Using Mastercards Issued By Nigerian Banks Online. Issues!?

Hi Friends,

To my mind, I think these hoo and cries are becoming too much. What is the way out should now be our major concern.
The way out of this dreadlock I think is that the Central Bank should wake up and wade into this matter.
There should be a lasting solution.
If one Master Card from one is working then all others should also work.
What is the problem?

Thank you.

www.cashgenerals.com

Oh yes! I have heard about graphcard since 2006 but I doubt if it is not another Scam. My doubt reached the height that I though they may be another 'peck and sucks'. I even went as far as registering with them as registeration is free online but I never fund it till date!

I think I better check back on them. A friend of mine actually was insistent that they are good.

Check from here: <p><a href="http://www.graphcard.com/?rid=18841"><img border="0" src="http://www.graphcard.com/images/graphcard_banner2.gif" width="470" height="62"></a></p>

Thank you for reminding me.

GTB IS DOING GREAT THINGS IN THE BANKING SECTOR THAT I AGREE WITH YOU BOSA.

I CAN SAY WITH AUTHORITY  THAT THE DEPOSIT TRANSFER I DID THRU. THEM TOOK TWO DAYS WHILE A PARTICULAR BANKS MAKING SO MUCH NOISE COULD DO IT IN ABOUT TWO WEEKS.

OH I DONT KNOW IF ANYBODY IS INTERESTED IN FOREX,IT REAL. I VE BEEN IN IT FOR ONE YEAR NOW.

GREAT OPPORTUNITY COOL MONEY   

 For me, i have other solutions to this. I will not try it. I know what i will encounter if i get into it.

When ever the banks in Nigeria finally wake up from their slumber

maybe then i will look into it.

For now, i avoid it like a plague. I'm okay with using paypal.

Also, Access Bank is advertising an International Credit Card with a line of credit in dollars or naira. I have tried to apply online thrice but to no avail. It is giving some programming errors. I have informed their technical department twice but they are yet to fix it.

Online Application Portals are still at baby's stage in Nigeria. What a pity!

I have a GTBank Mastercard which i obtained about a month ago. I was charged $30 for subsription and card fees, no hard feelings but it is dissappointing that i have not been able to use the card for any internet purchase (not transactions).

I strongly agree that the problem is not the banks issuing the cards, but the merchants accepting the cards as a means of payment based on our country of residence that is known for crime and fraud. There are Europeans countries worse than Nigeria in fraud and crime, yet, they do successful internet transactions with credit cards, may be is due to the volume of "legitimate transactions" that they do or some other reasons.

Sites like Ebay and Timberland, once you select NIGERIA, the next message is that credit cards are not accepted as a means of payment from this country.

why does this happen and for how long will it continue to happen?

I have a GTBank Mastercard which i obtained about a month ago. I was charged $30 for subscription and card fees, no hard feelings but it is dissappointing that i have not been able to use the card for any internet purchase (not transactions).

I strongly agree that the problem is not the banks issuing the cards, but the merchants accepting the cards as a means of payment based on our country of residence that is known for crime and fraud. There are European countries worse than Nigeria in fraud and crime, yet, they do successful internet transactions with credit cards, may be is due to the volume of "legitimate transactions" that they do or some other reasons.

Sites like Ebay and Timberland, once you select NIGERIA, the next message is that credit cards are not accepted as a means of payment from this country.

why does this happen and for how long will it continue to happen?

Is it possible to verify Paypal accounts with the credit cards issued by Nigerian banks?

Hey guys, as at the time I started this thread, I was a bit skeptical about the mastercard thing.

Right now, I have registered with GTBank. I have received the card and I have started doing online payments with it without hassles. It works. I do not have the first issue about it. So guys, what are you waiting for?

The major, if not the only problem lies with the banks themselves. ALL banks that issue Mastercard/Visa cards are guilty of this crime. They are NOT doing enough to address the problem of non-acceptance of Nigerian issued credit/debit cards. Full stop. They can do so much more, but their inherent talent for generally lousy customer service does not allow them do more. They can do such things as pull their weight together and put pressure on Mastercard/Visa to encourage online merchants to stop rejecting Nigeria issued cards. They also can contact merchants who refuse to honor a Nigeria issued card and ask/insist that the card be honored. Instead they sit on their asses and collect the yearly fees and all what not.

I have a card from intercontinental, which I use more for subscriptions and anything that does not involve physical shipping. The first time I tried to have something shipped to me, the transaction went through and the email said my goods would be shipped the next day. I got a mail the next say saying they don't ship internationally, and that my order was not processed and my card would not be charged. Month end comes, and I see a charge in my statement of account for the transaction in question. Long story short, it took Intercontinental bank almost 4 months to get my money back. After uncountable calls checking up on them and sitting on their asses. This is the second time I've had to ask that a chargeback be made. The first time took almost 5 months.

Now, whenever I have to ship physically, I send to my cousin in the US who ships to Nigeria regularly. She just includes my stuff in her paackage and it gets to me in about 2-3 weeks.

Bottom line, we will get there eventually, we can only wish these stupid (and I'm almost tempted to say the silly people who run these banks) banks would help us get there faster.

I wonder what you guys need to understand that this is a quest in futility. Just like the last poster said, the banks are bot ready to do anything. They keep calling themselves world class yet their services are contrary to what they claim to be. It is not just by the size of your balance sheet.
If they were worth what they claim, they should know that it is even an insult for their cards to be rejected and Mastercards does nothing about it.
If we can not use them to make purchases online, then what are these cards for?

We are contented with the interswitch ATM cards if it's just about making purchases in Nigeria.
If no Merchant will accept it, they banks should either stop issuing them or get something done fast.

Till then, i'm contented with using paypal. Besides, i do buy from ebay and it gets shipped to Nigeria.
I will continue to do this despite the cost until our Banks realise what Banking is all about.

they even collect money lol no wonder they no get shame!!