Why Is It That Many Nigerians Do Not Shop Online On Nigerian Websites?

actually, naijacutee has a point.

what i think is this,  the main and maybe "only" was online payments can be done is via credit cards. then we also have merchant accounts, for those without credit cards. but then again, some merchant accounts are funded by credit cards again.

with this in mind, we all know that nigerians are experts in credit card fraud (I'm so sorry to say this, but its the fact),  how can people rely on credit cards for online payments?

yes, if they can prove that online transaction on nigerian websites are secure, then i guess more people will use it.

also, credit cards are new in nigeria.