To Get Legitimate Credit Cards in Nigeria

hi.

You can get a genuine credit card (actually, a debit card because it's pre-paid) from Ecobank, UBA/STB, and intercontinental bank. Some of them require you to have an international passport to get the card.

The minimum card value issued is $250. And you're required to have 25% of that as security deposit.

There are some advantages in using a credit card issued by a bank:

1. The credit card issued by a bank is more widely accepted online because it's tied to a bank account.

For example, 2checkout.com, an online payment processor did not accept the credit card I got from virtualcard.com because it's not tied to a bank account.

2. A bank is more stable and has a bigger reputation to protect. They have a mastercard license and won't run away.
On the other hand, third party providers are less stable.

For example, I lost =N=30,000 to virtualkard.com when they claimed the company they were representing overseas had a problem. They simply told me there was nothing they could do to refund my money. A bank wouldn't do that.

But then, if you have difficulty getting a credit card from a Nigerian bank you can still use a third party service.

http://www.zyonlinepayment.com</a> provides a simple and straight forward online payment service.

They do not issue credit cards. They pay for you

a) using their own credit card

or via

b) bank wire transfer

It depends on what the merchant you're buying from prefer.

The service fee is reasonable.

You may wish to give them a try.

Hello guys,

i need to raise alarm!!!

UBA MasterCard is a fraud!!! NEVER TAKE IT. THEY WILL SWALLOW YOUR MONEY!!! it is a drain pipe. I tell you

Run away from it. Thay have showed me so much that today i regret ever getting it. They have chopped my 600USD and they are still saying I am owing them. i ask them show me the withdrawal history. where is my Moneyyy UBA!!! How can anyone withdraw from my account when I cannot. Today they said the balance is 370 USD tomorrow they said it is 6USD. Meanwhile I am carrying the card and I cannot use it. I am stuck here with it in the UK. Can you imagine! Are they the only one who is giving out Mastercard. what about other banks/ No incidents such as this.

CBN should just close down the bank and sooner or later they will. This is not banking. It is just FRAUD pure and simple.

Hey Isrealy,

Your card has probably been tampered with, not necessarily by UBA; maybe by hackers.

Take heart bro.

Hi xdos,
Godaddy and affiliated websites will not accept your credit card if the billing address on the card does not match the IP.
I once had similar problem with Godaddy some years ago.They refunded my money within minutes of purchasng the domain.There's nothing you can do about.I just called their bluff,and registered my domains elsewhere.

If you love Godaddy so much like I do,then get someone in the US to pay for the pertinent items for you.
______
Adetola.

Itz good to have one but itz not very much used in nigeria, some people don't even know  a credit card when they see one

well from all what i have been reading in this post it seems gtn is gonna be okaya nd trysted, uche please i am gonna use your name when i get to their office on monday, hope that is okay??? and i buy my webhosting @ liquidnethost.com would gtn be able to pay? well wud call them this night,

GTN works, actually discovered them on nairaland, so good thing the internet does for communication, the truth is this, about genuinity, they are sure genuine 100%, about customer services, thats the problem, it took me a week to get my card instead of the 24hrs they said, well it actually depends on what theya re working on, but dont blasme them much as far as they got my payment done but took a lotta time, calling and questionings, thats a 45%,

Getting Legitimate Credit cards in Nigeria is necessary, important and highly required to do legitimate online businesses here in Nigeria. Due to the fact that we are Nigerians and considering our track records as regards our relationship with the rest of the world when it comes to the issue of integrity, we always have a short coming trying to procure this highly needed online asset (Credit Cards) and even when we do using it has since become an issue to be told in another article like this one.
We simply have a bad track record and we need legitimate business men that will prove themselves worthy of being truly known and appreciated for the fact that they have been recognized as trustworthy and true in their dealings with others. We need such likes to drive those ruining our God given country out of business. We need to be on top and stay there, we need to be known for one good deed or another. We need to stand as one, with one voice and one mind. United States President, Barrack Obama has laid the foundation, let’s all build a home for all Africans to unite and speak with one voice of freedom and integrity.

Hi afajack,

I do not know if you succeeded in buying the credit card. If you did please let us know how you went about it. Knowledge is never absolute o!

If you couldn't or are still having difficulties, i want you to go to another thread about credit card on nairaland where i think most of your fears and doubts have been sorted out.

I gave a very mind blowing solution to this problem which i see facing many of us Nigerians online. I don't have to duplicate it here again so just go to the following thread;

http://www.nairaland.com/nigeria/topic-6806.32.html