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$$Rhino
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osereka, that would be a good question for a thread, apart from the inconviniencies involved, i see nothing wrong in sharing the handset with your iyawo, say she is going out and she would prefer to use ya own cell phone
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sweetchick (f)
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My mom had a joint accoun t with my dad. One day, without consulting her, he emptied the account and bought a brand new car. of course that was the end of the joint account.
for me I think couples should have three accounts; his, hers and theirs. For theirs, they should both agree on the amount to contribute and both should sign before any of them can withdraw.
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Seun (m)
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for me I think couples should have three accounts; his, hers and theirs. For theirs, they should both agree on the amount to contribute and both should sign before any of them can withdraw. I think you are right. However, you should try not to marry a man you can't trust with money. Cheers! |
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yodiyokun (f)
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I think Joint account can work for some people and not for everyone.
In nigeria, we had separate accounts and it was because we worked in banks but we spent the money together.
Now that we are outside Naija, we have joint accounts - I have always handled our finances but on discussion. But we do not discuss little things, like eating out or shopping for the kids.
My husband knows I am reasonable with finances and when it is time to contribute to our extended families, we do it no questions asked. Period.
If my husband becomes a millionaire today, I will still be disbursing the money based on our agreement.
But I know a lot of couples that still work on Husband provide while wife supports when she can.
I think it depends on understanding.
Come to think of it, we never sat down to discuss the modality of our finances. We just assumed both our salaries belong to us.
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$$Rhino
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Yodiyokun, that is some funny names there, i guess you don't over chop money, i think it is cute for the man and the wife to keep same account, but sometimes, could backfire, For me, it will depends on the wife, but for now, i have no prob with my babe taking care of the finances because she would do a better job that i would.
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$$Rhino
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sweetchick, do you Mom drive that new car that your Mom bought with the money or even ride in it at all, if the car a family car or your Dad's?
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Bosdem (f)
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Why not, atleast for the family
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SwtNsoFLyy (f)
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Two accounts are sufficient in a marriage. One joint account for the family to attend financial obligations and food, etc,. and one savings account for emergencies and vacation planning. Too many accounts are unnecessary, when they both can agree on a set amount for them to spend leisurely. How a family handles their finances is very important, as people often divorce over financial matters that can be avoided with communication and respect for the family's overall welfare.
So, its really important to establish an understanding, to get ahead with a financial surplus in the household versus a deficit,, and living from pay check to pay check, I would agree to helping extended family as well, tho I would always consult with my spouse before making a decision without his knowledge or consent. He may choose not to for whatever reasons,, and I will respect his final decision as the head of our home ,
tho, when i am upset. i do tend 2 shop abit more, hehe, 
love & light,
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G-money (m)
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@SwtNsoFLyy
You couldn't have said it better!
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Pip (m)
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What did I drink ? Zobo abi paraga? Nonsense. These naija girls? No way? before u know it they've given their enmy food poisoning. For real I doubt if I can have an account with anyone not to talk of a woman. The risks are too many. If it's a business account(float) where we both run the business then that's fine. Children's up keep account no problem. But my hard earned savings? i haven't seen that angel yet.
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Pip (m)
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Joint kini? say I drink abi wetin? If it's a business account, that makes more sense before some one spends ny kish on make up and shopping spree. Tha't like given her a blank check
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Siena (m)
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Joint kini? say I drink abi wetin? If it's a business account, that makes more sense before some one spends ny kish on make up and shopping spree. Tha't like given her a blank check
I could give my fiancee a blank cheque, and not have sleepless nights over it. Unless your partner's a gold-digger, (which means you're not meant to be together) it shouldn't be an issue. The only folk who worry about the negative aspects of joint accounts, and fail to see the positives, are those that would equally syphon all the money out of the accounts, without a thought for their spouses. It's therefore easy for such people to imagine their spouses may have the same money-hungry tendencies. |
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dreamnaira (m)
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Yea, for those of you that were saying you can't have joint account with your husband should answer this question; 'which part of your body do you hide from your husband or wife while having sex? If your answer is no part, then your money and your body which one the regard more than the other? If you regard your body more than anything, then what is in your earning that you should hide from each other?
The problem we are having today is that we have deviated from the principle upon which marriage institution was built. Not many of us that entered and took that oath of marriage know what it encompassed. When your not married you can tell your friends how much you earns even how much you have in your account but now that it has been declear you two ''ONE FLESH' your money become what we make you two.
Some of us with this notion of privacy plan devoice before getting into marriage.
What is your privacy with person you are sleeping naked with? Is your privacy not your nakedness which both will sleep together without been ashame of each other?
For those that called themselves chrietians yet still make that comment that suppose to be had from unbelievers should know that they are not yet converted.
If you know the import of these three words; submission, love,and obedience, which without you can have a truely happy home, you will know that your finance is nothing to be a privacy.
If the husbands should l9ove their welves, the welves submit to their husband and children obey their parents, you will have a perfect home here on earth.
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Siena (m)
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@ Dreamnaira: Very correct.
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AINEE (m)
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For the first time i agree with Seun, we can have a joint account but stil maintain our seperate accounts. The joint account might be for special projects, or just savings etc
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ayooni
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if there is betterunderstanding thereus noting hindering u from having joint account with your spouse,after all his account is yours n vice versal.
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carnal
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i don't' see that as any problem as long my wife whom i married is good in handling cash,yes me and wife have even up to three joint accounts from,business to family and even dormitilary accounts
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semid4lyfe (m)
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Operate a joint account with my wife?Hell no!Reasons are I aint mad and besides I don't think I'll love her that much.On a serious note I like keeping a tight reign on my finances.
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semid4lyfe (m)
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Operate a joint account with my wife?Hell no!Reasons are I aint mad and besides I don't think I'll love her that much.On a serious note I like keeping a tight reign on my finances.
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lucabrasi (m)
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i think it depends on what purpose and individual couple's plans,personally i think having a joint account where you can both have your joint savings which will be the regular income and then the wife can have another account where the regular household expences is saved and she can controll that while the husband will have his own account as well where the extra income goes and any other income that isnt regular or just comes about i.e some business deals,proceeds from alternative incomes,shares e.t.c
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