onila:


yes, they are
they believe their way of life is the best
i just ignore some of the things they do because every person has their own trouble

u just reminded me of one of my jamaican housemate
he tells you to open the back kitchen door (even when it's cold ) , close the door leading to the room upstairs and put on the kitchen fan when cooking

they do stupid unnecessary things like that
pissing everyone in the house

i remember when my Jamaican friend told me, it's only jamaican girls that wash their panties immediately when they their remove pant
that other races/cultures ain't clean like them
she claims especially african girls don't wash their panties immediately

apart from some of their madness, they can be helpful
i remember when a jamaican woman advised me to dress appropriately, that I should be another black girl prone to be judged or being used and dumped

but what's her business but i will just use her advice a little.

there are people u wanna hang with some time not all the time

True. They also brag that no one washes and seasons their chicken like them, another one told my mum to get dreadlocks

Wait, but Nigerian girls do wash their panties immediately

lepasharon:
Wait, but Nigerian girls do wash their panties immediately

Doesn't it depend on the individual?

Afam4eva:

Doesn't it depend on the individual?

They generally do, I learnt that practice when I went to naija

lepasharon:


True. They also brag that no one washes and seasons their chicken like them, another one told my mum to get dreadlocks

yes my jamaican friend i should stop wearing weaves
that she doesn't understand why African girls are obsessed with weaves

that we are much better natural
that wearing our natural hair will show off our beautiful unique African features better

interesting set of people, if you ask me

lepasharon:


They generally do, I learnt that practice when I went to naija

I didn't they usually do this when having their bath. It's more convenient.

lepasharon:
Wait, but Nigerian girls do wash their panties immediately

when i was disorganized living on my own
i used to dumped my p's into the washing machine

no one to do eye service for

when i live with my husband, i will wash after i remove

onila:


when i was disorganized living on my own
i used to dumped my p's into the washing machine

no one to do eye service for

when i live with my husband, i will wash after i remove

Same, I used to but can't be bothered now. Besides, its more hygienic to wash them in the mashine because it uses boiling hot water

Afam4eva:

I didn't they usually do this when having their bath. It's more convenient.

Girls in boarding school do it

lepasharon:


Same, I used to but can't be bothered now. Besides, its more hygienic to wash them in the mashine because it uses boiling hot water

my jamaican friend said it's better to watch ur pant immediately
because its not good for the vagina wax/residue(whatever they call it) to be on ur pant for long
it's hard to remove the wax when it stays on the pant for long according to her

the wax remains there and you wear the pant again = bacteria


mad people

abeg no stress, washing machine
i have exams next week

onila:


my jamaican friend said it's better to watch ur pant immediately
because its not good for the vagina wax/residue(whatever they call it) to be on ur pant for long
it's hard to remove the wax when it stays on the pant for long according to her

the wax remains there and you wear the pant again = bacteria


mad people

abeg no stress, washing machine
i have exams next week

Lol TMI

Yeah..I've noticed that about Islanders. They tend to "look-down" on Africans..yet history proves that they originate from Africa.

onila:



even whites never make fun of the fact, I am from Africa

one skank from Bahamas asked do I like it there

last time, I check Caribbean is not rich
if the Caribbean is so great, why are they rushing too come here also

as far as ur non white, you are trash to white people

it sucks you can't make fun of the fact caribbeans are in prison like the way we tease African Americans

but l know calling them African descent will make them mad when they make me angry again

My anthropology professor always reminds the caribbeans in my class, that the caribbean was populated from slaves from Africa
when white people say it, it's okay to them but when Africa reminds them, they get angry

KidStranglehold:


Just saying we AAs in America are GOING TO NEED Africa in the future. This is why I pray African countries like Nigeria, Ghana, Tanzania, Kenya, and many others develop fast. Reason why I say this is because it would be useful for African-Americans to do business with Africans to cut out white Americans. Reason I say this is because when it comes to banks and getting loans, most blacks in America do not get loans and because of that they are not able to start businesses. Small steps of this already happened when a Ghanaian firm bailed out a black owned bank here in America. More stuff like that needs to happen. My sister currently lives in Ethiopia(where I am going) and she says many Ethiopians welcome AA business over Indian, Chinese and even whites.

