Good Day Bro Justwise.

My partner has withdrawn his application because of his PMP Exam.

Since we are yet to book an appointment, I decided to fill another application since I mentioned I was traveling with my partner in Previous application.

Hope this is permissible because I was given another GWF reference number. I will do the booking and submit application tomorrow.

And also I noticed in this section of the online form 'UK Organisation Section' There are two questions.

(1) Who invited you to the UK? first name and family name. I inputted N/A since it is a business visit. Or should I put in the company name in both First name and Family name?


(2) What Institution, Business or Organisation will you visit? I inputted correctly the company's name and address.


Please forgive me if I bother you so much because I know you have been so helpful in this question even though you have answered it before.

What is the cost to you personally of your trip in GBP(£)? I inputted 200 GBP because I will spend that from my own personal account which I am submitting and not the company's account for the trip. The company's account will take care of accommodation, feeding, air plane ticket, transportation totaling 1,200 GBP. Please if it is ok, let me quickly pay for appointment.

BREAKDOWN

(1)What is the cost to you personally of your trip in GBP(£)? 200

(2)The total amount of money you have for this trip 1309

(3)The cost of the aeroplane, boat or train tickets 774

(4)The cost of your accommodation 165 three days

(5)The cost of your living expenses 170

My Company is paying for the trip.

(6)How much will they be paying towards your trip (in GBP £)? 1109

(7)What is the total amount in GBP(£)? 1109


Don't get offended that I asked again for the last time. I just want to get it right this time.

GOD bless

@justwise iblaw Vicjustice Please I need you to help review this if it makes sense

The cost of the aeroplane, boat or train tickets 807

The cost of your accommodation 175 GBP (7 nights) Hostel

The cost of your living expenses 300

What is the cost to you personally of your trip in GBP(£)? 1282

The total amount of money you have for this trip 1282

@iblaw, I can see you peeping. Loll. Pls make yu go tru my last post n lend ya voice till others come abeg.

I m thinking I shld write a lettee of clarification now or shld I wait till m ready to reapply?

nunaija:
@justwise iblaw Vicjustice Please I need you to help review this if it makes sense

The cost of the aeroplane, boat or train tickets 807

The cost of your accommodation 175 GBP (7 nights) Hostel

The cost of your living expenses 300

What is the cost to you personally of your trip in GBP(£)? 1282

The total amount of money you have for this trip 1282

Looks good

Using http://www.oanda.com/currency/converter/ that means you are spending like N405,000 on this trip.

Best of Luck

iyaaliyah:
@iblaw, I can see you peeping. Loll. Pls make yu go tru my last post n lend ya voice till others come abeg.

I m thinking I shld write a lettee of clarification now or shld I wait till m ready to reapply?

Lol

Reading it again now

iyaaliyah:
Hello everybody,
I have just been refused visa to the UK. Dunno what to say but I feel my application was misinterpreted or they did not read clearly.
Please, I want you all to look at the reasons and critically dissect same. lollll

1. You stated in your application that you are employed as xxxxxxxxx with xxxxxxx and earn 90,000(289.03pds) per month. You have supplied an employment letter and payslips to support this.

NOTE: I only submitted letter of confirmation from my office and loan application to show the deduction from my account. I didn’t submit employment letter and payslips.

2. You state the cost of this visit to you personally as 1,555 GBP. As evidence of personal funds you have submitted bank statement from:

a. Xxxxxxxx bank for an account in your name with a balance of 367,231.85 (1,179.35). however, I note that there are large and irregular deposits entering the account in addition to your salary. For example between 05/05/2015 and 07/05/2015 (emphasis mine pls) these deposits amounted to N250,000. These deposits are inconsistent with the account history and your stated income.

the underlined: I can’t believe they will expect me not to run my account even as far back as MAY.

b. Xxxxx Bank for an account in your name with a balance of 71,314.27. However, I note that the balance of this account has been significantly inflated by large deposits amounting prior to your application. E.g 820,000 on 11/5/2015, 70,000 on 15/06/15 and 100,000 0n 23/07/15. These deposits are inconsistent with the account history and your stated income.

