h

omegabuz: @yeye4live,

Did you see the Terms of Agreement of which I believe you attested to and signed in agreement? These charges are well stipulated in there. So why waste your time and money sueing GTBank to court.

I want to seize this opportunity to advise everyone to always and thoroughly read through the Terms of Agreement of any official document that concerns you.

Even Festus Keyamu or any other lawyer will advise you to back off this case.

@Omegabuz

Please do you know whether this terms & conditions, you mentioned in your post, cover situations where the ATM machine debits the customer's account twice for a single withdrawal? Kindly advise as we have a case in hand and we are contemplating suing the bank for fraudulent withdrawal as the account has been compromised.

omegabuz: @yeye4live,

Did you see the Terms of Agreement of which I believe you attested to and signed in agreement? These charges are well stipulated in there. So why waste your time and money sueing GTBank to court.

I want to seize this opportunity to advise everyone to always and thoroughly read through the Terms of Agreement of any official document that concerns you.

Even Festus Keyamu or any other lawyer will advise you to back off this case.

Not all terms of agreements are enforceable in court....some can be outrageous, predatory and unconscionable that the Judge can toss them even if you had signed them. That is why in some more sophisticated agreements... they insert a severability clause that goes sometime like..'if any part of this agreement is found to be illegal or otherwise unenforceable, the remainder of the agreement should still apply'

na Femi Falana go good pass mind you he just got promoted

Your case sounds lame. If a case against the pastor slapping her member can't be won, I wonder how yours will be. Gooluck anyways!

dis has always been the trend of the common nigerian who hybernates @the slightest injustice done by an institution Govt or highly placed person owing to d fact dat justice always been denied perverted or trauncated but dis never justifies or replace d unjust act
ill advice u bro dat there is a case and if u got d forfitude go for it and dont b detterd by d words of some mediocars here
GT BANK customers agreement does not or xpressly or impliedly cover such act directly. such damage could or might be justified from a collection of some ambigious sections well dat i may not hav all xplanations to just get d best idea from one or two lawers u might jst b d first to mk d difference cheers

Those BANKS now Debit with prior notice and now prior agreement. We need to teach them lesson

Instead of suing, try a simpler approach - walk into the bank where it happened. Ask for a floor manager and explain your predicament. If they refuse to refund your money, then ask to see the branch manager. You never know, they might be nice and willing enough to compensate you. Or maybe i'm being naive, dunno

I also have the mind of suing the stupid bank. Here is my story.

It happened after GTB changed ATM cards from "stripe" to "chip & pin" technology. I wrote the bank informing them that I don't want an ATM card, yet they debited my account to the sum of N1,050.00 and SMSd me that my ATM card is ready for collection. Was I mad when I got to the Bank and met a CSO who informed me that it is the Bank's policy to issue ATM cards to all account holders, irrespective of whether you want the card or not and to also debit the cost of the card from the account holder's account. I called GTConnect several times and laid my complain, for which I was told the same thing the CSO told me at the branch.

Since I have been forcefully issued a card and charged appropriately, I was like WTF, let me just get my card and start using it as there is no way I can seek redress.

On trying to activate the card, it refused to work. I went back to the branch's CSO who also tried and tried for weeks to no avail. I called GTConnect and got some stupid instructions on how to activate the stubborn card (things myself & the CSO had already done like over a hundred times). The CSO then asked me to return the defective card for a possible replacement at no extra cost. Alas, barely a week later, I was charged the sum of N1,050.00 from my account again for the new ATM card. I fumed to the branch amd met a CSO who was even more perplexed than myself as to the deductions and apologized profusely with a promise to 'see what he can do about the matter'. This time the card activated properly. But, I still need redress as to:

1. Forcefully issuing me an ATM card against my wish (I have a received copy of the letter indicating my wish).
2. Debit my account without due authorization from me.
3. Charging me for a defective ATM card they produced (making me pay for their error).
4. Making me incurr extra costs against my wish by charges incurred from costs of transportation and Phonecalls.
5. I lost valuable production time by transiting to and fro the bank the period the saga lasted.
6. Breach of trust by carrying out unauthorised deductions from my account.
7. General inconveniences.

What do you guys think? Can I sue their hasses for anything?

