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Tgirl4real (f)
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Meen . . . I don miss o. Was up Debo na, u are welcome anytime  Peeps, Brash will def play footy no matter how tired. On ma way home already. Just said I should check on you guys before checking outta here. I will fill you in later. Thank god it's friday folks.  |
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damiso (f)
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Meen . . . I don miss o. Was up Debo na, u are welcome anytime Peeps, Brash will def play footy no matter how tired. On ma way home already. Just said I should check on you guys before checking outta here. I will fill you in later. Thank god it's friday folks. Yeah you can say that again.Just that the weekend just always seems to fly. |
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MrCrackles (m)
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The weekend dont start for me until after 5PM tmor!!! 
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tkb417 (m)
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Bechex
good to see my kind of person on board. U have your CFA level 1. Good one
when are u writing level 2? June 09?
Ghana, Dubai or UK? maybe we can do some collabo reading
nice to have you on board.
So why is evrybody running to Telcos? im not ready to leave the financial markets yet o, maybe you need to come back after your level 2
People
had a meeting with a client today. they were supposed to have a meeting with a foremost rating coy in Nigeria and they needed all the briefs from the advisers in order not to fumble. took them tru the whole models and assumptions and left them to face the music.
nyways, they did ok and i guess the equity rating is on the cards already.
my normal routines followed, now im gonna have another conference call in 5 mins
i dey run ttygl
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Tgirl4real (f)
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Back to drop a lil line . . . @ Debo, let me know what stuff u need and I will let you know how I fit in. Basically, I can plan the entire event, but my main areas are ushering, souvenirs, photography, printing and branding . . . we will talk more abi na your wedding you wan plan lol @ Muki, i ma copy tkb o. Planning my leave soon and I don't mind coming down to your area o. Gist me abeg . . . any fun place to visit. @post, Well . . . today was kinda ok. Started well . . . but I was personally not in ma best mood. I guess i need some weeks break. Well . . . attended to mails, had problems with ISP's. Imagine your own site not loading on your system.  Dealt with some clueless clients too. Asking for info they should know already . . . ahhgh. Peple are so lazy. I dunno why we have the internet when they can't readily find information (may be I wasn't just in the mood to tolerate their rants today. lol) Day ended well. I snapped out of my mood and enjoyed the rest of the day. It will be a wonderful weekend, i will make sure of that. lol Later guys. |
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KarmaMod (f)
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what do you do TGirl? Good news i have not had to do thecoffee/tea rounds, i guess i am getting the welcome back from holiday treatment This must be a British thing |
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tollu (f)
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Ahn Ahn, I left this place for just how many days and KABOOM!!! That sure is good to see. @ all our new entrants ( your jobs sound good too)  , Guys welcome on board! @ All my peeps, what's good? Mukina & TkbTollu kuku dey around o, just took like two days leave from work to attend to some pressing matters and it's really like I took time off life itself. Been sleeping and 'lounging'. No internet and very minimal TV sef Mukina, Good to see that you got some extra time to do the project all over, all the very best with that and don't catch a cold o. Tkb Hope the cold is all gone now? If no, how far withe the Okada girl's number? DamisoGood to see u r feelin better, Hope that lasts. Debosky2 week beards could be sexy And lay off the sexy mamas, we preach 'sex starvation' on here  Hope the assignment's going good though? LaywerE be like say we get small yawa with some omoniles around Makogi, are u familiar with that area? @Topic Like I said earlier, been out off the office for some time now. Took a sneak peek at my email and closed the page one time, without signing out sef  Will be back later in the day. |
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Tmoni (m)
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@MrCrackles,
In my office, we play a game to see who makes the tea/coffee. Dnt wanna go into details of the game. First person out puts boils the water and the last person makes the tea/coffee.
Many a times where the game goes on and on and the tea boy (official name) has to start the process again.
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MrCrackles (m)
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@MrCrackles,
In my office, we play a game to see who makes the tea/coffee. Dnt wanna go into details of the game. First person out puts boils the water and the last person makes the tea/coffee.
