Will I Forfeit The Account Balance?

Please I'D like someone to clarify something for me. I heard somebody today saying that the money used in opening a bank account cannot be collected back when closing such accounts. 

The reason for my worry is the fact that I was thinking of opening a domiciliary account for receiving international bank wire, and I heard that the amount for opening is about a $100. I'm more or less a student, there may come a time when I may be in need of the money, which may prompt me to want to close the account, so my question now is, will I be required to forfeit the $100 used in opening the account? _{**I bet that would freak me out**}

I have a domiciliary account with GTBank. You can wiothdraw all your money without necessarily closing your account.
However you'll pay charges to recieve wires.

YESSSSSSSSSSSSSSSSS

with GTBank, all u need is $0 to open a dollar denominated domiciliary account.

you are free to put in money at anytime u want and take out money at any time you want up to the total balance in your account. i know you will also need to open either a savings or current account in naira because the two accounts will be attached to each other