Are you a member already? if not
1. go to
www.paypal.com and apply on line to become one.
2. most importantly you have to be a credit card (Mastercard or Visa ) holder to be onsidered. (They deduct the money directly from your credit card every time you make purchases)
3. You will have to wait for two to three days after you have given your credit card details for verification.
4. The statement of your credit card account (the transaction charging you the 1.50) will have a 4 digit code. You can get this on line form your credit card site or physically from the credit card issuer. This is just to confirm that you indeed have a credit card.
5. Once you get that 4 digit code you return to the paypal website and finalise your application.
6. You can then always make payments via paypal. You don't ever have to give your credit card details. You only click on a pay function of a seller and it will automatically take you to your paypal account site and you will put in your secret password and proceed with the payment.
7 You can also receive money through paypal. when you receive money through paypal u will receive an email that you have received money from someone. You must then indicate by email to paypal an account at any bank of your choice where you have an account in order to withdraw it.
Hope this helps. I use paypal and I find it is the safest method ever because you never give your credit card details on line once you become a member.