Inspired by Mr. tosyne2much's topic on '10 ways' corp members ruin their lives during service year, I want to ask:

How much is ideal for one to save during their service year?

Someone commented that "...2k every month....dats 24k after ur service year....lol". It made me laugh, but it got me thinking. According to books like The Richest Man in Babylon, 10% is the ideal minimum. But then 24k is eh...
I once saw a thread where someone said they saved 300k. I was baffled and amused. I am seriously struggling to save 5k from my federal allowance. But the strain is too difficult to bear. I already pegged down my state allowance for savings (5k monthly). When it all adds out, a minimum of a hundred k would be realised. But I stay in town.
Make I no talk too much. Good people of Nairaland, advice a serving corp member please... How much should I save?

I'm coming

tosyne2much:
I'm coming

I dey wait o, boss

.

Na craze dey worry some kopas, u save ur allawee and pass out with ulcer, u are on ur own

tosyne2much:
I'm coming

Chief what state are you service? Whats your ppa like and how have you been faring there? Whats the experience like?

CriticMaestro:
Na craze dey worry some kopas, u save ur allawee and pass out with ulcer, u are on ur own

Hahaha. I no dey joke with food o. I did that a lot during school days, and the experience wasn't good at all. But having savings is a wise thing to do. The size of the savings however, is my interest. 24k after one year for a one time event that leads to the complex world of job hunting and such, is quite discouraging.

saving out of 19800 is not easy
I couldn't save one naira in my first four months until I met a friend who said they were doing contribution of 5k every month and I joined.

i wasn't receiving state allawee so you can imagine how hard it was.
the money sef no do any better thing for me,you save just so you have some cash when you are done with service.

MarshRiley:
saving out of 19800 is not easy
I couldn't save one naira in my first four months until I met a friend who said they were doing contribution of 5k every month and I joined.

i wasn't receiving state allawee so you can imagine how hard it was.
the money sef no do any better thing for me,you save just so you have some cash when you are done with service.

5k without state allawee? Wow. Must have been really difficult. Thanks for sharing, I am less anxious now.

Milo30:

5k without state allawee? Wow. Must have been re
ally difficult. Thanks for sharing, I am less anxious now.

try getting a job before nysc and ghost....biggest mistake I ever made was resign cos of nysc

MarshRiley:

try getting a job before nysc and ghost....biggest mistake I ever made was resign cos of nysc

Wow. But wouldn't one be hindered if they try to get another job?

Milo30:
Wow. But wouldn't one be hindered if they try to get another job?

nope not at all

MarshRiley:

nope
not at all

Hmm. I didn't know that. Actually, service was a better option than my after school job

Milo30:

Hmm. I didn't know that. Actually, service was a better option than my after school job

I was earning almost 4times 19800

MarshRiley:
I was earning almost 4times 19800

But couldn't you go back after service?

Milo30:
But couldn't you go back after service?

they got someone else

MarshRiley:
they got someone else

That's sad

It depends on where you are and the investment you are making. check my signature for one

Iok

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I'm planning to go home with my double alawi, that will be my only saving

kcy:
I'm planning to go home with my double alawi, that will be my only saving

Kayoesman. Bad guy, kano babes dn collect all him alawee

Bluehill1051:
Kayoesman. Bad guy, kano babes dn collect all him alawee

how much u don safe.......who be dis self

actually, I'm a Corp member currently serving in BENUE state (departing soon) am saving 6k per month despite the fact that no ppa salary.... I joined First Bank of Nigeria when we were in camp for a saving Program of 1 year with an assurance of 5% every month cos I trust myself, without such commitment... I can't achieve savings...so I joined NCCF and everything moves so easily with God. You can only do it with determination, although the challenge will come but u need to look elsewhere for solution not the savings...
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Oshofowora:
actually, I'm a Corp member currently serving in BENUE state (departing soon) am saving 6k per month despite the fact that no ppa salary.... I joined First Bank of Nigeria when we were in camp for a saving Program of 1 year with an assurance of 5% every month cos I trust myself, without such commitment... I can't achieve savings...so I joined NCCF and everything moves so easily with God. You can only do it with determination, although the challenge will come but u need to look elsewhere for solution not the savings...
plz don't safe it with yourself (� Pigry box)

how did 'joining' NCCF help you?

There are so many factors that affects the total amount one can save.
Like myself, I receive 30k from my parents as my monthly stipends and still have my allowee all to myself and atimes my uncles do send some money.
So you don't expect someone who depend solely on the allowee to save as much as I do.
Set your priorities right and remember to keep yourself healthy. It doesn't really matter how much your friend is able to save because both of you might not have same needs.
The most important thing is how much you were able to save in your right state of health.
Please don't get me wrong, it's a thing of pride to look back to see how prudent you were able to managed your little first earning after school.
Please save as much as you can if you can.
I serve in Kaduna South.

NwaliE01:
There are so many factors that affects the total amount one can save.
Like myself, I receive 30k from my parents as my monthly stipends and still have my allowee all to myself and atimes my uncles do send some money.
So you don't expect someone who depend solely on the allowee to save as much as I do.
Set your priorities right and remember to keep yourself healthy. It doesn't really matter how much your friend is able to save because both of you might not have same needs.
The most important thing is how much you were able to save in your right state of health.
Please don't get me wrong, it's a thing of pride to look back to see how prudent you were able to managed your little first earning after school.
Please save as much as you can if you can.
I serve in Kaduna South.

The only statement that has made sense