Bankers' Forum

Thank you so much for this reply, I appreciate your response! I actually discovered that the lady on desk(Customer Unit) was being careful to give me full details, Cause it was indeed strange to me when I saw the decline in percentage.

I now know better then,  Thank you.

about the intrest rate on fixed deposit, the longer the period the higher the rate. PLS check your directory again. although they dont encourage longer periopd like one year but if you fix for one month you can instruct them to real roll at every maturity. if you have seen the rate like u claimed i am sure there was a mistake.

Fixed deposit rates are normally determined by the treasury cycle. for most banks 60 days is normally the highest while 30 and 90 days are priced @ a little lower rate.

Thanks for the added info.
G.B

My only grouse is that most a time, the HR pips don't take core competence into consideration.
I for one, i had a multi-disciplinary background(first degree:Agric. Economics, and Second degree:Information Science), and to my utmost disbelieve, i was posted to a cash and teller unit. This is at Oceanic Bank.
Deep  down me i love Custome Care management, i have seen the manner in which customers are cared for, but to my utter dismay, i ALWAYS believe, i can and would re-orient these our customer servive unit personnel.
I thank JAH for the job sha!!!!
Lotta love. I can be reach on 08033540924, Hollaaaaaaaaaaaaaaaaaaaaaaaa!

no mind them jo they dont appreciate pple, or maybe na because u 4get ed (I can be reach) na y dem put u there

How do u mean? Banks  only stuctured interest rates according to their liabilities which most times are short term. I cant go into details now,its called  matching concept in banking.

its more horrible during end of years of banks men its rely horrible

first inland bank is writing aptitutude text on the 12th of may, in port harcourt , specific venue not yet specified gatecrahers not yet sure if the will be allowed i will keep you guys posted if anything happens just hook unto naira land.

Need Bank loan. My contact is  david.omotosho@gmail.com

yep, of course u can work in a bank.that is, if their age requirement does not cut u off.

my dear,there's no dept that is less stressful.

Yes bank work can be very stressful. However the pay is very good for most new generation banks.  However the bumper pay is where the problem starts for most people. Most bankers live in a fantasy world because of the fat pay. They hardly save not to talk of investing. My advice to us bankers - invest wisely and also build your own business by the side. Take it or leave it, this bank work wont last forever. Someday your employer would ask you to go or you might see retirement staring you in the face. Tell me if you have not started building your own business by then and you do not have a fat investment, what would be your fate.

For me I am a banker but I also engage in my own business during the weekends. I would be glad to have other bankers join me in this venture. If you are interested in knowing more about my business contact me at ogucelo at yahoo dot com

To our success

well God go help we bankers.well i just joined the house.Am a corper working with Ecobank as one of their marketers. its eally stressful.

  Its obvious that there are so many things wrong with the our system even though we have created wealthy banks, they are not doing much of investing into the system, the fundamental role of financial intermediation is not being achieved.

Brillant ideas  are not being financed and the processes are so long and yet we are building branches in Gambia , Ghana and  China.

We need to ask ourselves if we are truely creating New Wealth or just  moving cabalas around.

  My pips how do we move this industry forward?

CABAL conotes your current deposits, d total deposits u have under your name as Relationship manager, the total amount your customers have deposited in d bank,

as for the stress, each dept has their own unique stress,  Mktrs and their Targets, Operation staff battle to keep the customers in d bank and most times (like my own bank) we close late, prone to fraudulent transactions, plus i work on saturdays too, so in d end, u have no personal life, H.R might be a batter choice but then, the'ye got their own headache. .