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If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? - Business - Nairaland

Nairaland Forum / Nairaland / General / Business / If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? (26511 Views)

"I Deposited N167K But Was Credited With N1.67M" - Man (photos) / I Find It Difficult To Spend Money / I Received N740 Thousand Naira In My Bank Account Instead Of N370 Thousand Naira (1) (2) (3) (4)

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If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Ekitimadman: 11:40pm On Apr 06
There was an arguement today about this topic. If 100million is mistakenly deposited into my account over 24hours and I manage to withdraw 50 million. What will happen when I get arrested?

2 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Paradigm777: 11:49pm On Apr 06
You will mistakenly serve ur jail term.

Ole!!! cheesy

461 Likes 34 Shares

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Ekitimadman: 11:53pm On Apr 06
Paradigm777:
You will mistakenly serve ur jail term.

Ole!!! cheesy

Like seriously, will the bank want to jail me or push for refund

12 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Oluwasaeon(m): 12:03am On Apr 07
Paradigm777:
You will mistakenly serve ur jail term.

Ole!!! cheesy
grin

15 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by heendrix(m): 12:09am On Apr 07
Paradigm777:
You will mistakenly serve ur jail term.
Ole!!! cheesy
Lol

8 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Thegeneralqueen(f): 12:46am On Apr 07

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Oluwasaeon(m): 2:23am On Apr 07
Thegeneralqueen:
undecided
This woman again shocked

1 Like 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by sekundosekundo: 3:34am On Apr 07
Ekitimadman:


Like seriously, will the bank want to jail me or push for refund


If money is mistakenly paid into your account, contact your bank and security agents. I am speaking from experience.

97 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by AlphaDibia(m): 3:43am On Apr 07
Mad man.. banks are not to be played or toyed with.. they're the lifeline of a country. They don't play about what's theirs..you're looking for government trouble o.. hmm need I say more? you berrer alert them when such a t;hing happen

13 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Footysport: 6:24am On Apr 07
**This is my opinion.**

For such large amount to be deposited into your account, it's either your account is being use for Fraud or the mistake comes from depositor or Cashier.

**My advice**

Wait for 2 days at least or 1 week at most. If this problem comes from bank, I don't see why they won't rectify it before 24 hours. If your account is still active or the money is still there after the given time please start making plan for big money.

** NOTE**:: If you decide to alert your nearest bank, this money might not get to the owner. If those at the bank are corrupt, they might make use of this cute money cool. My brother, you will still attend court if there is problem in future cool.

**My advice**

Move this money to another bank and fix it. The interest that comes with this should be yours. And when Casala burst, you can pay that crazy bank and keep your interest. Make sure you spend the money wisely and don't compete with Gee' boys in club..

***FINALLY**

please don't let this opportunity pass you by. This opportunity comes once in a while. Be ready to attend court for that 100million. That money worth any stress you will pass through


**SOME NAIRALANDER'S WILL CALL ME CRAZY GUY. YES NIGERIA MADE ME THIS WAY. IF YOU LET OPPORTUNITY PASS YOU BY, YOUR CHANCE OF MAKING IT IS VERY SMALL tongue tongue

353 Likes 23 Shares

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by SirHouloo(m): 7:18am On Apr 07
You go mistakenly refund am Noni.

3 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Bossontop(m): 7:18am On Apr 07
undecided
C quesion dis early mor mor ooo.....mistakenly spend it na and com and tell us what happened na.....
#thief

11 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by priceaction: 7:19am On Apr 07
It has happened to my cousin.
His wife was expecting about 1 million from UK, and things were hard that time. After some days , she saw an alert about of 1.2m . They withdraw the money and spent it on projects they were working on. 2 weeks later, got a call from her bank that there was a mistake of wrong deposit. Same surname, initials, but different middle name and account number.
She was confused. The bankers later fixed a date to visit. So they negotiated after more meetings to pay back in installments without additional charges or so because the bank acknowledged that it was their fault. So they gave her , I think 3 months, while documents were signed. That was union bank ,I think, though long time ago.
So it depends but if you refused, they may take serious action against you and end up in jail.

29 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Youngzedd(m): 7:19am On Apr 07
Get ready to pay through your anus or mistakenly serve a jail term.

2 Likes 1 Share

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by alsudaes1(m): 7:20am On Apr 07
Footysport:
**This is my opinion.**

For such large amount to be deposited into your account, it's either your account is being use for Fraud or the mistake comes from depositor or Cashier.

**My advice**

Wait for 2 days at least or 1 week at most. If this problem comes from bank, I don't see why they won't rectify it before 24 hours. If your account is still active or the money is still there after the given time please start making plan for big money.

