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How To Have A Happy Retirement - Career - Nairaland

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How To Have A Happy Retirement by nex(m): 12:23pm On Aug 12, 2015


You can’t just have a happy retirement, you have to make it happen, so here are some tips towards that:
Start saving early and stick with it. This means getting a pension plan that works for you. You’re not going to work for life, so have a clear picture from the outset about how you’ll get on and keep living your best when you’re no longer working. That’s when you’re going to need money coming in for you on a regular basis so you can have a happy life and achieve the things you want to achieve.

So now is a great time to put some thought into this and decide how you’re going to get on when you retire and how much you’ll need to make it happen. Then talk to your pension firm about it and they’ll walk you through the whole thing.

Some employers have a private gratuity or retirement plan that employees can cash into when they stop working for them. But every employer in Nigeria with three or more staff has to deduct a part of their staff’s pay and remit it to a pension firm towards retirement. This is in addition to what the employers too have to contribute as the boss.



It’s the government’s national pension scheme and everyone has to be into it whether they’re in the public or private sector. So you have to check with your employer to make sure they’re remitting your pension duly and also see what other benefits you’re entitled to when you stop working.
A lot of people save their money and soon blow it. But what’s the point of saving in the first place? Saving and investing go hand in hand, so when you’re saving for your retirement, you’ve got to also make sure to invest some of your money into something wise.

Your pension firm won’t let you withdraw from your retirement savings with them so you don’t lavish your savings. But the good part of saving with a pension firm is that you could actually get up to a quarter of your pension right now if you ever lose your job and can’t get another one within four months. But you’ve got to use this window sparingly and keep your savings intact all the way.


SOURCE: http://www.barbaric.com.ng/how-to-have-a-happy-retirement/

1 Like

Re: How To Have A Happy Retirement by Skypelogger: 1:09pm On Aug 12, 2015
Ok
Re: How To Have A Happy Retirement by Nobody: 1:09pm On Aug 12, 2015
OH SHUT UP! NOTHING BETTER THAN DUMPING THE OLD WIFE AND CATCHING ONE 18YR OLD SWEETHEART. LIVE FOREVER!

#askoshiomhole

2 Likes

Re: How To Have A Happy Retirement by Gwan2(m): 1:09pm On Aug 12, 2015
Pray for a good wife, daz the automatic ticket to happy retirement, as you both will put heads together to strategize a suitable plan.
.
.
Get a demonic wife....trust me, you will be living your retirement life while working and living a working lifestyle while on retirement.

9 Likes 1 Share

Re: How To Have A Happy Retirement by Georgekyrian(m): 1:09pm On Aug 12, 2015
Some jobless nairalanders still follow GEORGE they drag FTC..smh
Re: How To Have A Happy Retirement by realGURU(m): 1:09pm On Aug 12, 2015
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Just walk into any branch of your bank here in nigeria, get an ATM card , yes ATM card with a mastercard or visa logo.
Get a cheap domain name for a complete year registration for less than a dollar.
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Click my signature to get access..
Re: How To Have A Happy Retirement by WhatDoYouMean: 1:10pm On Aug 12, 2015
Is that do?
Re: How To Have A Happy Retirement by Justicealh3(m): 1:11pm On Aug 12, 2015
Landmark. Am just happy about this picture.

4 Likes

Re: How To Have A Happy Retirement by crispberry(f): 1:11pm On Aug 12, 2015
Okay
Re: How To Have A Happy Retirement by Nobody: 1:12pm On Aug 12, 2015
LALASTICALA,,,,,,,,,,,,,,,,,,,,,,,,,,,,,
Re: How To Have A Happy Retirement by jammani(m): 1:12pm On Aug 12, 2015
OP, Is that all?
Re: How To Have A Happy Retirement by ephi123(f): 1:12pm On Aug 12, 2015
See all of them booking space, rather than reading and assimilating the post to see what they can pick from it. I smh
Re: How To Have A Happy Retirement by jaybee104(m): 1:12pm On Aug 12, 2015
Bring this post 100yrs later.. Cos that's when im planning to retire grin
Re: How To Have A Happy Retirement by DONSMITH123(m): 1:13pm On Aug 12, 2015
legendaryfool:
OH SHUT UP! NOTHING BETTER THAN DUMPING THE OLD WIFE AND CATCHING ONE 18YR OLD SWEETHEART. LIVE FOREVER!

