Bankers' Forum

Hi All,

I am a Secretary by profession and I look forward to working in a bank.  Anyone who can be of help should contact me.  My Yahoo Id is ayokemi2003@yahoo.com.

Thanks.

I want to know If any I.T guys is in the house? How is the Information System Management in Nigerian Bank. Do you all experience what other "Bankers/Bank workers" experience?

I am into I.T, working for a private sector but always like a trendy look of Bankers/Bank Workers . But I wont mind to look before I leap o. Peace and Love!

greatest bankist, the work is not 4 lazy pp at alllll, it's tasky & d package is WOWOOO.
when it comes to choosin unit, i believe marketin is t d best. it has it's own peak and off peak period.
i was once a marketer before  bein deploy to operation, in customer service unit, pally d work no dey finish ooooooo

PLS THE BANKERS IN THE HOUSE, DONT DISCOURAGE ME OO because IM ON THE VERGE OF JOINING U IN THE SO CALLED STRESS BUSINESS CALLED BANKING, WAT MATEERS IS THE MONEY, GIVE URSELF A TARGET,DEPRIVE URSELF OF SO MANY THINGS SUCH AS TIME FOR FAJJY AND FLENJOURISM  SO DAT U CAN ACHIEVE YOUR TARGET WITHIN THE STIPULATED TIME AND THEN RESIGN

@ DAMILARE_A
this name sounds very familiar, are you with oceanic bank? Somewhere in Delta State to be precise. If na you abeg make u holla me. I be your correct paddy.

  nobody wants to reply my earlier post about HR department.

ok someone tell me what is the average interest rate you can can expect on 5m naira fixed deposit for a year in your bank and as a non resident would i have to pay your 10% tax in your bank?

by the way anyone from oceanic bank can you check and confirm you have a rep office in the UK pls.

have a good day you all because you have life better than most people being employed. i worked for  UBA 20yrs as a clerk. i was on about Naira250 monthly and nigeria was a better place. complacency and and evil has ruined a blessed nation.

merry Christmas everyone

hello Gbeborun?

i'm curious to know who you are, are u also swimmin in OCEAN?
kindly send a mail to me @ slowlybalm@yahoo.com or add me to your chat room.
i wil b available 4rm 8p.m upward if dr is GPRS NETWORK.
COMPLIMENT OF THE SEASON TO ALL BANKERS IN THE HOUSE.

EXPERIENCE PEACEEEEEEEEE

One thing is certain, not a whole lot of us can be called bankers. A friend once pointed it out and harsh as it seems, it's true. Most of us are bank workers-Pure and simple. We do debit and credit and close at the end of the day. We earn the right to be called bankers when we qualify i.e CIBN. Though a great deal of us probably know more practically than any institution can add to us, that's what counts on the long run.

I really consider marketing,especially the way it's done in our country,an embarrassment to the industry.In the quest to meet targets, ethical banking practices are often thrown out the window. Why else would most marketing departments consist entirely of ladies? and not just regular LADIES;they have to look good, talk nice and must be FLEXIBLE. We might as well open ensuite brothels while we're at it and offer customers massages and sauna in exchange for a big fat account.

Then the reason most of the replies are nothing but complaints is because most people are in the industry not by choice, but circumstance. Let's face it, if not for the banks and maybe telecoms, we'd still be clutching GMAT textbooks and brown envelopes and browsing the job section on Nairaland. My take on this is that since it's where your daily bread comes from,earn it and make sure you contribute your quota.

@ delaronte, magraw and other bankers in the house:

I got the feel that what keeps you at the beat is the fat pay, there is no passion nor joy in the labor you put in, right?

I am a blogger and not a banker and I am daily thrilled and rejoice in my labor and the pay (about $2,000), is still okay for me.

What you need is step to the next level (lol). Change your career and wrap it around your passion. Should you have passion and skill for writing  like me, then give blogging a go, and you would thank God for doing what you like and being get paid for it. ciao

I  completely agree with the last poster, i am a banker as well(swimming in  the ocean).You see, whether u are in marketing dept,operations,capital management,admin e.t.c.

what matters the most is how you make the best of the opportunity and time given to you.
i ised to be in operations(core operations) but after a while i got bored ,lucky for me i moved to marketing.as i speak i have gained so much out of it(not just sitting staring at the computer all day)i have no regrets,

as per the targets, its no big deal every management has to have a target, how do u acheive sucess if u dont set a target, its so unfortunate that in marketing targets are limited to figures alone, wen i was in operation we had targets and it was a must to surpass the targets in other to have success,

my target in life is to be successsful,engage myself in what i enjoy doing "wrap up  my career around my passion", i have discovered my passions,  i am on that trail of seeing how i can convert it into a lucrative passion, and very soon i will achieve that success, marketing has given me the exposure and opportunity to meet with a lot of people who have taken that bold step and are millionaires today, bankers are amongst them, they always tell me that it takes a lot of courage as a salary earner to decide to become a salary payer.