I'm just saying while it is true America is developed and Africa may have some of its issues, I have heard that it is easier for AA entrepreneurs to make moves in Africa then the states. Heck see Ghana... But I definitely get what you're saying. AAs dont have to LIVE in Africa, but we should get our act together for business.

That's mostly due to having bad credit. Many african americans often do not have good credits and the american financial system works based on your credit history. Though I have good credit (700+) but been here for only a few years, I still do not have access to all of the credit opportunities out there due to my 'short' credit history though everything else on my profile is an A. From my observation, african americans do not take their credits very seriously, and a good credit in this country opens up the doors of opportunities to many things. It is often said that one test of one's responsibility is by taking a look at the person's credit profile.

Generally, african americans need massive financial lessons on credit building. Many an african american parent tends to know little or nothing about building credit and it continues onto the next generation and next. I have often seen where many AA guys brag about having 300s and 400s scores etc. and they really don't even care about improving or changing it. They even have this saying that, never trust a black (african american) man with credit i.e. a black man would mismanage credit if given to him.

bigfrancis21:


That's mostly due to having bad credit. Many african americans often do not have good credits and the american financial system works based on your credit history. Though I have good credit (700+) but been here for only a few years, I still do not have access to all of the credit opportunities out there due to my 'short' credit history though everything else on my profile is an A. From my observation, african americans do not take their credits very seriously, and a good credit in this country opens up the doors of opportunities to many things. It is often said that one test of one's responsibility is by taking a look at the person's credit profile.

Generally, african americans need massive financial lessons on credit building. Many an african american parent tends to know little or nothing about building credit and it continues onto the next generation and next. I have often seen where many AA guys brag about having 300s and 400s scores etc. and they really don't even care about improving or changing it. They even have this saying that, never trust a black (african american) man with credit i.e. a black man would mismanage credit if given to him.

No offense but this is only true if you l have a simplistic naive view on African-Americans and how America works... What you posted has no correlation to what my post was about.





Inside the Battle Over Florida's Racially-Charged Payday Loan Racket

But the report's authors determined the addresses for every single payday loan location in Jacksonville, Miami, Orlando, and Tampa, and found that a majority are concentrated in African American and Latino communities.

"Neighborhoods where over fifty percent of the population is black or Latino you have payday loan store concentrations that are twice as large than neighborhoods where less than twenty-five percent of the population is black or Latino," Davis said. "Also low income communities that are eighty percent below Florida's median income level have four times the concentration of payday loan stores than communities that are one hundred twenty percent over the median income level."

https://www.vice.com/en_us/article/inside-the-battle-over-floridas-racially-charged-payday-loan-racket

Black, Latino mortgage rejection rates still high
https://www.bostonglobe.com/business/2015/12/21/blacks-latinos-still-rejected-for-mortgages-higher-rates/kng3Kuc4v3uIK1pmDqBSjO/story.html

This has ZERO to do with having good credit. Saying AAs(a group of 40 million) don't know how to manage credit is naive. My whole family has good credit, including me. The point is that there is a wealth gap that has been widening since the late 40s after world war 2 in America. I have met many blacks who said they couldn't even get loans for a house even when they had good credit. This is a COMMON PHENOMENON!

I know many Africans who migrant here like to call this whining or "blaming da white man..." But this is not whining.
Federal housing policies didn’t just deny opportunities to black residents. They subsidized and safeguarded whites-only neighborhoods.
http://www.citylab.com/housing/2015/09/how-the-federal-government-built-white-suburbia/403321/?utm_source=SFTwitter

This is all from government grants, subsidiaries, loans, free land, White women benefiting from Affirmative Action, etc. It all goes back to the government. That's why I said African-Americans using African banks would cut out white owned banks and would make it easier(with good credit) to get loans.

I can post many more stats/studies if need be.

