|
amaratex
|
Is there any way someone can get a loan without collateral in Nigeria?.
|
|
|
|
|
|
eyimofe89 (m)
|
well visit ambcnigeria.com
|
|
|
|
|
|
Bulga (m)
|
@ Eyimofe89 I looked at the http://www.ambcnigeria.com, the website looks fishy. It doesn't have an identifiable physical address. You know a lot of things are happening on the Internet. Please post their office address here. I would like to confirm whether the business is 419 or not through EFCC. Once again, please post their address. Just check the website of EFCC ( http://www.efccnigeria.org), you will see that the address of their offices can easily be found on the website. That is how it should be. |
|
|
|
|
|
akara (m)
|
http://www.ambcnigeria.com - Interesting network but with lots of questions i d like to ask. @amaratex the easiest way is to get an overdraft from your bank ie if you are gainfully employed.
|
|
|
|
|
|
rikkyjen (m)
|
Why would you get a loan without a collateral? where on this earth do they do that? Not even in the US where your credit history is valuable than any collateral you have!
|
|
|
|
|
|
ziddy (m)
|
yeah its done even in the US. its called venture capitalism
@ akara
the amount of overdraft you are entitled to is proportional to the size of your salary. which limits your ambit severely even if u are 'gainfully employed'
|
|
|
|
|
|
Seun (m)
|
That is why you should read the bootstrapper's guide and plan your business according to your capital! |
|
|
|
|
|
dela (m)
|
@amaratex.
Always plan your business according tp your capital.At times we don't need a billionare before you launch.Just an advice.
|
|
|
|
|
|
Agboola1 (m)
|
tough getting support on business capital. plan your business within your capital and follow its pace. if you beleive in the dream it will grow
|
|
|
|
|
|
eyimofe89 (m)
|
i am not recommending them i just came across the site during one of my research and it looked interesting i tried to contact
them but nothing more came out of it i just wanted other peoples opinion about this
|
|
|
|
|
|
FLT123 (m)
|
Amaratex,
Venture Capitalism (VC) is NOT fund without collateral. VCs look for opportunities (new or established) and if they think it is a good opportunity then invest in it and they use what you call term paper to address the contract. The contract limits what you can do, how much you must make and their cut in the business. Their collateral is the future cash flow (FCF) expected in the business.
|
|
|
|
|
|
afolayangs (m)
|
Try one of these micro-finance banks. For more information [[contact me]].
|
|
|
|
|
|
Freekeezee (m)
|
It really depends exactly what you need the loan for.Eventually no financial house would give you a loan without knowing what you need it for.
So,if it is for property acquisition,home options,Education etc,I think Intercontinental Bank does that now,but first you must be working or be self employed with a verifiable business cash flows. Just visit their website or any nearest branch of the bank for more information.
Regards
|
|
|
|
|
|
rocksteady
|
try UBA "no wahala loan". u have 2 b gainfully employd 4 @ least 6 months with a salary account in UBA 4 @ least 3 months. tenure is 12 months.
|
|
|
|
|
|
elmonks (m)
|
i simply don't think deres any financial institution in d world u culd obtain a loan witout a collateral,y shuld dere b an advance witout a security.even in d so called project financing, these institutions use the expected proceeds from the project as its collaterals.
|
|
|
|
|
|
ppanther (m)
|
That is why you should read the bootstrapper's guide and plan your business according to your capital! @Seun I really appreciate the link to the Bootstrapper's Bible. Thanx. |
|
|
|
|
|
![Nairaland [Nigerian Forum] Home](http://www.nairaland.com/Themes/default/images/english/home.gif)
Author