Haba !Nothing Unemployment No dey cause,Imagine yourself suing bank,250m gateway out of P**rty,Try you can be lucky,other unemployed youth might follow your step,me i go sue Dangote....lol

cheddarking: Hire Robert Igbenedion.

hehe, u mean the dude that's begging Lawan to allow him take over his case against Otedola for free of charge?. That's a good suggestion, at least the Coke guy will not be charged for the case.

you don't have a case cause you already signed the terms of agreement stated in the form you filled for the ATM Card.

yeye4live: D bank we ve now re just out 2dupe pple n I wonder y sanusi can't do anytin but 2 concentrate his time on islamic bankng,so no body nos ow I can get MR Kayamo still

Yes, dat is d reason why we need islamic banking

Flyboy Zee: I also have the mind of suing the stupid bank. Here is my story.

It happened after GTB changed ATM cards from "stripe" to "chip & pin" technology. I wrote the bank informing them that I don't want an ATM card, yet they debited my account to the sum of N1,050.00 and SMSd me that my ATM card is ready for collection. Was I mad when I got to the Bank and met a CSO who informed me that it is the Bank's policy to issue ATM cards to all account holders, irrespective of whether you want the card or not and to also debit the cost of the card from the account holder's account. I called GTConnect several times and laid my complain, for which I was told the same thing the CSO told me at the branch.

Since I have been forcefully issued a card and charged appropriately, I was like WTF, let me just get my card and start using it as there is no way I can seek redress.

On trying to activate the card, it refused to work. I went back to the branch's CSO who also tried and tried for weeks to no avail. I called GTConnect and got some stupid instructions on how to activate the stubborn card (things myself & the CSO had already done like over a hundred times). The CSO then asked me to return the defective card for a possible replacement at no extra cost. Alas, barely a week later, I was charged the sum of N1,050.00 from my account again for the new ATM card. I fumed to the branch amd met a CSO who was even more perplexed than myself as to the deductions and apologized profusely with a promise to 'see what he can do about the matter'. This time the card activated properly. But, I still need redress as to:

1. Forcefully issuing me an ATM card against my wish (I have a received copy of the letter indicating my wish).
2. Debit my account without due authorization from me.
3. Charging me for a defective ATM card they produced (making me pay for their error).
4. Making me incurr extra costs against my wish by charges incurred from costs of transportation and Phonecalls.
5. I lost valuable production time by transiting to and fro the bank the period the saga lasted.
6. Breach of trust by carrying out unauthorised deductions from my account.
7. General inconveniences.

What do you guys think? Can I sue their hasses for anything?

You might have a case, but the second time you were asked to end the card back for a free replacement do you have it in writing and signed by the bank? and hope you didn't fill and sign the ATM form cause if you did you don't have a case.

Get real clown.what did you lose through the action of the bank that you open ur mouth to even dream of suing them for up to 250mil. U no be small thief at all.patapata,assuming ur case even makes it to court which i strongly doubt,the best you can get is a refund of ur debited amt and possibly an extra 2k for ur t.p and troubles.
For ds country,na the big dogs get mouth.

Whenever you notice illegal or excess charges in your accounts,you should ask for a print out of your bank statement stamped by the bank,thereafter the account should be properly reviewed by you or a bank charge review specialist(I do this for a living).Thereafter any identified illegal or excessive charges should be documented and a letter sent thereafter to the Chief inspector of the Bank's head office in question and copy the MD and branch manager.after 2 weeks if there is no response,kindly forward a letter requesting for additional 100% of whatever excess or illegal charges to the Director,Consumer and financial protection department of the Central Bank of Nigeria(U.F shehu),endeavour to also copy the bank in question.

Leave the rest for the CBN to handle.

You are nothing but a dreamer,wake up its dawn biggot...ole!

talk2me006:
Yes, dat is d reason why we need islamic banking

look @ diz boko haram culprit,abul qaqa younger broda,cousin to sanusi lamido,murderer,islamic banking ko, illumnati banking ni...mentally disorder being

Though the banks are truely stupid.. Their was a time i withdrew 20,000 and they debited my account and their stupiid atm didnt give me anymore.. And after i complained they said they are going to reverse it within 24hrs.. Buh dey didnt until after 3month when i dint even need it anymore..

Buh seriously u got one bad joke man hehehe u want festus keyamo for 1000 and still get 250mil.. Seriously that cracked up.. very funny guy

yeye4live: Please can any one tell me how I can sue GTBANK for d sum of #250,000,000 ( two hundred and fifty million Naira ).

Earlier this month I went to GtBank to withdraw money through their ATM and their network went off only for my card to get stuck inside,I could'nt wait for their useles network to come back ,

After waiting for more than 30min, I left only to come back the next day for my card,mind u I reported that issue dat same day before I left,on d next day I was told I have a RETRACTED card which means I have to apply for another card,I did thinking its free ooh since its not my fault,the card came out after 2 weeks and the useles bank debited my account to the sum of #1050.
My annoyance here is not that I can't afford to dash them that money but why wil dey have debited my account without telling me, knowing fully well, that the fault is not mine.