KidStranglehold:


No offense but this is only true if you l have a simplistic naive view on African-Americans and how America works... What you posted has no correlation to what my post was about.





Inside the Battle Over Florida's Racially-Charged Payday Loan Racket

https://www.vice.com/en_us/article/inside-the-battle-over-floridas-racially-charged-payday-loan-racket

Black, Latino mortgage rejection rates still high
https://www.bostonglobe.com/business/2015/12/21/blacks-latinos-still-rejected-for-mortgages-higher-rates/kng3Kuc4v3uIK1pmDqBSjO/story.html

This has ZERO to do with having good credit. Saying AAs(a group of 40 million) don't know how to manage credit is naive. My whole family has good credit, including me. The point is that there is a wealth gap that has been widening since the late 40s after world war 2 in America. I have met many blacks who said they couldn't even get loans for a house even when they had good credit. This is a COMMON PHENOMENON!

I know many Africans who migrant here like to call this whining or "blaming da white man..." But this is not whining.
Federal housing policies didn’t just deny opportunities to black residents. They subsidized and safeguarded whites-only neighborhoods.
http://www.citylab.com/housing/2015/09/how-the-federal-government-built-white-suburbia/403321/?utm_source=SFTwitter

This is all from government grants, subsidiaries, loans, free land, White women benefiting from Affirmative Action, etc. It all goes back to the government. That's why I said African-Americans using African banks would cut out white owned banks and would make it easier(with good credit) to get loans.

I can post many more stats/studies if need be.

The statistics you've posted only show results. I think you should be looking deeper to ask why or the cause of these. If it were 2 years ago or when I was new to the country I would have easily believed the results as-is, however I've lived here a few years to know why. I am a Nigerian black man and truth be told,n african americans aren't the best at managing credit. People who know me personally know that I don't sugarcoat things. I could be brutally honest and tell things as they are. Majority of AAs barely know anything about credit or managing credit. How do you expect to be granted for a loan or credit card when you have late payments, loan defaults, collections etc littered over your report? Even americans (white americans) with good profiles also complain of being denied here and there EVEN with near-excellent credit profiles. It all starts with the parents. For example, white parents tend to be more aware of how the credit system works, and tend to help their kids develop theirs from an early age. But for AA parents it's different. These parents, majority who already have bad credits themselves to get approved anywhere, take out new credit cards using their children's social security number without their knowledge, max the cards out, thus spoiling their children's credit before they grow up to know anything about credit. Then these black kids grow up already having bad credits and thinking that the situation is irredeemable. This goes on from generation to generation. Of course with bad credits you would never get the best of any credit benefits in this country. While white parents help prepare their kids for success by building their credits from a young age, black parents do the opposite - destroy their futures by messing up their credit, which a very critical part of succeeding in America.

I've noticed that our AA brothers like to point outwards for their problems and never want to look inwards to identify any problems they may have. Instead of blaming the white man for perceived woes, why not organize financial credit classes for african americans, especially in lower class areas to enlighten them about how credit works? AAs in the ghettoes barely know anything about credit. Let me ask you personally, if you had $1m to give away in loans at interest rates to make money, would you grant your hard-earned money as loans to people with bad credit, regardless of race? Of course you won't. It's not a matter of race here but a matter of your money. In business, there's no emotions. It's about protecting your money. Lending money is a financial risk and your priority is to lend to people with high chances of paying back. Let us start from there. If African americans manage to build better credits on average, are at par with other races but are still getting denied loans and co, then we can say for sure that the system has a problem. Asides that let us not be too quick to point at the white man as the source of our problems when it lies within us not effectively utilizing our brain resources. You could go on pulling out statistics upon statistics but that does not change anything if the general credit situation is not improved. Honestly, many AAs don't care about anything, I mean anything. It is evident in the just concluded elections when majority did not come out to vote due to reasons best known to them or simply because they did not care. This is an attitude that seriously has to change. Ask black bankers who have worked years in the financial sector and they reveal the same thing - despite how much they try to help fellow blacks coming to the bank for loans majority come to the bank with bad or below average credit, compared to their white counterparts. Honestly I believe one's credit gives an insight into how responsible that individual is. Most often than not, successful and responsible people tend to have good or better credits. Start first with improving the general credit situation of african americans before pointing a finger at the white man.