NOTE: I stated in my application that my job is such that brings me extra income apart from my regular salary and this is paid into my account although it varies. did they not see this additional info?

NOTE again that I stated that my husband is my sponsor. We were both refused and the reasons are:
1. You stated in your application that you are self-employed and earn 300k per month. In support of this you have provided business registration documents, personal tax document and personal xxxxbank statements. However, the documents supplied do not support the xxxxx ltd is a currently trading and profitable organization generating the level of income stated above. From the information on your application form and document you have submitted, you have not shown that your employment and income is as stated.

QUESTION: Pls what does the bolded mean?

2. As evidence of funds you have submitted bank statement from xxxx bank for an account in your name with a balance of N5,432,127.26. However, the documents you have submitted do not sufficiently demonstrate the origin of the funds shown in the bank statements. i am therefore not satisfied that these statements are reliable evidence of your financial circumstances or ability to fund your proposed visit.
NOTE: We planned to visit UK for 5 days from Paris next month and we submitted evidence of accommodation; hotel we booked for the 5days which included free breakfast.

Please, help me check them out. I don’t intend to apply soon but my husband’s friend said we should write a letter to correct some of these issues. What do you ple think please.

this is the second time i will be refused. the last was in 2012. reason is that i did not submit my proof of earning. i submitted now and also stated there in the application to clarify why i did not submit it.

Thank you.

cc: Justwise, Vicjustic, OGreene, Iblaw .pls, make una tell me which way. thanks

As always, i feel so sad to hear about refusals here but need little clarification.

1. Is N90,000 your actual salary or salary after loan deduction cos refusal letter states you earn N90,000, whats on your payslip?

2. You state the cost of this visit to you personally as 1,555 GBP Why, when you said you stated your husband is your sponsor. There is a part of the form that ask if anyone is paying for part of your trip and that's where you should have stated YES...Husband

3. They are not expecting you not to run your account but frown at any huge deposit that's not in line with your earnings unless you have documented evidence/reason for deposit. This is because over time they discover people lodge money in their account for visa application. Did you prove any documents for the extra income you earn?

4. What kind of business is your husband's company into cos the bolded as you asked means the ECO is not satisfied that the company is profitable enough to pay your husband 300k and have such an account balance.

nunaija:
@justwise iblaw Vicjustice Please I need you to help review this if it makes sense

The cost of the aeroplane, boat or train tickets 807

The cost of your accommodation 175 GBP (7 nights) Hostel

The cost of your living expenses 300

What is the cost to you personally of your trip in GBP(£)? 1282

The total amount of money you have for this trip 1282

sorry, but which hotel are you booking thats giving you a rate of £25 per night

are you making an actual (unpaid) hotel reservation (which will be submitted with your application) or are you just quoting a random hotel rate?

iyaaliyah:

NOTE again that I stated that my husband is my sponsor. We were both refused and the reasons are:
1. You stated in your application that you are self-employed and earn 300k per month. In support of this you have provided business registration documents, personal tax document and personal xxxxbank statements. However, the documents supplied do not support the xxxxx ltd is a currently trading and profitable organization generating the level of income stated above. From the information on your application form and document you have submitted, you have not shown that your employment and income is as stated.

QUESTION: Pls what does the bolded mean?

as your husband is self-employed, you should have submitted along with the docs listed above invoices/receipts/contract docs of any work done/goods sold to evidence the 300k/income coming into his account. you didnt do that and thats why the ECO is not convinced that the company is actually trading and generating the income you've stated.

I was wondering too. Never seen such in Central London

Am curious to knw wch hotel is this as well.

Nunaija, did you make an actual booking?

Ralphlauren:


sorry, but which hotel are you booking thats giving you a rate of £25 per night

are you making an actual (unpaid) hotel reservation (which will be submitted with your application) or are you just quoting a random hotel rate?

nunaija:
@justwise iblaw Vicjustice Please I need you to help review this if it makes sense

The cost of the aeroplane, boat or train tickets 807

The cost of your accommodation 175 GBP (7 nights) Hostel

The cost of your living expenses 300

What is the cost to you personally of your trip in GBP(£)? 1282

The total amount of money you have for this trip 1282

I recommend that you book an actual hotel (or at least a B&B) rather than a hostel: as a Nigerian person, booking a hostel will not look good especially if you are not a teenager.