Many a times where the game goes on and on and the tea boy (official name) has to start the process again.
Awesome
I may have to get more details and introduce that game into my office! |
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Tmoni (m)
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lol, Mr Crackles, going to thru your posts again, does d name of your company start wiv A and ends with P, ??
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jericho
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Hi guys,
Thanks for the love shown. feel overwhelmingly welcomed.
This week was sure really crazy.
Met with an expatriate client of mine who insisted that i tag along with him to search for an apartment in ikoyi. This guy is something else. We inspected virtually all the service apartments in ikoyi and he had one thing or the other uncomplimentary remarks to say about each flat. Either flat A made him claustrophobic or flat B's swimmong pool was too small or the tennis court in flat c wasnt made of clay. I just tire for the guy. Finally found a flat that he liked but was taken while we were on inspection.
Met with another client an 80+ year old baba that owns half of lagos. This man's business sense is second to none. He has a property in ilupeju that he intends to dispose for 5 billion naira and he requested that i negotiate with the potntial buyer. Buyer is proposing 3.5 billion. Believe me once i close this deal and get my cut, i am on holiday till next year. Well i guess the economic doom hasnt reached some people's side in this naija sha.
On friday met with a potential client that insisted that we talk business over a chinese meal at marco polo. Thought it was kinda funny but paid off. Got the brief after the meal. But if every client makes that kind of request i may soon be out of business o.
Today, just retuned from a business meeting with the vice chairman of a conglomerate on the guy's yatch in the middle of no where in lagos. Yet they say there is no money. I must confess i was really oppressed.
I never knew that moving houses was stressful. Though employed the services of relocators but came back home to find out that the house is upside down. Sleeping on the couch for tonite sha and not wanting to think about how stressful tomorrow is gonna be.
Good nite guys
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MrCrackles (m)
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lol, Mr Crackles, going to thru your posts again, does d name of your company start wiv A and ends with P, ??
Nah, far from it!
It is called Mouchel!!! |
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dayokanu (m)
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Battling Fama french and CAPM .
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tollu (f)
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@ Jericho
One only needs to get out there to see the kind of immense wealth people handle. Don't be oppressed pal, we SHALL get there.
You recently moved, awww, that's a whole lot of work. Hope you've made some way through all the clearing and all.
Hello Tmoni, Crackles and Dayokanu.
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jericho
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@Tolu,
I feel you and say amen to that. You know it is funny they say economic depression bla bla blah and yet people have mad tons of cash to play with. Never knew moving houses is such a big deal. I am so scattererd right now. The hosue is a mess, luggage is strewn everywhere. Havent even started to unpack yet. I am really dreading doing that.
Well lets see how work today goes.
@Everybody
Happy new month and have a wonderful day.
Cheers.