bigfrancis21:


The statistics you've posted only show results. I think you should be looking deeper to ask why or the cause of these. If it were 2 years ago or when I was new to the country I would have easily believed the results as-is, however I've lived here a few years to know why. I am a Nigerian black man and truth be told,n african americans aren't the best at managing credit. People who know me personally know that I don't sugarcoat things. I could be brutally honest and tell things as they are. Majority of AAs barely know anything about credit or managing credit. How do you expect to be granted for a loan or credit card when you have late payments, loan defaults, collections etc littered over your report? Even americans (white americans) with good profiles also complain of being denied here and there EVEN with near-excellent credit profiles. It all starts with the parents. For example, white parents tend to be more aware of how the credit system works, and tend to help their kids develop theirs from an early age. But for AA parents it's different. These parents, majority who already have bad credits themselves to get approved anywhere, take out new credit cards using their children's social security number without their knowledge, max the cards out, thus spoiling their children's credit before they grow up to know anything about credit. Then these black kids grow up already having bad credits and thinking that the situation is irredeemable. These goes on from generation to generation. Of course with bad credits you would never get the best of any credit benefits in this country. While white parents help their kids for success by building their credits from a young age, black parents do the opposite - destroy their futures by messing up their credit, a very important part of succeeding in America.

I've noticed that our AA brothers like to point outwards for their problems and never want to look inwards to identify any problems they may have. Instead of blaming the white man for perceived woes, why not organize financial credit classes for african americans, especially in lower class areas to enlighten them about how credit works? AAs in the ghettoes barely know anything about credit. Let me ask you personally, if you had $1m to give away in loans at interest rates to make money, would you grant your hard-earned money as loans to people with bad credit, regardless of race? Of course you won't. It's not a matter of race here but a matter of your money. In business, there's no emotions. It's about protecting your money. Lending money is a financial risk and your priority is to lend to people with high chances of paying back. Let us start from there. If African americans manage to build better credits on average, are at par with other races but are still getting denied loans and co, then we can say for sure that the system has a problem. Asides that let us not be too quick to point at the white man as the source of our problems when it lies within us not effectively utilizing our brain resources. You could go on pulling out statistics upon statistics but that does not change anything if the general credit situation is not improved. Honestly, many AAs don't care about anything, I mean anything. It is evident in the just concluded elections when majority did not come out to vote due to reasons best known to them or simply because they did not care. This is an attitude that seriously has to change. Ask black bankers who have worked years in the financial sector and they reveal the same thing - despite how much they try to help fellow blacks coming to the bank for loans majority come to the bank with bad or below average credit, compared to their white counterparts. Honestly I believe one's credit gives an insight into how responsible that individual is. Most often than not, successful and responsible people tend to have good or better credits. Start first with improving the general credit situation of african americans.

I stay on Nairaland, because of this kind of posts. Kudos dear Bigfrancis21

I'm here to read comments

Lady39:
Yeah..I've noticed that about Islanders. They tend to "look-down" on Africans..yet history proves that they originate from Africa.

Some parts of the Caribbean are not rich (like Haiti). Other parts are rich (like The Bahamas). You cannot generalize. Haiti has a per capita income of less than $1,000.00. In the Bahamas our per capita income is above $30,000. Other high income countries include Barbados. While most (like St. Lucia etc.) are middle income.

For the record, people from the Bahamas are not "rushing" to go anywhere. Like all countries, you will find some people from here in different countries, but Bahamians do not migrate for economic reasons. That is why Bahamians do not require visas to travel to the US, UK, Europe (Schengen and non-Schengen), Japan, China, Canada etc. Because we attract migrants (from Haiti, Jamaica, Africa, Cuba, Colombia, the Philippines) rather than being a source of economic migrants.

