TRACK:

The truth is clear. For me God will move me from where i am to bigger place. It must not be banking job. I came from a "Nigeria family' where they struggle to make surei graduate so i wont have anybody who would place millions of naira for me to meet target just b/c of N150,000 salary at most. 150K with sleepless night,sexual assult,high expectation from friend b/c u are working in bank.I beg God dey.

kshow1:

people have been taking the job and have not died, are u trying to tell us if you are offered a job now in the banking sector you will turn it down.

Redman44:

I will be very happy if guys and ladies on this thread can lay their hands on a Magazine called EUROMONEY. The Magazine deals with Global Banking. I have been reading the Magazine since 1997. Honestly, the Nigerian Banking System is very crude and light years away from what obtains in other parts of the world. Instead of looking for other ways to bring money into their vaults, our banks prefer to turn a good number of their workers into marketers. Of recent, I've been reading online about how some Nigerian banks are charging customers ridiculous sums of money for using their ATM machines. It is a very unethical way of doing things

Our banks need to connect with the people. When a bank receives huge sums of money from the elite into their vaults, what do they expect? These elites will turn around to borrow large sums of money to further their businesses. The banks, foolishly, will then be expecting to make quick profits. At the end of the day, some of these 'elite' borrowers fail in the ventures they engage in and cannot pay back their loans to the banks. We can now see the reason why some Nigerian banks collapsed in the past, i.e Savannah Bank, National Bank et al and why others could not meet up with Soludo's requirements.
Our banks need us more than we need them. They need to connect with us. If Nigerian banks really want to increase the money in their vaults, they need to reach out to the ordinary man on the street. They need to improve their information systems and approach

What our banks have not realized is that a lot of the people they look down upon have a lot of money which they keep in the hands of the local Bank men [ Baba Alajos' or whatever they are called. Can't be bothered ]. Those Market women in our various markets from Bodija to Oke-Arin are very rich o. The other day in Akure [ 2006 ], I saw the Mama Oloja of market women in Ondo State being driven in a solid jeep. Anyway, our banks need to provide information in our local languages to people who don't understand English. The ewa agonyin sellers ( sweet beans ) need to be informed about operating bank accounts and other useful financial information. And the information needs to be given to her in a language she understands.

Mr Erastus Akingbola, Mr Francis Atuche, Mrs Cecilia Ibru, and the heads of other banks, I'm talking to you. Please invest in the lives of our youths and graduates. Don't demand for ridiculous collaterals from them when they request for loans. Many of them are just starting out in life. Try and reason with me, please. What you need to do is to set up a division in your banks that will manage Mentoring and Entrepreneurship Schemes that will add value to the lives of our youths. Approve loans for reliable graduates and youths who are potential entrepreneurs with good business plans, monitor how they spend the money you've given to them, be involved in the businesses they've started, advise them along the way, set up bank accounts for them, care for them- plan for them. When the businesses succeed, collect your loans back. In that way, you would be spawning a generation of businessmen and entrepreneurs who will provide jobs for a lot of citizens. Right now, you're chasing shadows. You stand to benefit a lot from the ideas I've given. Cheers.

bookholar:

Sagamite,
The truth has never been spoken so well.
Reddman, thumbs up!
Laurette,i understand u, n u speak the gross truth also, av friends who are marketers (and ladies) they havent followed suit into selling themselves to meet up their target,.
One man's food is another's poison, a friend has always dreamed of been a banker, he is one now, he complains about the stress of bin on the counter n all, but ask him if he wants to leave, he would say NO at least not for now.

But truly, Banks help in reducing unemployment rate in Nigeria.
A reminder to us all, we all will come to that point in our lives when its not the money we need any longer but the satisfaction,

sopesupi:

Hi all,
just wanted you to realise that the job of a marketer is no rose in the garden at all especially for someone who i repeat doesn't have the flair for it esp. In this recession period,
hear me out on these few line


1. Every month you are expected to draw up a call plan with a list of places and people you intend to market for new accounts( note this is when you realise that no wealth family of yours would want to render any assistance in opening an account with you because you now work in a bank)

2. You are expected to bring in money(a.k.a year end target) that you will never earn till you leave that bank(talking about from 300million to 2billion!!!

3. No achievement no promotion(despite the fact that we all know that there is no liquidity in the country due to the recession)

4. It will really shock you to realise that some people working in units that what they really have to do is show up at work and represent the bank at social functions also earn what you earn with little pecks here and there due to the flexible of the function unlike yours.

5. Shocking truth is that no one cares to know if you have been to and have been turned down by all the companies and individuals in the whole world , all the bank cares about is that you just bring in that money, even if it means doing jazz to obtain it.

6. Realise that most customers are interested in loans which we know the bank isn't ready to give out!!!

7. There is no fresh funds in the country all we do is lend money from other banks and institutions and keep in trust for a short period of time so f you hear any marketer say he/she brought in 100million- 1billion just say to them that am sure it is aka f.i funds and you will see that person give you a second look!!1

wish you guys are the best,
cheers