Shopping or making purchases is one of the activities of man. Generally people shop every season but shopping or the desire to go for shopping is high during Christian and Islam celebrations; especially during Christmas and all through to New year. As Christmas season draws near, it’s good to get excited and celebrate God’s goodness all through the year but in all, wisdom is profitable. Because of the excitement of Christmas season, many have spent their transport money while on Christmas vacation; either in their home town or elsewhere, and had to borrow to return to their respective destinations. This is to bring to you 22 tips that will help you manage your income to enable you retain enough that can serve you after the season.

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