went through your 'answers'

I would simply ignore as you have displayed a lack of industry knowledge.

You don't know the meaning of MPR and you really want to counter it?

You believe a bank's primary revenue should come from tke interbank market, CBN should recover bad debts and bank workers should sell sex.

Is that your content? Will your child who happens to study finance in a decade's time be happy to read your comments?

Nemo dat quod non habet

1 Like

Re: Bankers Whats The Way Forward?? by s2x7m: 12:58pm On Dec 08, 2015
luvluvluv:
Good day all. Let's make this thread a place to help us grow in our banking line. As we know, the banking industry employs from all fields but you will need consistent self development to measure up or even unsurp the performance of your colleagues whose bases are in the financial desciplines.

Here, we will share personal experience as it concerns how well to remain relevant and build on that relevance. What professional courses are necessary. Our long and short term goal.

All ideas are welcome. ex bankers or aspiring ones. Welcome on board!

AM SELLING CREDIT CARD,IT IS LEGAL
MINIMUM LOADING IS $2500
MAXIMUM $10,000 UPWARDS
THE CREDIT CARD COST IS 5K(IN NAIRA)
IT CAN BE USED TO BUY ANYTHING ONLINE


INTRESTED,SEND ME MAIL
s2x7m@yahoo.com
08116302025
Re: Bankers Whats The Way Forward?? by odaniel1(m): 4:43pm On Dec 15, 2015
The job insecurity in the Nigerian Banking Career cannot be over-emphasized, particularly @ entry & mid levels.
Best thing is to save up enough to get on a business of your own instead of wasting all dat intelligence on ungrateful employers. Take the job seriously as well as performance is a key metric for sustaining your job for as long as you want.
Re: Bankers Whats The Way Forward?? by chuksp09(m): 12:52pm On Mar 26, 2016
Hey guyz, suffice it to say i am as disappointed as you all are and from your comments quite discouraged, but this is our country, our economy, our financial system we have to manage it till it gets better.
Anyways, i just graduated from a university in the east and preparing for my service year. i've got a plan for myself but it involves the said capital; working in a bank seems like a good way to get it. i think i can handle the stress but i have got no idea how the system works, so it would be a good help if u guyz could give me pointers on how to be at least relevant in a banking environment. I studied finance by the way. I would appreciate ur help positive and otherwise..
Re: Bankers Whats The Way Forward?? by Mannylex(m): 10:37am On Mar 28, 2016
I appreciate this thread a whole lot. The banking sector is really a Rat Race. The previous bank where I worked, operation staff were given targets, account opening, e-channels and all. In as much as I know that we have to cross sell, putting pressure on operation staff who require full concentration is absurd. It has now become a case of ensuring there is no service failure, seamless operations , fast TAT, error free transactions and meeting target. I almost lost my sanity. Banking is really crazy, operations is worse.... I really wanna break out of the operations department.

Am still a Young banker with about 7months experience, (though am currently in my second bank) what courses and certifications can one take to remain relevant? How does one effectively manage salary? At what point should one get a loan (for landed property).... The experienced ones should please assist

1 Like

Re: Bankers Whats The Way Forward?? by Dahveydson(m): 10:53am On Mar 28, 2016
Mannylex:
I appreciate this thread a whole lot. The banking sector is really a Rat Race. The previous bank where I worked, operation staff were given targets, account opening, e-channels and all. In as much as I know that we have to cross sell, putting pressure on operation staff who require full concentration is absurd. It has now become a case of ensuring there is no service failure, seamless operations , fast TAT, error free transactions and meeting target. I almost lost my sanity. Banking is really crazy, operations is worse.... I really wanna break out of the operations department.

Am still a Young banker with about 7months experience, (though am currently in my second bank) what courses can work take to remain relevant? How does one effectively manage salary? At what point should one get a loan (for landed property).... The experienced ones should please assist

Wow.

Bro you just answered what I asked you about the bank of Africa.
Re: Bankers Whats The Way Forward?? by Mannylex(m): 7:34pm On Mar 28, 2016
Dahveydson:


Wow.