So it seems that it is YOU that is generalizing and speaking without the benefit of being informed.

onila:


just because they managed to be surrounded by nice blue water, they think they are better

even whites never make fun of the fact, I am from Africa

one skank from Bahamas asked do I like it there

last time, I check Caribbean is not rich
if the Caribbean is so great, why are they rushing too come here also

as far as ur non white, you are trash to white people



it sucks you can't make fun of the fact caribbeans are in prison like the way we tease African Americans

but l know calling them African descent will make them mad when they make me angry again

My anthropology professor always reminds the caribbeans in my class, that the caribbean was populated from slaves from Africa
when white people say it, it's okay to them but when Africa reminds them, they get angry

Some parts of the Caribbean are not rich (like Haiti). Other parts are rich (like The Bahamas). You cannot generalize. Haiti has a per capita income of less than $1,000.00. In the Bahamas our per capita income is above $30,000. Other high income countries include Barbados. While most (like St. Lucia etc.) are middle income.

For the record, people from the Bahamas are not "rushing" to go anywhere. Like all countries, you will find some people from here in different countries, but Bahamians do not migrate for economic reasons. That is why Bahamians do not require visas to travel to the US, UK, Europe (Schengen and non-Schengen), Japan, China, Canada etc. Because we attract migrants (from Haiti, Jamaica, Africa, Cuba, Colombia, the Philippines) rather than being a source of economic migrants.

So it seems that it is YOU that is generalizing and speaking without the benefit of being informed.

momoyama:



Some parts of the Caribbean are not rich (like Haiti). Other parts are rich (like The Bahamas). You cannot generalize. Haiti has a per capita income of less than $1,000.00. In the Bahamas our per capita income is above $30,000. Other high income countries include Barbados. While most (like St. Lucia etc.) are middle income.

For the record, people from the Bahamas are not "rushing" to go anywhere. Like all countries, you will find some people from here in different countries, but Bahamians do not migrate for economic reasons. That is why Bahamians do not require visas to travel to the US, UK, Europe (Schengen and non-Schengen), Japan, China, Canada etc. Because we attract migrants (from Haiti, Jamaica, Africa, Cuba, Colombia, the Philippines) rather than being a source of economic migrants.

So it seems that it is YOU that is generalizing and speaking without the benefit of being informed.

bahamas is poor
all my Bahamian friends raised in single homes

all those hotels are owned by foreigners

st kitts is visa free to US and UK but still a poor country

bahamas no jobs. .Africans go to the caribbean to buy houses and not look for greener pastures there
as for now, there is no rich black nation

KidStranglehold: who falsely claimed black Americans are better off financially than both Caribbean and black America

are the same black americans i saw in a group, that thinking of returning to Africa because Africa has more billionaires and they are better off financially in Africa

if bahamas is rich, why aren't thinking of moving to bahamas, barbados or bermuda

Hello
I'm from Guyana, in South America, but we have a Caribbean culture. Most Caribbean people don't look down on Africans. I believe that most, know that Africa is where we are all from. At least we should all know that, any other believe would be ignorant. I love and admire my brothers and sisters from The African continent, because many of them know their culture and true history.

onila:


bahamas is poor
all my Bahamian friends raised in single homes

all those hotels are owned by foreigners

st kitts is visa free to US and UK but still a poor country

bahamas no jobs. .Africans go to the caribbean to buy houses and not look for greener pastures there
as for now, there is no rich black nation

KidStranglehold: who falsely claimed black Americans are better off financially than both Caribbean and black America

are the same black americans i saw in a group, that thinking of returning to Africa because Africa has more billionaires and they are better off financially in Africa

if bahamas is rich, why aren't thinking of moving to bahamas, barbados or bermuda

LOL. You are laughable and your envy makes you blind to reality.

Check your facts. The Bahamian dollar is on a par 1 to 1 with the US dollar. My housekeeper (from Haiti) earns more than average US wages and, unlike in the US, there is no income tax on that income.