Hello everyone. I deposited N2.5M on 11/Aug/15 (last week) and the 28days count for printing my bank statement will be on 8/Sept/15. Pls can i do the online application now and wait?? Instead I'll choose the appointment date a day after the 28days count finished, or i must wait till after the 28days then i start the online application?

Cc justwise, ogreene, iblaw

Mubarak39:
Hello everyone. I deposited N2.5M on 11/Aug/15 (last week) and the 28days count for printing my bank statement will be on 8/Sept/15. Pls can i do the online application now and wait?? Instead I'll choose the appointment date a day after the 28days count finished, or i must wait till after the 28days then i start the online application?

Cc justwise, ogreene, iblaw

I suppose you should be fine either way.

OGreene:
I was wondering too. Never seen such in Central London

Am curious to knw wch hotel is this as well.

Nunaija, did you make an actual booking?

except she's booking a dead beat HOSTEL with bunk beds and 50 people to one toilet and that wont do her application any good.

tosine25:
Hello House,

Please, How much is the current Visa fee for 2yrs now ? and is there any extra charges after visa fee ?
what is da current exchange rate ?



Thanks in advance

.

FrontPageLawyer:
Good Day Bro Justwise.

My partner has withdrawn his application because of his PMP Exam.

Since we are yet to book an appointment, I decided to fill another application since I mentioned I was traveling with my partner in Previous application.

Hope this is permissible because I was given another GWF reference number. I will do the booking and submit application tomorrow.

And also I noticed in this section of the online form 'UK Organisation Section' There are two questions.

(1) Who invited you to the UK? first name and family name. I inputted N/A since it is a business visit. Or should I put in the company name in both First name and Family name?


(2) What Institution, Business or Organisation will you visit? I inputted correctly the company's name and address.


Please forgive me if I bother you so much because I know you have been so helpful in this question even though you have answered it before.

What is the cost to you personally of your trip in GBP(£)? I inputted 200 GBP because I will spend that from my own personal account which I am submitting and not the company's account for the trip. The company's account will take care of accommodation, feeding, air plane ticket, transportation totaling 1,200 GBP. Please if it is ok, let me quickly pay for appointment.

BREAKDOWN

(1)What is the cost to you personally of your trip in GBP(£)? 200

(2)The total amount of money you have for this trip 1309

(3)The cost of the aeroplane, boat or train tickets 774

(4)The cost of your accommodation 165 three days

(5)The cost of your living expenses 170

My Company is paying for the trip.

(6)How much will they be paying towards your trip (in GBP £)? 1109

(7)What is the total amount in GBP(£)? 1109


Don't get offended that I asked again for the last time. I just want to get it right this time.

GOD bless

Justwise, vicjustice, iblaw, ogreene. I need this last help. I know my troubles are becoming annoying, but truly I just have to get it right this time so I can also help others with useful information.

Please help me respond to those questions.

God bless you all.

I concur.

He can take from amt slated for living expenses and add to hotel accommodation.

Vicjustice:

I recommend that you book an actual hotel (or at least a B&B) rather than a hostel: as a Nigerian person, booking a hostel will not look good especially if you are not a teenager.

FrontPageLawyer:


Justwise, vicjustice, iblaw, ogreene. I need this last help. I know my troubles are becoming annoying, but truly I just have to get it right this time so I can also help others with useful information.

Please help me respond to those questions.