Bro you just answered what I asked you about the bank of Africa.

Lolz. Bro don't let that discourage you, it's what it is. There are a whole lot to learn, and I still feel Glad I started there.
Re: Bankers Whats The Way Forward?? by Dahveydson(m): 9:17pm On Mar 28, 2016
Mannylex:


Lolz. Bro don't let that discourage you, it's what it is. There are a whole lot to learn, and I still feel Glad I started there.

Not discouraged. Was only weighing options.


Thanks all the same.
Re: Bankers Whats The Way Forward?? by olaide2k6: 4:48am On Sep 17, 2016
Good day, Interested investors can call me for discussion....i supply palm kernel nut (with lpo) to a ready made buyers. It is a sellers mkt and the demand is higher than the supply... the ROI is abt 250,000 per week with a capital of 4m to 5m.

Call/Whatsapp - +234-7038764240

Whatsapp only - +1-346-232-1596

Re: Bankers Whats The Way Forward?? by Charlieubochi: 10:28am On Apr 20, 2017
PROGRAMME OFFICER

PMC LTD is a Canadian based NGO with offices in Africa,we partner with SAB (Scientific Advisory Board) and ACDC (American Center for Disease Control). We are currently searching for vibrant,intelligent and energetic youths in Nigeria to end poverty in Africa. At the heart of this vision is the transformation of the lives of people who live in poverty, empowering them to have a brighter future. PMC LTD works in more than 30 countries and has been operating in Nigeria since 2003. The Nigeria Country programme focuses on poverty eradication, Community Health and, Accountable Governance including humanitarian response and Gender equity.

BASIC INCENTIVES

* Every successful candidate after the screening exercise will be trained if qualified the candidate will be eligible for an international training in either South Africa, Dubai, or California
* Each candidate during the training will receive monthly bonuses after which will be placed on a progressive salary, with various allowances .
* Successful candidates will enjoy time flexibility during and after the training exercise

About the Role.

Every candidate will pass through a written and oral interview session after which each successful candidate will be trained courtesy of SAB and ACDC. This training empowers the individual to live beyond poverty and create lasting wealth through people management regardless of gender, age or other dimension of diversity .

JOB REQUIREMENTS

MIN REQUIRED EXPERIENCE:

1 year

MIN QUALIFICATION:

Bachelor's Degree/HND

DESIRED COURSES:

Not Specified

LOCATION :

Rivers State. (Surrounding States also acceptable)

OTHER REQUIREMENTS:

About You

You must have a 1st degree in Social Science or development related field with at least 1 year experience with a local or an international based NGO as well as strong writing, analytical and documentation skills.
A good knowledge of programme management, financial controls and procedures as well as direct experience of developing partners capacity is an added advantage.

Further information

This role requires applicants to work in the state where this position is based.

We value diversity and aspire to reflect this in our workforce. We welcome applications from people from all sections of the community, irrespective of race, colour, gender, age, sexual orientation, religion or belief.

You can expect a wide range of rewards, benefits,and flexibility that will ensure you enjoy a good work/life balance.

Competency questions

As part of your application you will be asked to demonstrate your suitability by giving answers to the following questions:

Build partnerships

Tell us about a time when you were proactive in taking on new and additional work to achieve a team or organisational goal: What was the situation? What was the new/additional work? What was your task? What did you do? What was the outcome? What was the impact of what you did?

Communicate effectively

Give us an example of a time when you communicated something complex in a way that could be easily understood by others: What was the situation? What did you need to communicate effectively? How did you make sure the message was understood by others? What was the impact? How did you know you were successful?

Steward resources

Please tell us about a time when you were able to take action to end or reduce the inefficient use of resources: What was the context? What was expected of you? What action(s) did you take? What was the impact of your actions? In what way(s) were you successful?

Interested persons should pls forward their CV's to workforceng2016@gmail.com
And / call these numbers for enquiry.
07031513680

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