Western Union and Moneygram in the Bahamas do ALL of their business sending money out of the country and NONE of it sending money in. I think that answers the question of the wealth of the country more eloquently than anything I can say.

FYI, the Bahamas has a far bigger immigration problem than the US. Every year we deport thousands of immigrants (including from the US) and immigrants looking for work make up 20 percent of our population. I guess they like to risk their lives trying to migrate to a "poor" country.

Do yourself a favour and look up the Bahamas' position in the UNDP's Human Development Index, rather than ranting nonsense.

is Bahamas a US territory though?

momoyama:


LOL. You are laughable and your envy makes you blind to reality.

Check your facts. The Bahamian dollar is on a par 1 to 1 with the US dollar. My housekeeper (from Haiti) earns more than average US wages and, unlike in the US, there is no income tax on that income.

Western Union and Moneygram in the Bahamas do ALL of their business sending money out of the country and NONE of it sending money in. I think that answers the question of the wealth of the country more eloquently than anything I can say.

FYI, the Bahamas has a far bigger immigration problem than the US. Every year we deport thousands of immigrants (including from the US) and immigrants looking for work make up 20 percent of our population. I guess they like to risk their lives trying to migrate to a "poor" country.

Do yourself a favour and look up the Bahamas' position in the UNDP's Human Development Index, rather than ranting nonsense.

the only immigrants flooding bahamas is refugee hatians

ghanaian cedis is also on a par 1 to 1 with the US dollar, so what's your point
does that mean Ghana is better than Nigeria whose dollars equals t0 350 dollars

the only rich bahamian i have ever met was a child of a government worker
the rest i have met, I am far richer than them

bahamians are just content people who love staying in their country just like namibians and botswans, south Africans who are also visa free to europe and America

onila:


the only immigrants flooding bahamas is refugee hatians

ghanaian cedis is also on a par 1 to 1 with the US dollar, so what's your point
does that mean Ghana is better than Nigeria whose dollars equals t0 350 dollars

the only rich bahamian i have ever met was a child of a government worker
the rest i have met, I am far richer than them

bahamians are just content people who love staying in their country just like namibians and botswans, south Africans who are also visa free to europe and America

you are list. Travel, read and open your mind. Your ignorance is staggering. Instead of your uninformed observations, why can't you quote me a statistic to support your laughable thesis?

onila:


the only immigrants flooding bahamas is refugee hatians

ghanaian cedis is also on a par 1 to 1 with the US dollar, so what's your point
does that mean Ghana is better than Nigeria whose dollars equals t0 350 dollars

the only rich bahamian i have ever met was a child of a government worker
the rest i have met, I am far richer than them

bahamians are just content people who love staying in their country just like namibians and botswans, south Africans who are also visa free to europe and America

If only Haitians are flooding here, why do we have Nigerians, Jamaicans and Colombians in the Detention centre and bring deported daily?

momoyama:


If only Haitians are flooding here, why do we have Nigerians, Jamaicans and Colombians in the Detention centre and bring deported daily?

broke ass Jamaicans are everywhere in the caribbean to get money and send home since their dollar is one of the lowest in the Caribbean

Nigerians are everywhere ard the world

bigfrancis21:


The statistics you've posted only show results. I think you should be looking deeper to ask why or the cause of these. If it were 2 years ago or when I was new to the country I would have easily believed the results as-is, however I've lived here a few years to know why. I am a Nigerian black man and truth be told,n african americans aren't the best at managing credit. People who know me personally know that I don't sugarcoat things. I could be brutally honest and tell things as they are. Majority of AAs barely know anything about credit or managing credit. How do you expect to be granted for a loan or credit card when you have late payments, loan defaults, collections etc littered over your report? Even americans (white americans) with good profiles also complain of being denied here and there EVEN with near-excellent credit profiles. It all starts with the parents. For example, white parents tend to be more aware of how the credit system works, and tend to help their kids develop theirs from an early age. But for AA parents it's different. These parents, majority who already have bad credits themselves to get approved anywhere, take out new credit cards using their children's social security number without their knowledge, max the cards out, thus spoiling their children's credit before they grow up to know anything about credit. Then these black kids grow up already having bad credits and thinking that the situation is irredeemable. This goes on from generation to generation. Of course with bad credits you would never get the best of any credit benefits in this country. While white parents help prepare their kids for success by building their credits from a young age, black parents do the opposite - destroy their futures by messing up their credit, which a very critical part of succeeding in America.