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tkb417 (m)
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Hello everybody how are u guys doing? wish u guys a smashing February. kai, Valentine is coming  Tollu i called like a day or 2 after but ive not after then. I dont need any woman palaver abeg Brash You know anyone in David Langdon? |
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Cristalz (f)
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@Jericho Wow,seems your solo practice is totally thriving. You went on a yacht in the middle of nowhere?Lol So you like,handle the legalities involved in your clients' businesses right? I know when we buy properties for customers most of them usually want their lawyers present to witness the signings and such. Moving house ain't easy o.I understand. . .I've moved house a few times in my short stay on earth,lol. Pele. But how come you didn't use the weekend to tackle unpacking, arranging and everything? @tollu Welcome back from your 'vacation' @DK What's CAPM? @Topic First agenda this morning was to go inspect a warehouse that a customer wants us to help him buy, or rather, contribute in buying. We pay the larger part of it while he pays the rest, and we co-own the property till he finishes paying back. Here's the gist. . .when we were almost at the place we realized we forgot to take our digicam along! Can you imagine? LOL Twaz funny but not funny 'cos my manager specifically told us to come back with pictures. Anywayz,thank the Lord for good Nokia phones with amazing megapixels. Used mine to take the pictures. . .now we're back at the office and I'm transferring via bluetooth to my lappie, then will send to the mail boxes of all concerned. These people go pay me for services rendered sha Hope the rest of the day goes okay. . .remember to eat lunch,people. |
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bechex (m)
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Hi everyone, Sure we are all rested from the weekend. I wish us all a lovely February. @tkb417, I just registered this morning on the CFA website i will be writting in Ghana. Which level are u writting, maybe we should hook up if we r writting the same level, i know a couple of guys writting level two. sure i have stated my reasons for leaving Banking, however i may still come back after level 2 or 3, but that will depend on a lot of other factors. R u sure u dont need woman palava, i believe we all need it sometimes U know what i mean. @ Topic Work today resumed at a slow pace, a colleague i am understudying is due to go on leave soon, so I have to up my game in learning more about the account reconciliation process and distributor incentive computation process. Well i have no choice but to learn it fast. The new guys at the canteen seem to be better than the guys who came last week ( We are actually having a rotational process and we are to vote for the best two caterers at the end of the proces). I took my time with the lunch, went to the Orange Bank to deposit some cash, and went over to a friend's office to download some software ( Stalla Level 2 Passmaster) Got back to the office and there were a lot of Credit orders waiting for my analysis and release, Trade partners calling to know why their orders were not yet released, finally authorised the release of their orders, i need to relax and well here i am doing that. hope the rest of the day goes on well with no stress. |
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tollu (f)
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Jericho My person, no be small matter o. Get to it soon though, it never gets easier TKB Woman palaver is good for the soul and yes, Valentine is here Heard some gist about your side. We'll YIM on that one of these days Cristalz Thanks dear, I did enjoy the not so deserved 'vacation' Hey Bechcex, Howdy? @Topic These people want to kill me, I haven't even had breakfast Off to lunch now  |
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lawyer (m)
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Just came back from the corporate affairs commission to register some companies. Damn that place is full of bureaucratic animals and the chicks working there should be shot! They take pleasure wasting your time and demanding for all sorts of nonsense things. One even accused me of forging the signature of a prospective director so that she could verify it quickly. The tantrum i threw there should last them a week for such bloviates. Its getting more stressful and streneous to do these things and i am seriously considering fashing the business. The money cannot be equated with the pressures and problems you get from these twits! |
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tkb417 (m)
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Beechex good to know uve registered. Im on Level 2 also but will not be doing this June cos of my schedule next year is it man!! ure downloading Passmaster from someone? i tot u could only download that software twice. what if the original owner loses his lappy or sumfn? did u use stalla comprehensive package for your level1? if u did,u can negotiate a discount with the marketing gurls. If i was writing level 2 this June, i would have gotten like 25% discount or more. nyways, we'll talk laterz Tollu are u just hearing? everybody in that line of biz is singing hosannah presently. na God go save us from this self induced global meltdown. as for me and my house, i refuse to melt with them. Instead, i go waka go play ludo for yankee |
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mukina2 (f)
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Hello everyone hope you are all having a good day at work @ topic i didnt do nothing today o, am busying refreshing and watching this team nor go kill me  i'll start interviews again tommorow, i didnt want to start asking folks questions and then i keep thinking who did he sign? |
