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OlowoTee (f)
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Sorry please for interferring   But could you guys throw more lights on fixed deposit interest calculations. I think the rating differs from bank to bank. For GTB bank, a deposit of 100k to 1million . . .attracts an annual interest rate of 8.5% for 30days etc. & I discovered that as the day increases beyond 30days e.g. 45days, 60days, 90days etc the percentage decreases  . Does it mean that they do not encourage long-time deposit or what?. Morealso, for how long can you advise someone to operate a fixed deposit. Someone needs to be enlightened plzzzzzzz.  |
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OlowoTee (f)
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A friend needs the information  Are there no longer bankers here? plzzz.  . Thank you. |
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FunmyKemmy (f)
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Hi all,
I am a Secretary by profession and I would like to work in a bank. Please keep me posted if there is VACANCY FOR SECRETARY/PERSONAL ASSISTANT in the bank you work. Thank you.
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ehie007 (m)
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please which is the best bank to work with.
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Julianah (f)
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HELLO
OlowoTee
Look through the interest rate very well.the longer the fixed deposit the higher the interest rate, except you want to call off the deposit. visit the customer service dept of any nearest bank for detailed information
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OlowoTee (f)
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ok, thank you Julie.
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dsa (m)
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Please can anyone give me information on FCMB Pre-employment test coming up on Saturday this week?
Thanks.
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Oyin... (f)
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hi, dsa, i also need that info.
were you sent a text message? because the mail that was sent to me said that i should bring along my phone showing the text message sent to me.
@all
please anyone with info on bank test please.
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dsa (m)
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Hi Oyin
I'm still expecting the text message, may be toward the D-day the text will come, i just printed out the mail.
A friend of mine said they normally set questions on shapes, english and reasoning.
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Oyin... (f)
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thanks dsa. i appreciate. that means its verbal and numerical reasoning test. all da best to you.
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dsa (m)
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Oyin
Yes it is well with our souls in Jesus name.
A word of advice: kindly attempt english and missing figures in mathematics before reasoning and shape as this may waste your time, i learnt its just 30minutes test.
IT IS WELL NO SHAKING!!!
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edgecution (m)
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Sorry please for interferring But could you guys throw more lights on fixed deposit interest calculations. I think the rating differs from bank to bank. For GTB bank, a deposit of 100k to 1million . . .attracts an annual interest rate of 8.5% for 30days etc. & I discovered that as the day increases beyond 30days e.g. 45days, 60days, 90days etc the percentage decreases . Does it mean that they do not encourage long-time deposit or what?. Morealso, for how long can you advise someone to operate a fixed deposit. Someone needs to be enlightened plzzzzzzz. you are right , the longer the days the lower the rate- this because of inherent risks associated with holding funds at a particular rate for too long, the cbn can come up wit their monetary measures anytime and tell me if u give a rate of 12% for a year and within three months bcn ask bank to reduce their rate to 9%, don't u think the depositors probably not want to understand the bank,no matter the explanation. HELLO
OlowoTee
Look through the interest rate very well.the longer the fixed deposit the higher the interest rate, except you want to call off the deposit. visit the customer service dept of any nearest bank for detailed information
madame , thats not true. |
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OlowoTee (f)
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you are right , the longer the days the lower the rate- this because of inherent risks associated with holding funds at a particular rate for too long, the cbn can come up wit their monetary measures anytime and tell me if u give a rate of 12% for a year and within three months bcn ask bank to reduce their rate to 9%, don't u think the depositors probably not want to understand the bank,no matter the explanation.
Thank you so much for this reply, I appreciate your response! I actually discovered that the lady on desk(Customer Unit) was being careful to give me full details, Cause it was indeed strange to me when I saw the decline in percentage. I now know better then,  Thank you. |
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gbogboade (f)
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bankers in the house please my younger sister which also study BANKING AND FINANCE want to go for her industrial training,is their any bank recruiting IT stundent.please mail me salliepretty@yahoo.comThanks |
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tetede
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about the intrest rate on fixed deposit, the longer the period the higher the rate. PLS check your directory again. although they don't encourage longer periopd like one year but if you fix for one month you can instruct them to real roll at every maturity. if you have seen the rate like u claimed i am sure there was a mistake.