God bless you all.

i think you are focusing too much on financials

there are other areas you need to cover and also provide supporting documents

for example, all your company registration documents, tax clearance, evidence that your company has been consistently trading (including as many previous receipts, invoices, contracts as possible), letter from your company accountant (chartered accountant).

do you pay yourself a salary from the business? if yes, you should provide proof of this. if you pay yourself a dividend, this should be provided as well (a letter from your accountant can cover this)

a personal statement explaining what your company does, how long its been trading, its registered/trading address, how many employees you've got, your yearly turnover, any profit/losses you've made in the business, the names of the clients that you've provided your services to (you need to include proof of this as well - this could be email conversations, letters, quotes. . .), why you need to go to the UK for the business visit (very important as this days many deals are concluded via email, phone call/skype), a letter from the company inviting you.

in summary, you need to prove that your business is genuine and credible as business visas involve a lot of hurdles unlike visiting visas.

this is the reason why most business men have normal visit visas and then use it to see their business partners, conclude business deals in UK, etc

OGreene:
I concur.

He can take from amt slated for living expenses and add to hotel accommodation.

Thank you guys for this. I'm going for a training and the hostel is close to the school. Do you think I should cancel the booking and book for a real hotel?

Ralphlauren:


sorry, but which hotel are you booking thats giving you a rate of £25 per night

are you making an actual (unpaid) hotel reservation (which will be submitted with your application) or are you just quoting a random hotel rate?

I booked for a hostel not hotel..Someone here said that its not a good idea. I'm going for a training and the hostel is close to the school.

OGreene:
I was wondering too. Never seen such in Central London

Am curious to knw wch hotel is this as well.

Nunaija, did you make an actual booking?

Yes I made an actual booking

iblaw:


As always, i feel so sad to hear about refusals here but need little clarification.

1. Is N90,000 your actual salary or salary after loan deduction cos refusal letter states you earn N90,000, whats on your payslip?

YES. BUT 70K REFLECTS AND I SUPPORTED WITH A DOCUMENT -LOAN APPLICATION STATING WHY IT IS SHORT BY 20K.

2. You state the cost of this visit to you personally as 1,555 GBP Why, when you said you stated your husband is your sponsor. There is a part of the form that ask if anyone is paying for part of your trip and that's where you should have stated YES...Husband

MAYBE I MADE A MISTAKE HERE BUT I WAS QOATING WHAT WAS AVAILABLE FOR BOTH OF US AND YES I STATED IN ANOTHER PART OF THE FORM THAT MY SPONSOR IS MY HUSBAND. WE INCLUDED OUR HOTEL BOOKING AND MEAL COST,FLIGHT.
3. They are not expecting you not to run your account but frown at any huge deposit that's not in line with your earnings unless you have documented evidence/reason for deposit. This is because over time they discover people lodge money in their account for visa application. Did you prove any documents for the extra income you earn?

I AGREE WITH YOU AND I WAS CAREFUL ABOUT MONEY LOGDEMENT TOO.HOWEVER, I CLARIFIED ALL MONIES IN MY ACCOUNT. I STATED CATEGORICALLY IN THE ADDITIONAL INFO PAGE THAT'THE MONIES IN THE ACCOUNTS ARE MY PERSONAL SAVINGS AS BY VIRTUE OF MY JOB I MAKE EXTRA INCOME APART FROM MY SALARY ALTHOUGH THIS VARIES'

Well. The extra income I earn are not such that have documents.for instance, I get a call,,pls do this for me. We negotiate and money enters my account. Will check if I have emails.
4. What kind of business is your husband's company into cos the bolded as you asked means the ECO is not satisfied that the company is profitable enough to pay your husband 300k and have
such an account balance.

HE SUPPLIES LAPTOPS AND IPHONES AND HE MAKES HUGE TRANSFER AND RECEIVES SUCH ALMOST ON A DAILY BASIS.

Now, what do you guys think I shld do? This is my second refusal. Husband is applying for the first time although he has valid visas for other countries. I feel I was jugded wrongly or maybe am wrong cos I explained all the monies in my account. I supportrd with document how my salary is less by 20k.
I clarified the reason I didnt include a document that made them refused me in 2013 and now added the document. The balance of over 300 k they mentioned, I explained and told them what I planned to do with it. Its not even a one off deposit, it was in deposit of 50k today 100k tommorrow since May.

