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Cash One Loans Is A Scam! Heres How I Borrowed $4100. - Career - Nairaland

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Cash One Loans Is A Scam! Heres How I Borrowed $4100. by coolguy91: 9:44am On Feb 20, 2017
Even though at my job I make $62,000 USD each year, I applied at cash 1 for 1 hour loans on the internet, since my friends had told me that they were a good company and 2 out of my 7 close friends had gotten funds from there so I decided I would try to. I got denied at cash 1 and told I didnt qualify which made no sense! See the thing is Im married with 2 kids and my wife costs alot and so do my two daughters. Sometimes after I pay my bills I am short on cash and so I ended up like most people and needed a loan.

I had no other people to turn to, since every one in my family is broke after they pay their own bills and I didnt see no other choices but to apply for a loan. My 2 friends Jason and Jonathaniel told me that cash one loans is one of the best cash lenders around and Jason promised me Id get approved. Partly because he had a credit score of only 500 and got approved for $300 there. But I needed a lot more than just $300. I was going to apply for $4,000 dollars.

Even though I didnt get approved at cash one like I thought I would, I ended up getting $4100 thanks to http://www.samedaygovloans.info/payday-loans-emergency.php which is the website I found #1 on Google when I searched.

Main reason I applied for the loan in the first place is because I needed more furniture for my house and the furniture I wanted including 3 couches, 3 bedroom sets, and 4 wood grain tables with 4 wood grain chairs costed around $6,500. So I saved up $2,800 and wanted to borrow the rest. As you can see in the picture they quickly approved me and I got the direct deposit within 24 hours. I applied February 18 and the money hit my account the 19th.

I am so happy I got approved there, I needed the money so bad, and it was the best opportunity I can get. Now all I have to do is pay the bill on time and I will not have to worry about this loan hurting my credit.

Cash one emailed me and said yesterday

"Just when you need some funds to combat unexpected bills ahead of next payday, you can rely on installment loans online to have the cash right away. The online way of lending the money helps the lenders in fast approving your loan request than going to the branch. The loan is typically available to the applicants on the same day.
 
An online application with correct details filled in it is enough to borrow the cash. You should visit a lender's website to find an online loan request form on its page. For faster approval, make sure that the details about your employment, residential address, monthly salary, phone number, email address, etc. are correctly mentioned to the satisfaction of the lender.
 
Online processing of the loan is faster as compared to the slow pace of the processing in a physical loan shop, where you have to wait your turn for the long term loans same day. When verifying your details, the online lender can always have a chat with you over the phone. This way of approving the 1 hour payday loans application enables the lenders in wiring the cash within 24 hours directly in your bank account.
 
You can borrow cash ranging from $ 80 to $ 1000 without pledging anything for collateral for these unsecured loans. To repay the loan, you have two weeks. The lender will approve you the loan for the period until your next payday. But if such a short period is not sufficient for you to completely pay back the loan, simply pay the interest charges and extend the loan for more than a month. However, that will result in more interest payment that you should have.
 
If you are one the thousands of people with a bad credit history for not paying the loans and bills promptly in the past, or for defaulting the payment, you still have access to the cash. This is because the lenders never put the borrowers under any types of credit checks.
 
But instead of rushing to the first loan provider you locate on the Internet or around your place, you are advised to compare many offers of installment loans online. These instant cash loan in 1 hour can carry expensive APR, and a good comparison will land you to the competitive offers that can save you many pounds on interest payments."

But I am not listening to anything they say, since I was approved for my loan somewhere else, I think they are full of it. They did not even give me $100 towards my loan. But the other company approved me for $4100 as soon as I sent them my pay stubs. This is how I know cash 1 is a scam and I will never apply with them for money again!

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