To Get a Loan From a Nigerian Bank

How can someone go about it in naija to loan money from a bank ?

anyone knows any bank with the best rates ?

or a good mongage (sp) bank ?

i am just curious to know.

Of course u've got to av collateral to loan money from the bank. not only, u'll need a couple of upstanding persons to guarantee the laon. but first can i ask what u do? cos thats very necessary and a first step in approaching a bank for loan assistance?