@vicjustice @justwise and all pls let me know where we erred.
Thanks @iblaw

Thank you. We realised that this morning. He has enuf to show but we did not just give it a serious thought. Now, what shld we do? We r planning to write a letter to clarify this considering the fact that they did not consider some issues. The additional info that explained some of this money was there (in my case tho).
Or shld we leave till we plan to reapply prolly next year.

A friend said we shld write now so that it wld v been on their system and it will make the next officer to look at our application objectively. What do you guys think? Cc. @justwise

Ralphlauren:


as your husband is self-employed, you should have submitted along with the docs listed above invoices/receipts/contract docs of any work done/goods sold to evidence the 300k/income coming into his account. you didnt do that and thats why the ECO is not convinced that the company is actually trading and generating the income you've stated.

fasttrack:
ADVICE PLS justwise and all, filling the section which states do you have any dependent children: "YES", in the pop-up box what do they mean by "country deported from".

Have you ever been sent back to Nigeria from any country?

Kuwaitboy:
Hi justwise and other gurus in the house. Thanks for everything. I just got my visa. Please, I am looking for an Abuja to Glasgow flight, and the cheapest I saw is emirates, but it is 22 hours via Dubai. British airways is the shortest but is more expensive. Please, is Emirates going to be very stressful, or should I just choose it. Please I really need urgent answers from those that have experience with Emirates and British airways.

Never used emirates before only used British airways, KLM and air France

VULCAN:
Hello Justwise and all,

I am having difficulties paying for my Uk application.

Have even gotten people to use their MasterCard Securecode to process payment and it ends up unsuccessful.

I cant get Securecode from my gtb because they are delaying in uploading my naira ATM card details to my internet banking portal.

Pls is this related to CBN policy of $300 maximum withdrawal? if so how can I go about it.

I went to Teleperformance office in VI and no help there.

This is a common question here but unfortunately i don't know the answer, it will be nice of somebody can give a possible solution to this

hawtbayana:
hello Justwise,

i was given six month tourist visa last yr, i traveled once to uk with the visa.

i applied for 2 years with same docs but with bank statement of 450k. i am super nervous if my visa will be granted considering my bank bal. pls note i have been to two different countries(SA & UAE).

Pls any chance as i do not want to loose my visa application money.

....you submitted already so good luck with the application

justwise:


This is a common question here but unfortunately i don't know the answer, it will be nice of somebody can give a possible solution to this

i am having the same issue paying for 10 years visa which is above $300 instructed by cbn.... tried enquiring on paga as a payment option but cant work,,thinking of using my paypal account as it is an option for payment on the uk visa site

iyaaliyah:
Hello everybody,
I have just been refused visa to the UK. Dunno what to say but I feel my application was misinterpreted or they did not read clearly.
Please, I want you all to look at the reasons and critically dissect same. lollll

1. You stated in your application that you are employed as xxxxxxxxx with xxxxxxx and earn 90,000(289.03pds) per month. You have supplied an employment letter and payslips to support this.

2. You state the cost of this visit to you personally as 1,555 GBP. As evidence of personal funds you have submitted bank statement from:

a. Xxxxxxxx bank for an account in your name with a balance of 367,231.85 (1,179.35). however, I note that there are large and irregular deposits entering the account in addition to your salary. For example between 05/05/2015 and 07/05/2015 (emphasis mine pls) these deposits amounted to N250,000. These deposits are inconsistent with the account history and your stated income.

the underlined: I can’t believe they will expect me not to run my account even as far back as MAY.

b. Xxxxx Bank for an account in your name with a balance of 71,314.27. However, I note that the balance of this account has been significantly inflated by large deposits amounting prior to your application. E.g 820,000 on 11/5/2015, 70,000 on 15/06/15 and 100,000 0n 23/07/15. These deposits are inconsistent with the account history and your stated income.

NOTE: I stated in my application that my job is such that brings me extra income apart from my regular salary and this is paid into my account although it varies. did they not see this additional info?

