luckyDon1:
Dear Vicjustice and other gurus,I need ur advice on this pressing issue.
I intend visiting the US for 2-3 weeks but am worried about because of the financial docs that I have.
My business is registered with CAC but not yet incoporated but the biz current account enjoys a huge flow of funds.Specifically the balance has not been less than 3M for months now and I also have a savings acct of 280k.
My questions is,will the VO consider the only the certificate of biz registration only financially capable?Should I also include my land C of O to reinforce my financial capacity?I m asking because most applicants do apply with the cert of incorporation and other relevant CAC forms. Though before applying for visa,the account may reach over 4M.
I also don't have tax clearance certificate and I am the only signatory to the account.
Pls advise

Believe13:
Hi
Pls can i present laminated marriage certificate to the British embassy in Lagos?

HabibGwen230:
interesting,Thanks alots!.....I google searched my name 4 d first time and I'm proud to tell you I'm the Vice president of the United kingdom Energy and Infrastructure at BNP paribas......My Visa sure die.......

Vicjustice:

You would be seen as a corrupt business man who evade taxes and therefore, ineligible for a visa.
By the way, you can't apply for a visit visa with this kind of account, you need a personal account to do that.

luckyDon1:
Lol...am not a corrupt business man just that we don't really have the tax culture.I can barely count biz men that pays taxes here.Anyway I will go and sort out the tax clearance.so u advise I build up my savings acct and go apply with it?

Vicjustice:

Yes, you need a personal bank statement. Read more here:
https://www.nairaland.com/967110/main-reasons-many-refused-visas

nenelistic:

Great tips. As much as I want to agree with you. I'd like to say that it really does not apply. Several people have budgeted over 5 times what they earn and still get it. I feel like it might have a little more to do with the officers state of mind cos it's so freaking ridiculous what these guys say to refuse you. How can you be asking me for assets when I havent even worked for over two years. How can you be asking for home tie when I have a job and they know how hard it is to lay your hands on a job in Nigeria. How can they be questioning how much I want to spend when my account balance clearly shows that I can afford it. Everybody knows that you can get good things when you travel. There is really no cast in stone method when it comes to refusal. Just be try your best to convince them and you shall get your visa. it is very unjust and I feel like there should be some form of government intervention. You can't keep giving absurd reasons why Nigerians shouldn't travel because you want to collect visa money from us. It's really unfair. There should be a standard. Enough said

pretts:
@ Vicjustice,

Please do I need a tax certificate if I'm applying for a B1/B2 visa as an employee of a company and not as a business owner. Your reply will be very much appreciated. Thanks

Dbrave1:
Please do any1 here have a tip about kenya visa

Vicjustice:
You do not need a tax certificate as an employee, your pay-slips or other payment records are supposed to show tax compliance except you are working for a petty company.

nenelistic:


Did I just get a ban becos I posted relevant information?

nenelistic:


Did I just get a ban becos I posted relevant information?

Vicjustice:
Be aware that the number one priority of Visa Officers is the Homeland Security, therefore, the first resort of the officers is to google-search every applicant's name and to see what comes up.

A lot of people have never google-searched their own names and therefore, are not aware that in this age of internet social networking, a simple entering of one's name and surname into a search engine will produce numerous results whether related or unrelated to the very person.

You might not yet be aware of what comes out of your name when it is google searched: most of the featured results are not of your own voluntary information.

Take a moment after reading this article and Google-search your own name and surname, and you may be surprised to see what comes up.

I know a Nigerian someone who entered Ireland through the UK to seek political asylum, his claimed was foiled by google search results that did not favour his pleaded case and as a result, he was asked to leave Ireland: the point is, this is a regular guy (who fits the profile of a nobody) who never thought that anything about him could make it to google search.
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Visa Officers are trained to look for a single reason why a visa should be refused rather than to consider it for 99 other reasons. Therefore, for those who hold the opinion that their visa applications had been unjustifiably refused for what they consider "silly" reasons such as the "three times monthly salary" issue etc.

It is true that budgeting an amount of money that is "three times your monthly income" is actually not a good reason to refuse a visa application, yet this issue usually comes into consideration when a visa applicant does not have impressive amount of money as balance. For example, if a person earns N200k monthly, and he budgets N620k for the intended trip while he presents a bank statement with a balance of N650k, he stands a very high chance to be refused for reason of the vast impact that the amount of money will have on his account as it would take him more than three salaries to recover the amount that he intends to spend for a short trip, where as, a person who earns N120k monthly with an account balance of N1.5M can easily get the visa if the application is reasonably presented.

The formula.
Before applying for a visa, look at how much you earn monthly, consider it against your account balance and compare it to the amount that you intend to spend for the trip.

jammyunn:
good day Vic. Pls what chance does someone who won a sports bet have in presenting the winnings as funds to secure a study visa in US, Canada, UK, Australia or New Zealand? Secondly, is 26/27years too old to go for a 1st degree in any of these countries? Thanks.

Vicjustice:
If someone won a lotto of (let's say N10m), and he utilizes the money with documented evidence, he may be fine, compared to a gambler who happened to place a winning bet and hit joker: everybody knows that the money won in gamble usually returns to the gamble, and that a gambler loses more money than he wins.

jammyunn:
thanks a lot. Please what about the answer to my other question in the OP?

Vicjustice:
If someone won a lotto of (let's say N10m), and he utilizes the money with documented evidence, he may be fine, compared to a gambler who happened to place a winning bet and hit joker: everybody knows that the money won in gamble usually returns to the gamble and that a gambler loses more money than he wins.
As for the question regarding age, I would say, no age is too old for education, all you need is to do it appropriately and to meet the requirements.

tlk2Prince:
@Vicjustice and oda gurus in the house.
U guys are doing a great job here, please I have a question and I'd appreciate response asap thanks.

I have received my admission letter to study in bulgaria. My question are:
My dad friend(family friend) wants to sponsor me, so I want to know if its advisable becoz my dad dosent have d finance to sponsor me.

Secondly, one of the requirements required was "ORIGINAL documentd of property of sponsor/company of sponsor"
Am really confused here, am thinking of presenting d Original with photocopies then I'd submit d photocopies and take back d Originals!!

Please I'd appreciate your reply and advice
I will be submitting my documents for visa next week.

Vicjustice:
The question that you should be more concerned about are these:
1) Is the sponsor your own parent?
2) If no, why is he sponsoring you and what would he gain by sponsoring you?

tlk2Prince:

He's a family friend Vicjustice
He's sponsoring me coz my parent account is not gallant enough(silly reason right)
I'd be more grateful if you can help me with better reason(s) as to why am being sponsored by a family firend and what he can gain..
Thanks