I've noticed that our AA brothers like to point outwards for their problems and never want to look inwards to identify any problems they may have. Instead of blaming the white man for perceived woes, why not organize financial credit classes for african americans, especially in lower class areas to enlighten them about how credit works? AAs in the ghettoes barely know anything about credit. Let me ask you personally, if you had $1m to give away in loans at interest rates to make money, would you grant your hard-earned money as loans to people with bad credit, regardless of race? Of course you won't. It's not a matter of race here but a matter of your money. In business, there's no emotions. It's about protecting your money. Lending money is a financial risk and your priority is to lend to people with high chances of paying back. Let us start from there. If African americans manage to build better credits on average, are at par with other races but are still getting denied loans and co, then we can say for sure that the system has a problem. Asides that let us not be too quick to point at the white man as the source of our problems when it lies within us not effectively utilizing our brain resources. You could go on pulling out statistics upon statistics but that does not change anything if the general credit situation is not improved. Honestly, many AAs don't care about anything, I mean anything. It is evident in the just concluded elections when majority did not come out to vote due to reasons best known to them or simply because they did not care. This is an attitude that seriously has to change. Ask black bankers who have worked years in the financial sector and they reveal the same thing - despite how much they try to help fellow blacks coming to the bank for loans majority come to the bank with bad or below average credit, compared to their white counterparts. Honestly I believe one's credit gives an insight into how responsible that individual is. Most often than not, successful and responsible people tend to have good or better credits. Start first with improving the general credit situation of african americans before pointing a finger at the white man.

I'm not going to even bother with this post(or any other posts on this site) as you literally overlooked most of the sources I posted whule continuing to having a naive opinion of AAs not knowing how to manage credit. Continue, I have a trip to plan.

Hi,
I think u may have mixed me up with the general poster of the thread. I'm only speaking about my experience. I should've been more specific. But I don't have a "fish to fry" in this situation. I was just commenting. I thought that thr French portion of St. Maarten was pretty wealthy also. The Bahamas & Barbados acquire most of their "wealth" mainly through Western tourism correct? I could be wrong, so thanks for educating me in advance.

momoyama:


Some parts of the Caribbean are not rich (like Haiti). Other parts are rich (like The Bahamas). You cannot generalize. Haiti has a per capita income of less than $1,000.00. In the Bahamas our per capita income is above $30,000. Other high income countries include Barbados. While most (like St. Lucia etc.) are middle income.

For the record, people from the Bahamas are not "rushing" to go anywhere. Like all countries, you will find some people from here in different countries, but Bahamians do not migrate for economic reasons. That is why Bahamians do not require visas to travel to the US, UK, Europe (Schengen and non-Schengen), Japan, China, Canada etc. Because we attract migrants (from Haiti, Jamaica, Africa, Cuba, Colombia, the Philippines) rather than being a source of economic migrants.

So it seems that it is YOU that is generalizing and speaking without the benefit of being informed.

I'm not going to even bother with this post(or any other posts on this site) as you literally overlooked most of the sources I posted whule continuing to having a naive opinion of AAs not knowing how to manage credit. Continue, I have a trip to plan.

Kidstranglehold....exactly. That's the exact same attitude I mentioned earlier...it is never our fault, it is the fault of outsiders. You either see it my own way or you're against me, and it is not helping.


PS: account has been deactivated. Hopefully, maybe someday you return to NL buddy.

Lady39:
Hi,
I think u may have mixed me up with the general poster of the thread. I'm only speaking about my experience. I should've been more specific. But I don't have a "fish to fry" in this situation. I was just commenting. I thought that thr French portion of St. Maarten was pretty wealthy also. The Bahamas & Barbados acquire most of their "wealth" mainly through Western tourism correct? I could be wrong, so thanks for educating me in advance.