NOTE again that I stated that my husband is my sponsor. We were both refused and the reasons are:
1. You stated in your application that you are self-employed and earn 300k per month. In support of this you have provided business registration documents, personal tax document and personal xxxxbank statements. However, the documents supplied do not support the xxxxx ltd is a currently trading and profitable organization generating the level of income stated above. From the information on your application form and document you have submitted, you have not shown that your employment and income is as stated.

QUESTION: Pls what does the bolded mean?

2. As evidence of funds you have submitted bank statement from xxxx bank for an account in your name with a balance of N5,432,127.26. However, the documents you have submitted do not sufficiently demonstrate the origin of the funds shown in the bank statements. i am therefore not satisfied that these statements are reliable evidence of your financial circumstances or ability to fund your proposed visit.
NOTE: We planned to visit UK for 5 days from Paris next month and we submitted evidence of accommodation; hotel we booked for the 5days which included free breakfast.

Please, help me check them out. I don’t intend to apply soon but my husband’s friend said we should write a letter to correct some of these issues. What do you ple think please.

this is the second time i will be refused. the last was in 2012. reason is that i did not submit my proof of earning. i submitted now and also stated there in the application to clarify why i did not submit it.

Thank you.

cc: Justwise, Vicjustic, OGreene, Iblaw .pls, make una tell me which way. thanks

In your opinion where do you think that the ECO got it wrong?

FrontPageLawyer:
Good Day Bro Justwise.

My partner has withdrawn his application because of his PMP Exam.

Since we are yet to book an appointment, I decided to fill another application since I mentioned I was traveling with my partner in Previous application.

Hope this is permissible because I was given another GWF reference number. I will do the booking and submit application tomorrow.

And also I noticed in this section of the online form 'UK Organisation Section' There are two questions.

(1) Who invited you to the UK? first name and family name. I inputted N/A since it is a business visit. Or should I put in the company name in both First name and Family name?


(2) What Institution, Business or Organisation will you visit? I inputted correctly the company's name and address.


Please forgive me if I bother you so much because I know you have been so helpful in this question even though you have answered it before.

What is the cost to you personally of your trip in GBP(£)? I inputted 200 GBP because I will spend that from my own personal account which I am submitting and not the company's account for the trip. The company's account will take care of accommodation, feeding, air plane ticket, transportation totaling 1,200 GBP. Please if it is ok, let me quickly pay for appointment.

BREAKDOWN

(1)What is the cost to you personally of your trip in GBP(£)? 200

(2)The total amount of money you have for this trip 1309

(3)The cost of the aeroplane, boat or train tickets 774

(4)The cost of your accommodation 165 three days

(5)The cost of your living expenses 170

My Company is paying for the trip.

(6)How much will they be paying towards your trip (in GBP £)? 1109

(7)What is the total amount in GBP(£)? 1109


Don't get offended that I asked again for the last time. I just want to get it right this time.

GOD bless

That is not a problem at all, submit your application and the breakdown as we have discussed last week or so

nunaija:
@justwise iblaw Vicjustice Please I need you to help review this if it makes sense

The cost of the aeroplane, boat or train tickets 807

The cost of your accommodation 175 GBP (7 nights) Hostel

The cost of your living expenses 300

What is the cost to you personally of your trip in GBP(£)? 1282

The total amount of money you have for this trip 1282

Those are questionable.... 807K for flight? That is about £2,551.89 in today's official exchange rate

Hotel for 7 days 175? naira or £?

Are these figures in naira or £s?

Mubarak39:
Hello everyone. I deposited N2.5M on 11/Aug/15 (last week) and the 28days count for printing my bank statement will be on 8/Sept/15. Pls can i do the online application now and wait?? Instead I'll choose the appointment date a day after the 28days count finished, or i must wait till after the 28days then i start the online application?

Cc justwise, ogreene, iblaw

You can if you are able to get an appointment date after the completion of the 28days count

I hv used PAGA and credit card to pay on diff occasions. They were swift

Cc: VULCAN

justwise:


This is a common question here but unfortunately i don't know the answer, it will be nice of somebody can give a possible solution to this