I need a strong charitable lawyer like FESTUS KAYAMO do any of u know how I can reach him please.

Mr. Poster, Retracted cards can always be collected back without having to apply for another, i was a staff of the prestigious GTBank and i can assure u that u cnt sue them for even 1kobo, ur fault was impatience and before filling the application form for a new card, there are terms and conditions with u must meet and they include having a certain amount in your account; besides u did not make good inquiries before applying for a new card. we have seen cases that are worse than yours. like i said before, u cnt even sue them for a cent. just admit that u have made a mistake, though it was as a result of their network failure which is widely acceptable [Network can fail anytime]. So think of something else or try and contest for the Gulder Ultimate search if u'r seeking a short-cut to make it.

Great Thieves Bank! Sue them joor!!

mekaboy: LOL, THIS REMINDS ME OF WHEN A FRIEND OF MINE FOUND SOMETHING INSIDE A BOTTLE OF COKE WHICH HE BOUGHT FROM A SHOP AND WAS YET TO OPEN IT. HE SAID HE HAD BECOME RICH, TOOK THE BOTTLE TO THE PHOTO STUDIO, SNAPED AND PRINTED THE PICS, CONTACTED A FRIEND WHO WAS STUDYING LAW IN THE UNIVERSITY TO DRAFT A LETTER REQUESTING THAT COCA COLA COMPENSATE MY FRIEND WITH 10 MILLION NAIRA OR HE TAKES THE CASE TO COURT.

Ur friend did everything right till he contacted a stupid law undergrad.
He should have filed his case in court and gotten a court date.

It is the courts duty to determine complicity in the matter(if the coke was actually from cocacola or not) and not a cocacola rep.

Going to cocacola is the dumbest thing to do...cocacola would have come to them.



My GTB guy....u have a case ooo...I'm sure the card was missing in there possession that's why they ask you to get a new one.GTB is liable for not producing your card that got stuck due to no fault of urs.

Get a good lawyer...u'll get damages at least.

omegabuz: @yeye4live,

Did you see the Terms of Agreement of which I believe you attested to and signed in agreement? These charges are well stipulated in there. So why waste your time and money sueing GTBank to court.

I want to seize this opportunity to advise everyone to always and thoroughly read through the Terms of Agreement of any official document that concerns you.

Even Festus Keyamu or any other lawyer will advise you to back off this case.

What terms and conditions says @OP has to pay #1050 for the seizure of his card by GTB ? It's not as if the card got EXPIRED to warrant a replacement but it only got retracted for other reason which the @OP wants to know. All these charge and bail lawyers on NL are very funny.

I think you'll lose the case because they have themselves covered somewhere in their terms of service(TOS). That's why it's always imperative that your read the TOS of any company you want to sign up with.

yeye4live:

No na DANA aircraft I go use cary d moni nii, or SOSOLISO u no go go slep 4ur apoti dey tink of ur 100k u wil b paid monthly,I tink big n make big moni k.

Agreed!


Am stil yet 2se d term n condition here ooh,u pple just just help me paste any here n I wil shut up,if noot Go die som were plss,its wen we ve pple like u in dis country we wud neva grow as a country losers

who is this? Joke4live is this you? Abeg try to work on your grammar,what you put up here is full of trash and you shud stop seeking for attention by bringing up useless topic.

what you intend doing is possible in a developed economy, here, it is time and resources wastage, rest your case and seek other sources to make your dreamed N250m

Great poster don't be discouraged go ahead and sue. If you do not win , at least for the b=nuisance value the bank will sit up. Though I love GT bank but they have not done well this time if your story is the FULL version.

Let me just mention that even if you get the the services of a lawyer free of charge , it is still quite expensive to go to court in Nigeri. have a good budget of not less than 250k for the filing and all the processes.

I think service providers will get more careful when they see nigerians are ready to enforce their rights. Thieving companies like Multilinks should get ready

kaysy:

Mr. Poster, Retracted cards can always be collected back without having to apply for another, i was a staff of the prestigious GTBank and i can assure u that u cnt sue them for even 1kobo, ur fault was impatience and before filling the application form for a new card, there are terms and conditions with u must meet and they include having a certain amount in your account; besides u did not make good inquiries before applying for a new card. we have seen cases that are worse than yours. like i said before, u cnt even sue them for a cent. just admit that u have made a mistake, though it was as a result of their network failure which is widely acceptable [Network can fail anytime]. So think of something else or try and contest for the Gulder Ultimate search if u'r seeking a short-cut to make it.

