mukulu56:
this is so bad for a startup. so bad.
i wonder what they now use peoples info to do

thats the procedure i believe

too bad

Paylater is real. They always put into consideration your income and ur expenses before give out loan. These factors also determine how much they can give you.

Dynamo35:
Paylater is a publicity scam for one credit. This company does not have any plans of loaning any one money as they claimed on nairaland & LIB. They will make you divulge all your personal information including your BVN number & at the end of the day, they will keep telling you that your application is only 52% completed. Guys beware!

WiseFool2:

Please o they were asking for my OTP. Isn't it dangerous and risky to give them my OTP?

was any otp sent to you?also, did you use visa card?

Seems if you use VISA card, to get the loan is hard

someone said it can also be applied through theeir email afterwhich they will reply followed by form fee of 4000 .also that this method takes 5 working days to get the money. please has any tried this method before.

If you have dormant Bank account and or zero balance don't apply.
if you borrow credit from network and yet to pay don't apply.
if you are not active on Facebook don't apply.

My take
If you pass the above you are good to go.
Dont tell them you earn 30k monthly and you want to collect 10k loan fafafa fowl u no go
Get approval.

Hey guys,

I have this secret on getting a soft loan into your account using your mobile phone check it out here >>> Click here<<<

Thank me Later...

Paylater is as real as death.

In my own case i decided to see if it works. I got my alert almost immediately. I and my bro could not believe it

Olufola:
Paylater is real ooo, I just got a loan of 100000 from them interest is 15k in 3 months. although I'm a litle concerned about how they intend to deduct the money from my account in due time. Does it mean they already have access to my account, I de fear o

I want to make inquiry further. can I send you a pm to talk better on what you posted?

jackbennie:
Those guys will later defraud people on d long run becos I send them a message dat I want to deactivate my acct on their site dat I was no longer interested and the refused dat it can't b possible

Wat is d way forward now.

Pls @ op should stop this immediately
I have been using paylater for a while now and I can tell you they are real and have standards too. They are very quick . My current credit worth with them is up to 48k when you meet the requirements you will get the loan Asap and they ate when you default

This a big.lie, I have borrowed.money.from the twice and I have sucessfully gotten. Am on my second repayment plan. Paylater is REAL

Dynamo35:
Paylater is a publicity scam for one credit. This company does not have any plans of loaning any one money as they claimed on nairaland & LIB. They will make you divulge all your personal information including your BVN number & at the end of the day, they will keep telling you that your application is only 52% completed. Guys beware!

My fisrt loan with them.was 100k cos I provided my bank statment which show I earn more than that monthly

thesicilian:

what is the maximum amount?

Paylater is real . I got my alert immediately I sent my otp

Try @paylaterNG! Apply for a loan & receive a decision in minutes: https://play.google.com/store/apps/details?id=com.lenddo.mobile.paylater&referrer=ReferralCode.AJIBP493

Use the referral Code above

everyone is talking about getting the loan what If you default due to onething or the other what are the consequences?

Paylater is real and active... I have applied and received the second loan i applied for. Each application came in not more than twenty minutes after i applied.

So check again and fill in the right details.

I have been benefiting from pay later since 4 months now. They are real.I got 375000 naira from them as a loan and paying back in 3 installments in three months

I fuked up those guys

Just got another loan today after paid my first loan .

Don't go there if you know that you can't pay back

How is repayment done? Can I pay before the due date?

Just got 37500 in less than 1hr. For repayment u will have to enter ur card details and they withdraw when do or u can pay up before the due date by clicking on pay now.

Their interest rate is alarming, you pay more than 10,000 interest on a loan of 25,000. Just for a period of two or three months.

kween01:
Their interest rate is alarming, you pay more than 10,000 interest on a loan of 25,000. Just for a period of two or three months.

Mine is 25000 to 32500

See how to successfully get a PayLater Loan here.

I think it works , my friends are using it and my first application they offered me 197000k, i wonder why peeps are talking about 10k

Dynamo35:
Paylater is a publicity scam for one credit. This company does not have any plans of loaning any one money as they claimed on nairaland & LIB. They will make you divulge all your personal information including your BVN number & at the end of the day, they will keep telling you that your application is only 52% completed. Guys beware!

@ poster your above statement is wrong and u better request them to explain to u reasons why ur request was denied. paylater is the best loan app i know and they are very efficient.

Any Other alternative apps to Paylater?

ekehopp:
Any Other alternative apps to Paylater?

I dey use paylater and aella