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Jascobee
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BANKS AND INTERSWITCH have concluded plans to increase ATM charges to N150 effective from 1st sept,2008,
Sometimes i just wonder what CBN is doing but i guess they all share the unjustifiable profit,
At the end of the year,the yeye banks will declare billions of naira as if they render good services, Innovative graduates are looking for some meager loans to kick off but these banks would never offer such loans,
fellow nairalanders, do you think our banks are doing enough to justify all these ungodly charges?
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Jascobee
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i work in an interswitch ISO company, u will get to know when u use your ATM and get charged,
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enque (f)
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what abt d banks that dont charge at all?, e.g like using a firrst bank ATM on a first bank ATM machine? will one start paying for dat?
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spben (m)
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I think it should not be applicable to the bank someone is banking with and if it does  ,,,,hmmmm that is going to cus a big problem bro's 
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Jascobee
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u wont get charged if u use your ATM on your bank's ATM machine except some few banks that still charge like ZENITH , i learnt zenith bank charges customers N60 even though they have zenith card and use it on zenith ATM,
but i am certain that from sept,the banks want to increase the charges to N150, this is why they declare ungodly profits at their financial years,while they fail to perform their social responsibilities,
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cooldudeng (m)
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zenith charges N65 o!
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tijehi (f)
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Zenith bank na thief, that is why I can NEVER bank with them.
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soulamanne
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the banks are thieves.when hey get robbed they will now be doin oju anu.inta charges 50 on their own ATM.they also remove 100 evry month apart of the minimum depo of 1000.soludo isnt doin anything.they ve started makin us pay 4 their expensive suits
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begood1
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i opened a zenith account after getting thier ATM i decided to test run it the next day only to find out that 65 naira was deducted from my account. I printed the stuff from my system and rushed to the bank thank God it was next building to my office.
The CCO told me that i was an ATM charge, since then i have not used that card on the ATM.
Zenith bank should try and re-consider this coupled with the fact that they make more money through other services.
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canladyluv
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at times i wonder what we use d bank for, a situation whereby they deduct money d way they like, IBPLC deducts 50 charge when u use your ATM and withdraw from d bank, but they re not suppose to deduct money because its d bank one banks with.
i wonder what will happen when d charge becomes 150?
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Laibankz
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In my own view i see ATM cards and Machines as a convinient means of withdrawing money.
The idea was to reduce the number of people in the banking hall, withdraw your money anytime you like and also for easy transactions.
Why then will these banks be charging customers anyhow? for heavens sake, N150 is too much
Recently i entered Oceanic Bank and they informed all customer who wants to withdraw any amount less than N100000 should make use of the ATM if not they would be charged.
Are ATM machines now by force or by choice?if they are encourging customers to use ATM Machines then they should improve their service, provide more ATM Machines and try to reduce this high charges.
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enque (f)
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i heard UBA charges on UBA ATM too, but i don't know how true it is
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amychaka (f)
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yes my brother UBA charge #100
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hallagoni
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I think they should explain what the charges are for? for instance intercontinental charges N10 for using ATM compared to N65. Habaaa! its too much now. CBN should put this things in check.
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icecube (f)
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na wa ooooo, N150, is 3much, upon all d money they make.
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emmydee (m)
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well, lets watch them and c how it all goes
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ukukaegbu (m)
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That's why I like Unity Bank. They dont charge their customers any fee for using their ATM, not even the monthly fee of N100 that other banks charge. They only charge the normal COT if the customer has a current account.
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Godalone (m)
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N150 charges for using ATM,this is very wrong.Where is the Central Bank Governor?
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tulk2mi
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Pls can anyone tell me if they charge 4 GTB ATM cards cos i neva really knew they charge 4 using ATM.
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tulk2mi
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Pls can ne1 tell me if the charge for GTB ATM Cards cos i neva really knew dey charge 4 using ATM.
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izeek (m)
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look i dont u guys know what u r talking about intercontinental charges me 75 naira for every transaction, and more so they refused to give me my cheque book, rather they only gave me my atm saying that my cheque has not been ready for almost a yr now.
am sure they are doing it on purpose.
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zigalo
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Access bank charges N50 for every withdrawal made on their ATM even with their ATM card
I think this is cooperate extortion
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faakay (m)
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@tulk2mi GTB dont charge for ATM if u withdraw thru their ATM, I think GTB is da best bank, UBA is da worst bank have ever seen. They are theifs! They charge on withrawal outside the branch for 105.00 Naira. They charge 100.00Naira withdrawal below N20,000.00 outside the branch or not, that means if you are withdrawing outside the branch below N20k dey charge 205.00 I have experienced it b4. I bank with both GTB and UBA. I think GTB is da and good customer service, UBA poor, If your ATM got stolen or misplaced. I bet you will not be issued another one and dey will still charge 100.00 Naira every month for the ATM, BULL SHIT!! United Bad Bank of Africa - UBA they are socks!!!  |
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tundysho (m)
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@ POSTER You re using inside information at your disposal illegally.The company has not come out with their information and you re disclosing it to the generalpulic like this,just because u re previlaged to have it,do you think if your company get to know abotu it they will be happy wit you, @tulk2mi GTB don't charge for ATM if u withdraw through their ATM, I think GTB is da best bank, UBA is da worst bank have ever seen. They are theifs! They charge on withrawal outside the branch for 105.00 Naira. They charge 100.00Naira withdrawal below N20,000.00 outside the branch or not, that means if you are withdrawing outside the branch below N20k dey charge 205.00 I have experienced it before. I bank with both GTB and UBA. I think GTB is da and good customer service, UBA poor, If your ATM got stolen or misplaced. I bet you will not be issued another one and dey will still charge 100.00 Naira every month for the ATM, BULL SHIT!! United Bad Bank of Africa - UBA they are socks!!! I totally agree with you GTB is simply the best bank, ask me how i knoe.I have banked with almost all the 24 banks we have and i have compared their services.The kind of bright young faces that welcomes you alone is thrilling.To add to the worst banks ,i mean to say the worst bank in the whole of nigeria, UNION BANK,that bank need a total overhaul and rebranding,.The average age of their staff is around 50 years.They seem to me like ministry workers.They should better take a que from their former conterpart( Afribank that is going throuhg a reformation process |
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otokx (m)
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I will try and open an account with GTB soonest
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tundysho (m)
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I will try and open an account with GTB soonest
pls do ooooo and u ll see what am talking about How you de now hope u re enjoying your maxima |
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onyx79 (m)
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Banks and their hidden charges!  What gets me upset with most banks is that they dont give their customers all these details. Thats why am so wary of them. My principle is, tell the client ALL about the business he wants to transact or the product you are offering and let the person make a choice. It smacks of dishonesty. i have learnt my lesson long ago, i dont take banks and their products/services for granted. if when they print something as routine as your statement, please go through it! As for INTERSWITCH and co, well, it cant be their fault! Its a monopoly. We had it coming. Perhaps its time to crowd the banking halls again. |
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Gamine (f)
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Meeen!! i hate this atm thingy, i just got my first card on monday and they don already chop my money. i was going to open an account with GTB, pls convince me to |
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agaba123 (m)
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Meeen!! i hate this atm thingy, i just got my first card on monday and they don already chop my money. i was going to open an account with GTB, please convince me to You won't regret it. GTB is nice |
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Gamine (f)
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I like their buildings and stuff but what makes GTB nice |
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