He was told to apply for another card by the bank sir !

kaysy:

Mr. Poster, Retracted cards can always be collected back without having to apply for another, i was a staff of the prestigious GTBank and i can assure u that u cnt sue them for even 1kobo, ur fault was impatience and before filling the application form for a new card, there are terms and conditions with u must meet and they include having a certain amount in your account; besides u did not make good inquiries before applying for a new card. we have seen cases that are worse than yours. like i said before, u cnt even sue them for a cent. just admit that u have made a mistake, though it was as a result of their network failure which is widely acceptable [Network can fail anytime]. So think of something else or try and contest for the Gulder Ultimate search if u'r seeking a short-cut to make it.

Will you shut up there!!!!

What stupid inquiries should he have made....is it today that bastard bank staff have been miss leading its customers.

If he came back the next day how is that impatience...fool.

Guy sue 1st and see the outcome.don't let any stupid formal staff tell u rubbish.

My sis works for a bank's legal dept...and I know for a fact that banks are coughing out millions to settle out issues like this.

Interesting. My dad is a lawyer and he won a similar case against Fanta with a couple of millions involved when I was younger.

mekaboy: [b]LOL, THIS REMINDS ME OF WHEN A FRIEND OF MINE FOUND SOMETHING INSIDE A BOTTLE OF COKE WHICH HE BOUGHT FROM A SHOP AND
WAS YET TO OPEN IT. HE SAID HE HAD BECOME RICH, TOOK THE BOTTLE TO THE PHOTO STUDIO, SNAPED AND PRINTED THE PICS, CONTACTED A FRIEND WHO WAS STUDYING LAW IN THE UNIVERSITY TO DRAFT A LETTER REQUESTING THAT COCA COLA COMPENSATE MY FRIEND WITH 10 MILLION NAIRA OR HE TAKES THE CASE TO COURT.

THE GUY PROTECTED THIS BOTTLE LIKE IT WAS DIAMOND BECAUSE HE SAID IT WAS HIS ONLY HOPE. HE TOOK PICTURES AND DID VIDEO RECORDINGS JUST INCASE THEY TOOK THE BOTTLE FROM HIM AND BROKE IT. SO WE WERE NOW DISCUSSING WHAT HE WOULD DO WITH 10MIL , WHAT IF COCA COLA BEGGED HIM TO TAKE 5MIL, HE SAID HE WONT SETTLE FOR ANYTHING LESS THAN 8MIL.

LADIES AND GENTLEMEN, ON THE FAITHFUL DAY, HE WENT TO COCA COLA FACTORY WITH THE SUPPOSED TO BE LAWYER FRIIEND, PRESENTED THE LETTER, WHEN THE LADY MANAGER WHO WAS IN CHARGE READ THE LETTER, SHE INVITED THEM TO HER OFFICE. AT THIS POINT HE BELIEVED SHE WAS SCARED AND WANTED TO NEGOTIATE.

SHE TOOK THEM TO THE FACTORY AND SHOWED THEM HOW THE DRINKS ARE MADE AND HOW THE MACHINE WASHES THE BOTTLES WITH CHEMICALS. SHE TOLD THEM FROM WHAT THEY HAVE SEEN, IT CAN NOT BE FROM THEIR FACTORY, ITS EITHER FROM THE STORAGE CONDITION OR THE PERSON SELLING WAS REFILING .

GUESS WHAT THE COMPENSATIONS WAS.

N1,500 OR A CREATE OF COCA COLA NOT EVEN BOTH, HE EITHER TAKE THE MONEY FOR TRANSPORT OR CARRY A CRATE .

MY GUY PLEASE , WHEN THEY PAY YOU THE 250 THOUSAND HUNDRED MILLION, WHAT WILL YOU USE TO CARRY IT [/b]

dreams can really come true



https://www.youtube.com/watch?v=JMr6I6dy2eM

Assumin the OP has a legit case, how does losing 1050naira translate to sueing for 250mill naira?

Unless you can prove to the court that seizure of the card or debited cash resulted into other significant loses than ran into millions, otherwise , you will be seen as a thief.

I have seen and heard people talk about sueing for million even when loses to them is just 200naira. Mind you, you cant sue on behalf of everyone else that has similar cases.

A lot of less greedy and logical customers make their case known and sometimes get reward for their manner of approach. All I can deduce from all these hundreds of million naira suits from 1000 naira loses are bloody opportunits