You are right MP007.
I recently had cause to make an online payment for someone in another African country via my website at
http://www.epaypanel.com.
The transaction was successful, but all the while he was told by his friends that Nigerians are thieves, credit card fraudsters, online scammers, etc. At a point, his confidence was almost shaken.
Now he knows better.
But it is really a problem for us. I wonder how this can be corrected.