You are correct. French St. Maarten is also wealthy, and it also derives its wealth mostly from tourism. In this respect St. Maarten, the Bahamas and Barbados are just like South Florida, Las Vegas, Orlando or the French Riviera, which also derive their "wealth" from tourism. Tourism is like any other service industry, in that it is the export of an intangible (non-physical) product. The wealth that it produces is therefore very real and it helps strong tourist-related economies to deliver first world lifestyles to their communities. In the Bahamas, average wages at large resorts like Atlantis are $40,000 annually (which includes everything from cleaners to accounting, legal and corporate professionals, all of which are local).

In turn, these jobs support lawyers (like me), dentists, insurance professionals and others whose clients are the direct and indirect employees of the tourist industry. As to the ridiculous comments of that other person who said the hotels are all 'foreign owned', is this not the same with Las Vegas, New York or London (often Chinese owned, like ours)? It is simply that like any globalized industry, you cannot expect the brands to be owned by people among a population of 10 million, like New York, much less of 300,000 like ours.

Lastly, I would point out that, as good as tourism is when well managed, both Barbados and especially the Bahamas have a lot more than tourism. The Bahamas has some 400 international banks and 6,000 financial services employees among a workforce of less than 200,000. In addition, it has the largest container transshipment terminal along the Eastern Seaboard of the USA, a massive ship repair facility and some of the largest convention facilities in the world, which promote employment and income on a large scale.

All of this explains why we do not migrate economically and are the target of so many immigrants. It also explains why we are defined as 'high income' and 'very high' Human Development, which means that our standard of living across the board is unlike genuinely developing countries and on a par with developed ones.

I wish every black country can improve themselves, as we also have room for improvement. But my annoyance with that other commenter was based upon the ignorance generalization he/she used in labeling "the Caribbean" as a single economic zone, which it is not. There are HUGE differences between the countries that make up this region.

momoyama:


You are correct. French St. Maarten is also wealthy, and it also derives its wealth mostly from tourism. In this respect St. Maarten, the Bahamas and Barbados are just like South Florida, Las Vegas, Orlando or the French Riviera, which also derive their "wealth" from tourism. Tourism is like any other service industry, in that it is the export of an intangible (non-physical) product. The wealth that it produces is therefore very real and it helps strong tourist-related economies to deliver first world lifestyles to their communities. In the Bahamas, average wages at large resorts like Atlantis are $40,000 annually (which includes everything from cleaners to accounting, legal and corporate professionals, all of which are local).

In turn, these jobs support lawyers (like me), dentists, insurance professionals and others whose clients are the direct and indirect employees of the tourist industry. As to the ridiculous comments of that other person who said the hotels are all 'foreign owned', is this not the same with Las Vegas, New York or London (often Chinese owned, like ours)? It is simply that like any globalized industry, you cannot expect the brands to be owned by people among a population of 10 million, like New York, much less of 300,000 like ours.

Lastly, I would point out that, as good as tourism is when well managed, both Barbados and especially the Bahamas have a lot more than tourism. The Bahamas has some 400 international banks and 6,000 financial services employees among a workforce of less than 200,000. In addition, it has the largest container transshipment terminal along the Eastern Seaboard of the USA, a massive ship repair facility and some of the largest convention facilities in the world, which promote employment and income on a large scale.

All of this explains why we do not migrate economically and are the target of so many immigrants. It also explains why we are defined as 'high income' and 'very high' Human Development, which means that our standard of living across the board is unlike genuinely developing countries and on a par with developed ones.

I wish every black country can improve themselves, as we also have room for improvement. But my annoyance with that other commenter was based upon the ignorance generalization he/she used in labeling "the Caribbean" as a single economic zone, which it is not. There are HUGE differences between the countries that make up this region.

Thank u for the info. I have yet to visit any Caribbean island, (although I have a few in mind) but I may have to check out The Bahamas.