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tkb417 (m)
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Muki
i think Asharvin will be in eventually
Brash
yeah, i have 2 friends working in David Langdon
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bechex (m)
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@tkb417 I actually paid some dough to get the stalla download, I realy dont know how the guys decoded the stalla encription but i am the 4th person downloading the same disk. I actually used a combination of stalla pass master download and schweser photocopies for levlel 1 and I intend to use same this time around. U know Naija now we will always find a way around issues. Its good to know urself and i believe u have a long time to prepare if u are writting next year however I believe i have the time to cover the syllabus extensively before june. @tollu I de oh, how was work today, hope u enjoyed your lunch no allow work kill you oh make sure u chop well well, and take your time while u are at it. Life no get duplicate oh. @T-moni How u de, u know my friends call me T-moni also, u go pay me for using my name oh lol @ Topic The work we start slow for morning just rush come for evening as if say e don de wait all weekend. Its the begining of the month and i Guess the rade partners and distributors want to start big. I am capable sha nottin do me. I am leaving for home in 5 mins se y'all tomorrow |
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Tmoni (m)
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@bechex, bros, pls let me loan a name, lol
hope work was good
@MrCrackles, theres a company missing in that list of yours, thats Halcrow, decent bunch, are u guys going for crossrail
davis langdon was a clients representative on a job i was once involved in Scotland although
decent people, my company did not always look forward to the meetings, lol
@tollu, muki
hope u ladies are doing ok and had a nice wkend
@cristalz, i ve got to confess, muchios respect & admiration, 4 dis thread, being a true red and putting "some lass" in her place
@tkb, lawyer, debosky, jericho
i say hello guys
@topic, no work today cos no transport, just at home watching premier league transfers
robbie keane back to spurs, speculation, david villa to liverpool, am scared
am not strecthing it but i would not mind staying at home tommorow too
pls let it snow more
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MrCrackles (m)
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@MrCrackles, theres a company missing in that list of yours, thats Halcrow, decent bunch, are u guys going for crossrail
davis langdon was a clients representative on a job i was once involved in Scotland although
decent people, my company did not always look forward to the meetings, lol
You are right, Halcrow is an heavyweight in the industry too
I applied to them in my second year in Uni for my industrial placement, but i didnt even get a reply, idiots
My friend works there though, in thier Swindon office!
Tidy company |
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debosky (m)
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@ Brash I made it to work, barely. . . left early before it got worse making me spend the night 17 miles away from home. @ Tgirl No worry, I go give you low down when we get closer @ Jericho Ol boy take am easy oh, na so clients dey do. With any luck, you'll soon get junior lawyers to take most of the heat. @ Lawyer Give those bloody civil servants hell! They think they can intimidate everyone? @ TK focus on exams and fogerrabout vals! @ DK hope CAPM doesn't mean - 'Cleaning and polishing methods'. Joking man @ all my other peeps, hope y'all had a good day. Got to work late-ish today, all this snow and ish. . . crazy drivers who don't have a clue what to do in the snow. Couldn't afford to get smashed by some loon. Did only 5 hours today. . . spent an hour+ on a boring telecon. People LOVE talking about themselves!! Did some data checks and started bugging our external verifiers. . . I just gave away 150k in carbon credits, so I must ensure he doesn't slack and end me in a pile of kaka. Was supposed to inspect some chemical storage later this week, dunno if this snow will allow. . . .my cushy training might be threatened too. This snow better end TOMORROW. |
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Tmoni (m)
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@Mr crackles, nice, i'm wiv dem in the capital
swindon is the global HQ
i would check the intranet for mrcrackles frnd & holla, lol
good to see sumone in the same industry
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MrCrackles (m)
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@Mr crackles, nice, i'm wiv dem in the capital
swindon is the global HQ
i would check the intranet for mrcrackles frnd & holla, lol
good to see sumone in the same industry
Dan Barnett is his name!
I havnt spoken to him in months but i am sure he his still there
Bruv itz good right here man, nice to hear your doing your thing too! |
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dayokanu (m)
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CAPM Capital Asset pricing Model
A model that describes the relationship between risk and expected return and that is used in the pricing of risky securities
Pricing Model
E(Ri) = Rf+ Bi(ERm) - Rf
Where:
E(Ri) is the expected return on the capital asset
Rf is the risk-free rate of interest such as interest arising from government bonds
Bi (the beta coefficient) is the sensitivity of the asset returns to market returns, or also ,
ERm is the expected return of the market usually measured by looking at the arithmetic average of the historical returns on a market portfolio (i.e. S&P 500).
E(Rm) - Rf is sometimes known as the market premium or risk premium (the difference between the expected market rate of return and the risk-free rate of return).
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