#askoshiomhole

lol
Re: How To Have A Happy Retirement by damiloladuke: 1:15pm On Aug 12, 2015
very thoughtful and nice information







meanwhile if you wanna laugh tire today
CHECK MY SIGNATURE TO READ MY FUNNY SECRET DIARY
Re: How To Have A Happy Retirement by Nobody: 1:15pm On Aug 12, 2015
nex:


You can’t just have a happy retirement, you have to make it happen, so here are some tips towards that:
Start saving early and stick with it. This means getting a pension plan that works for you. You’re not going to work for life, so have a clear picture from the outset about how you’ll get on and keep living your best when you’re no longer working. That’s when you’re going to need money coming in for you on a regular basis so you can have a happy life and achieve the things you want to achieve.

So now is a great time to put some thought into this and decide how you’re going to get on when you retire and how much you’ll need to make it happen. Then talk to your pension firm about it and they’ll walk you through the whole thing.

Some employers have a private gratuity or retirement plan that employees can cash into when they stop working for them. But every employer in Nigeria with three or more staff has to deduct a part of their staff’s pay and remit it to a pension firm towards retirement. This is in addition to what the employers too have to contribute as the boss.



It’s the government’s national pension scheme and everyone has to be into it whether they’re in the public or private sector. So you have to check with your employer to make sure they’re remitting your pension duly and also see what other benefits you’re entitled to when you stop working.
A lot of people save their money and soon blow it. But what’s the point of saving in the first place? Saving and investing go hand in hand, so when you’re saving for your retirement, you’ve got to also make sure to invest some of your money into something wise.

Your pension firm won’t let you withdraw from your retirement savings with them so you don’t lavish your savings. But the good part of saving with a pension firm is that you could actually get up to a quarter of your pension right now if you ever lose your job and can’t get another one within four months. But you’ve got to use this window sparingly and keep your savings intact all the way.


SOURCE: http://www.barbaric.com.ng/how-to-have-a-happy-retirement/

wow the old woman look very cute and natural. There is nothing like Education.
Re: How To Have A Happy Retirement by adesegun121(m): 1:16pm On Aug 12, 2015
Ok
Re: How To Have A Happy Retirement by wunmi590(m): 1:16pm On Aug 12, 2015
.
Re: How To Have A Happy Retirement by haji56(m): 1:17pm On Aug 12, 2015
That is not the answer to the question ,an intending pensionear must find one or two skills that will feach him money till his death so our days pensionears are not tied but retired
Re: How To Have A Happy Retirement by naijainfogalery: 1:21pm On Aug 12, 2015
lol
Re: How To Have A Happy Retirement by Skoopy(m): 1:55pm On Aug 12, 2015
I bet say CENTURION no pay you for advert grin
Re: How To Have A Happy Retirement by Yustash001(m): 1:57pm On Aug 12, 2015
Nice tips..
Re: How To Have A Happy Retirement by paix(m): 2:03pm On Aug 12, 2015
haji56:
That is not the answer to the question ,an intending pensionear must find one or two skills that will feach him money till his death so our days pensionears are not tied but retired
You mean PENSIONER.

1 Like

Re: How To Have A Happy Retirement by jinxet2000: 2:36pm On Aug 12, 2015
It is very simple.
Your pension will not take care of your retirement days.
While working, set up a business and build it gradually and by retirement year, it must have grown big. When you retire, you must have got people working there already, do a staggered visit and give directives and you enjoy your retirement in wealth and in happiness.
However, still save some money with a pension company, after all, that is government policy which pays at the end of the day.
Don't ever ever believe that your pension will save your retirements. Always get busy.

1 Like

Re: How To Have A Happy Retirement by jossy26: 2:57pm On Aug 12, 2015
The pension idea is laudable but is it sustainable in this our country? thats a million dollar question, if the government can sustain it and ensure PFAs dont misappropriate the funds then we all we have a good retirement in the nearest future. if someone can invest in a viable business, thats also a great idea to plan for good retirement.
Re: How To Have A Happy Retirement by Nobody: 3:01pm On Aug 12, 2015
^^^ You are obviously not in business. It does not work as you painted it.

@ topic, invest in rental property..

Sweet retirement. Just N12m property could be giving you N1m rent annually. Why won't you feed well. ?

1 Like

Re: How To Have A Happy Retirement by Nobody: 3:04pm On Aug 12, 2015
Ok
Re: How To Have A Happy Retirement by Adesiji77: 3:39pm On Aug 12, 2015
Following

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