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porkpie (m)
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stresssssssssssssssssssssssssssssssssssssssssssssss!!!!!!!!!!!!! ever work in shipping company or as a clearing agent? only then can define stress. if you are streseed up quit
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kayroy (m)
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Fixed deposit rates are normally determined by the treasury cycle. for most banks 60 days is normally the highest while 30 and 90 days are priced @ a little lower rate.
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OlowoTee (f)
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Fixed deposit rates are normally determined by the treasury cycle. for most banks 60 days is normally the highest while 30 and 90 days are priced @ a little lower rate.
Thanks for the added info. G.B |
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4watever
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hey guys, does anyone have the inside gist on the proposed merger between ecobank & sterliing. which bank do you think is bigger/more dependable. and
what name is appropriate for the new bank.
guys what are your take on this
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Gigga
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My only grouse is that most a time, the HR pips don't take core competence into consideration.
I for one, i had a multi-disciplinary background(first degree:Agric. Economics, and Second degree:Information Science), and to my utmost disbelieve, i was posted to a cash and teller unit. This is at Oceanic Bank.
Deep down me i love Custome Care management, i have seen the manner in which customers are cared for, but to my utter dismay, i ALWAYS believe, i can and would re-orient these our customer servive unit personnel.
I thank JAH for the job sha!!!!
Lotta love. I can be reach on 08033540924, Hollaaaaaaaaaaaaaaaaaaaaaaaa!
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Scopium (m)
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Is there any bank innocent of the crime of robbing customers by way of ridiculous hidden charges?
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SENATOR JD (m)
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My only grouse is that most a time, the HR pips don't take core competence into consideration.
I for one, i had a multi-disciplinary background(first degree:Agric. Economics, and Second degree:Information Science), and to my utmost disbelieve, i was posted to a cash and teller unit. This is at Oceanic Bank.
Deep down me i love Custome Care management, i have seen the manner in which customers are cared for, but to my utter dismay, i ALWAYS believe, i can and would re-orient these our customer servive unit personnel.
I thank JAH for the job sha!!!!
Lotta love. I can be reach on 08033540924, Hollaaaaaaaaaaaaaaaaaaaaaaaa!
no mind them jo they don't appreciate people, or maybe na because u forget ed (I can be reach) na y them put u there  |
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lagbaja2 (m)
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Egdecution, You didn't tell Olowotee hw these interests are calculated!
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edgecution (m)
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How do u mean? Banks only stuctured interest rates according to their liabilities which most times are short term. I can't go into details now,its called matching concept in banking.
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seun001 (m)
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My only grouse is that most a time, the HR pips don't take core competence into consideration.
I for one, i had a multi-disciplinary background(first degree:Agric. Economics, and Second degree:Information Science), and to my utmost disbelieve, i was posted to a cash and teller unit. This is at Oceanic Bank.
Deep down me i love Custome Care management, i have seen the manner in which customers are cared for, but to my utter dismay, i ALWAYS believe, i can and would re-orient these our customer servive unit personnel.
I thank JAH for the job sha!!!!
Lotta love. I can be reach on 08033540924, Hollaaaaaaaaaaaaaaaaaaaaaaaa!
oga,wetin u dey do for bank na.u love CCM but u didn't study anything related to it.u are lucky they didn't throw u into marketing,because thats what they do when in a dilemma. |
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colorado (m)
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its more horrible during end of years of banks men its rely horrible
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colorado (m)
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it all depend te when you are booking a fix deposit it any bank and you are not sure of when to use the money leave an instruction with the bank to during application process and to roll over the investment after every 30days with the agreed terms and conditions with that your interest rate remains the same no matter changes in markert or cbn interest rates
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colorado (m)
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first inland bank is writing aptitutude text on the 12th of may, in port harcourt , specific venue not yet specified gatecrahers not yet sure if the will be allowed i will keep you guys posted if anything happens just hook unto naira land.
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