Please, i would like to know if it's better for me to get the GT bank mastercard or better still, the firstbank visa naira credit card. I am out of the country in one of the carribean islands and need an account through which my parents can easily send me money. Up till now, i've been using GT bank accounts of some friends (using their mastercard to withdraw over here), but I think we all understand that is not a very good option. Of recent, i told my dad to open an account with GT bank and send the mastercard to me, so things would get easier. But GT bank is not that very accesible to him (i.e. not close to our area), he has a better access to Firstbank. But when i searched on the internet, the terms and conditions of getting a First Bank mastercard was too high, so, i told him to still open with GT bank. Just yesterday, i got an e-mail from firstbank about their Firstbank Visa Naira Creditcard but i don't want to just jump at it without knowing it that is what i really need. All i need the card for is:
(i). I need an account my parents can always pay into easily without the whole stress of wire transfer
(ii). I need a card i would be able to use on an ATM machine anywhere and
(iii). I need a card i can use to make my online payments.
So, which one should i go for? the GT Bank master card (not easily accesible) or the Firstbank Visa Naira credit card (it's just a stone-throw from my house)? Thanks a lot for your responses.

alutacontinua: Please, i would like to know if it's better for me to get the GT bank mastercard or better still, the firstbank visa naira credit card. I am out of the country in one of the carribean islands and need an account through which my parents can easily send me money. Up till now, i've been using GT bank accounts of some friends (using their mastercard to withdraw over here), but I think we all understand that is not a very good option. Of recent, i told my dad to open an account with GT bank and send the mastercard to me, so things would get easier. But GT bank is not that very accesible to him (i.e. not close to our area), he has a better access to Firstbank. But when i searched on the internet, the terms and conditions of getting a First Bank mastercard was too high, so, i told him to still open with GT bank. Just yesterday, i got an e-mail from firstbank about their Firstbank Visa Naira Creditcard but i don't want to just jump at it without knowing it that is what i really need. All i need the card for is:
(i). I need an account my parents can always pay into easily without the whole stress of wire transfer
(ii). I need a card i would be able to use on an ATM machine anywhere and
(iii). I need a card i can use to make my online payments.
So, which one should i go for? the GT Bank master card (not easily accesible) or the Firstbank Visa Naira credit card (it's just a stone-throw from my house)? Thanks a lot for your responses.

I don't know much about GTB or Firstbank, but I can speak of UBA Africard. Its a great card. And I have bought services with it online. You pay in Naira but shop in Dollars.