In summary, MTN On Demand is a service which lets subscribers buy airtime directly from their bank accounts through a USSD code at their convenience, anytime, anywhere. Subscribers can buy airtime to a maximum of N3000. In other words, if you're an MTN subscriber, with your MTN number, you can dial a simple 3-digits USSD (*904#) code and purchase airtime through your bank at the comfort of your mobile phone without going to any MTN shop. This service is as easy as the word. The most interesting aspect of it is that with your non-browsing phone, Nokia torchlight, you can also key into this golden opportunity.

The process does not require you to get a smartphone first before you can buy airtime via the code. I will explain in details how you can use your Nokia torch phone to buy or purchase airtime or data bundles from your bank via this code. If you own a smartphone, the process is easier compare to the non-browsing phone but that notwithstanding, here I'll show you how you can get done via non-browsing phone with ease just like with the smartphones.

How MTN On Demand Works
Here's are the service works. You can actually recharge or buy airtime via this service for yourself(self) or your family member or friend(third-party). There is no big difference between the two methods. The duo involves the same code but with little adjustment or modification. I'll show you how you can get them with ease at the comfort of your phone. So, relax and follow me accordingly. First of all, let me say here that MTN Nigeria has deloped a unique code with which its subscribers can dial to access this service absolutely free of charge. MTN subscribers can now buy airtime directly from their bank. To do that, all they need to do is dial *904*Amount#.

When you dial the code, if you have different bank accounts, you can choose which of the banks you wish to buy or purchase airtime from.

Wondering how you can get that done?

See it here, when you dial the USSD code i.e. *904*Amount#, you will automatically be taken to a page with a list of the banks you bank with from which you can then select the bank you will like to debit. Note that the banks will be listed according to numbering. To select the bank of your choice out of the list, enter the serial number that is for that bank and proceed to this next step. This is especially applicable to the non-browsing phones where the next will be to enter your 4-digit password.

The benefits of Using MTN On Demand
The telecommunication giant has listed out the various benefits its customers can actually derive from using this service. I personally decided to include this section because I believe that some of us must have been asking what customers can gain from using this MTN On Demand. If you're in the category of the individuals that are in search of what customers can actually benefit from the service, listed below are some of them.

With MTN On Demand, you will enjoy benefits such as:
1. Convenience (you can buy at any time, and anywhere)

2. Ease of purchase

3. No need to scratch

4. No network issues

5. Simple and instant (No delays)

6. Multiple purchases (strictly for the MTN number linked to any of your accounts)

Who can enjoy MTN On Demand?
The question now is; are there special categories of persons that are set aside to enjoy this service alone? To answer this question, I say no. The service is for all MTN subscribers. Irrespective of the MTN plan you belong you can always use this service at your convenience. Nevertheless, there are some exceptions.

The reason why I say so is that not every MTN customer has a bank account. To curb this issue, the telecommunication giant has listed the following to be the criteria which customers must satisfy before they can be deemed fit to enjoy the benefits attached to the service:
1. Customers with individual bank accounts who use MTN products and services
2. Customers with bank accounts who buy physical recharge cards and top up their lines manually

List of banks that are currently partnering with MTN On Demand
According to the Mobile Telecommunication Network, MTN official website, mtnonline.com, as at the moment, I was writing this article, they have seven(7) banks on the platform. More banks will be enlisted soon. The names of the banks are as listed below;

1. Zenith Bank

2. Diamond Bank

3. Stanbic Bank

4. FCMB

5. Fidelity Bank

6. First bank

7. Access bank

How to set up an MTN On Demand PIN
Alright, here's a complete guide on how to get started with MTN On Demand. As you all know, you can just dial the USSD code and start getting your account credited with as many airtimes as you want. To get started with this service, there are some few things you need to do before you can start enjoying this service. The basic thing is to setup your account. What simply means is that, when you dialled the code, *904*Amount# a new page will display.

On that page, you'll need to navigate to the option that says; create a pin. Click on the option and create a very simple pin that you'd always need to carry out the transaction whenever you wish to. When you click on the option, you'd be required to enter a 4-digit PIN. When you're done entering it click send and proceed to the next registration stage which is the confirmation stage. At this stage, you'd be required to confirm your PIN. Enter the PIN again and click send. If it is successful, you shall be informed that your registration was successful. With that PIN, you can then start purchasing airtime for yourself or a friend. The how to do that is what we'll be treated in the next stage of this article.

SOURCE: http://www.belmadeng.com/2018/05/MTN-On-Demand-VTU-ATM.html