in sipmle terms people, lets discover our passion,  put to best of use what ever we might be engagement in presently, make the best of it, then finnaaly set a target for urselves, "wrapp up our careers around our passion"

cheers,

@ All

check out this story that i found im the Guardian today.


   

   

   Monday, December 17, 2007

Govt worries over banks' style, practices

    * Ask EFCC, others to step in

By Enitar Ugwu

BANKS in the country may soon be in for questioning, judging by the number of petitions on the desk of President Musa Yar'Adua on their ethics.


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Indeed, not only are their corporate governance credentials being called to question, posers are being raised on the personal conduct of some executives. Exclusive information gathered by The Guardian shows that these petitions were woven around banks' involvement in practices such as:

    * laundering of money for governors;

    * involvement in round tripping;

    * buying of private jets by banks' bigwigs; and

    * accessing of bank loans for share buying.

      According to Presidency sources, the lifestyle of some bank executives has compelled shareholders to inundate the government with complaints and questions on what regulatory authorities are doing to verify whether some of the organisations are from the executives' private funds or shareholders' deposits. If shareholders' funds had been used, with whose approval?

      Some of the banks are saying that the private jets in question are not their personal property.

      One, for instance, informed The Guardian that the private jet is the property of his bank's asset management company.

      However, what is not clear is whether their acquisitions had the approval of the banks' shareholders.

      Even at that, the cost of the jets and mode of buying are yet unclear. Even so, the operational style of some of the banks has reportedly drawn the ire of the National Economic Intelligence (NEI) in addition to their handling of military pensions fund.

      The President is said to have referred the cases to the Central Bank of Nigeria (CBN).

      It was also gathered that the Economic and Financial Crimes Commission (EFCC) may be asked to look into some of these allegations such as banks' involvement in money laundering for governors.

      The CBN and other financial regulatory authorities such as Security and Exchange Commission (SEC), and Nigerian Stock Exchange (SEC) may also have been asked to take a look at banks' share purchases with a view to unravelling how some of their directors came about the huge funds they used in buying those shares.

      This scam has allegedly become rampant at this later stage of fund raising from the capital market by banks, owing to the CBN's resolve to slow down on the funds verification exercise for others.

      It would be recalled that it usually took up to six months for this verification exercise, prompting investors to call for a shorter period to enable them to access their investment.

      Sources said that the government worry is based on the need to avoid another round of bank distress.

      These developments are coming on the heels of the Federal Government's resolve to join the recently launched United Nations/World Bank Stolen Assets Recovery Initiative.

      This initiative is for the purpose of recovering substantial part of the nation's assets stashed away by present and past leaders with the assistance of banks.

      The initiative was launched last September by the World Bank, in partnership with the United Nations Office of Drugs and Crime (UNODC) to help developing countries recover assets stolen by corrupt leaders and invest them in effective, people-oriented development programmes.

      A source quoted the President as saying: "What I have done is to give the anti-corruption agencies like EFCC, ICPC, and the Code of Conduct Bureau the full support of government and total independence to act on any case of corruption."

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@Ckc,
 

I had 2 laugh out loud and hard in the office when I saw CK’s post, I mean has it become dis hard 2 find a woman. Shove off broad to the dating and meet up zone

Hi bankers in the house.
Can anyone explain why GTB removed 3rd party online transfer faciltiy?
I am ver disappointed about this development not just because the tool was removed but for lack of consideration/sensitivity to GTB customers. There is no information prior to the removal so that I can plan for alternative way of trasfering money for Xmas since as I am not in Nigeria at the moment.

It is sad that GTB could do this why because that is the quickest way of sending money to brothers and sisters in Uni and my aged parent as well.

Can you imagine third party online transfer being stopped all in the name of security. No I don't think so. There must be something more than that. Here in the UK, you don't just remove a faciltity without informing your customers.
I was sad because I had planned to send money via this medium for Xmas festivity.
I think I have to close my account with GTB and go elsewhere. This is a breach of contract on the part of GTB. I opened the account just because of this online  3rd party transfer. A bank whose customers opinions do not matter.
Rubbish!.