** NOTE**:: If you decide to alert your nearest bank, this money might not get to the owner. If those at the bank are corrupt, they might make use of this cute money cool. My brother, you will still attend court if there is problem in future cool.

**My advice**

Move this money to another bank and fix it. The interest that comes with this should be yours. And when Casala burst, you can pay that crazy bank and keep your interest. Make sure you spend the money wisely and don't compete with Gee' boys in club..

***FINALLY**

please don't let this opportunity pass you by. This opportunity comes once in a while. Be ready to attend court for that 100million. That money worth any stress you will pass through


**SOME NAIRALANDER'S WILL CALL ME CRAZY GUY. YES NIGERIA MADE ME THIS WAY. IF YOU LET OPPORTUNITY PASS YOU BY, YOUR CHANCE OF MAKING IT IS VERY SMALL tongue tongue

Truly, Majority will do this cos Nigeria made them this way

6 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Hemanwel(m): 7:20am On Apr 07
IF you spend part of the money to jand, nothing will happen cos you may not be traceable; but IF you chaow the money fukafuka and still remain in the country, o boy, jail awaits you.

So, if you can't do the time, don't do the crime!

11 Likes 2 Shares

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by jaychubi: 7:20am On Apr 07
U will be arrested by police
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Tybabe0001(m): 7:20am On Apr 07
God wl punish u

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by zlatanized007: 7:20am On Apr 07
hi everyone! I am currently carrying out a research project on the following items on the Nigerian Postal System, (Lagos, specifically) and desperately need more information:

---- Current workforce size of post offices and sorting centres in Lagos
---- Average hourly rate including social costs
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---- Number of sorting centres in Lagos
---- Total number of employees on the sorting centre
---- sorting time window on the sorting centre
----- Total number of employees on the post offices
----- Number of post offices
----- quantities of letter and flats per year
----- quantity of registered mail per year
----- number of china parcels per year
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please if you can drop useful links or information related to the above, please do, I have scanned through the NIPOST website with very little info. coming out.I know this platform contains many important people who are highly knowledgeable....God bless!
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by ugolinze123: 7:20am On Apr 07
nothing will happen jare

2 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by NonFarmPayrol: 7:21am On Apr 07
Nothing bad






Just jail time


cool

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Trendy247: 7:22am On Apr 07
Na so union Bank mistakenly credit me with 10k instead of 1k dat year. Dem no allow me sleep 4 nyt with calls

46 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by EbiJUNIRO(m): 7:22am On Apr 07
Nothing.

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by S3ttingz: 7:22am On Apr 07
Below a million nothing might happen, more than a million be ready to sleep with Sarz

2 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by maxiuc(m): 7:22am On Apr 07
I will not touch the money

I will not report it

I will just wait till 1 or 2 years if the money is still there vum I don chop am

22 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by tete7000(m): 7:22am On Apr 07
Yours is still an if, a dream. When it becomes a reality, I may be able to advise then. For now, I will advise you work hard and stop living a dream. Maybe the lawyers in the house can offer advice for now. cheesy

Update:

Check this this link for a live scenario of what happened to an actor in your dream. This teaches better

https://edition.cnn.com/2017/09/01/africa/south-africa-student-deposit-mistake-trnd/index.html

1 Like

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by pat077: 7:22am On Apr 07
You will mistakenly return it as well
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by AreaFada2: 7:23am On Apr 07
Lol. If you do not return it sharp sharp and spend it Kirikiri awaits you. Better to also inform the police or EFCC lest they might do you for fraud depending on source of money.

Nobody gets to pocket huge money by mistake. grin
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Oblongata: 7:23am On Apr 07
if it is a salary account it would be treated as an overdraft

if it is a customer account the teller that made the wrong posting would have to fish you out himself and plead with you to return the bills, else he would pay for it himself or risk getting sacked

i left a company in 2004 and was given 3 times of my salary plus bonus...

after a week i was called and told it was wrong posting, till now i never answer them grin

41 Likes

Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by webincomeplus(m): 7:23am On Apr 07
.
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Sike(m): 7:24am On Apr 07
You will go to jail
Re: If I Spend Money Mistakenly Deposited Into My Bank Account, What Will Happen? by Efficient5: 7:24am On Apr 07
It would be a case that would call for a lot of question and theory as regards law.. But as a lawyer it can be argued with this saying that he who owns the land owns whatever is on it... So also is your account it would be wrong for them to keep money that is not yours in your account and u may hide under the defense that you thought it was a jack pot u won probably from the bank and it is not expected of you to seek permission before using the money in your account... Spend there money hide under some kinda defense and when they come charge them with trespass and also come up with the fact that it ur account and anything there is deemed to be urs... Then they would be on the defense looking for reasons why you should not spend money in an account that belongs to you....

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