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Stats: 1,609,606 members, 2,936,784 topics. Date: Saturday, 02 July 2016 at 06:37 AM
|Career / Re: Masters Or Stay On Job? by Wallie(m): 4:46pm On May 03|
Masters in what? This is the million dollar question!
If it is STEM related, I'll say you should give it a try. It is always best to get your studies out of the way after several years of experience.
Generally, Canada is a good country and somewhat educated immigrant friendly. Plus, you have the option of crossing over into the US if you desire more income but faster paced environment.
|Politics / Re: IMF Wants Buhari To Change His Forex Policy by Wallie(m): 6:12pm On Apr 15|
To those that do not really understand why the IMF is not necessarily looking out for our best interest, see the paragraph below:
They would rather have us devalue the Naira so that people can suffer instead of stopping some foreign imports that will affect their darling countries. NO.
Even if we end up devaluing the Naira we still need to proceed with stopping some imports!
|Career / Re: What Were Your Childhood Dreams And Have You Lived Up To Them? by Wallie(m): 6:07pm On Mar 31|
Career 1: Electrical engineering - my first love! Started out as an electrical engineer and rose through the ranks but I got bored when technical solutions became somewhat repetitive.
Career 2: Law - I enrolled in law school and graduated to practice the type of law that allowed me to use my technical knowledge. I practice law in a firm but I'm getting bored again.
Next career: Entrepreneurship. Still working on it while I practice. Everything I do will rely on knowledge from my past careers, especially, electrical engineering.
I've been lucky enough to have two very successful careers by any measure. Carreers that people will die for. Unfortunately, I have this insatiable drive that keeps a fire burning inside me to play my hand to the fullest. I pray and hope that if and when I fully cross over into my 3rd career, I become more successful than both past careers combined!
So I not only have childhood dreams, I still have dreams as an adult.
|Business / Re: Jennifer Obayuwana's Breguet Wrist Watch by Wallie(m): 7:59pm On Mar 23|
1. A turbo starts at $160k and you'll need about $20-$50k in options. At $160k, you'll probably find a 5 year old Hyundai with more options.
2. If the watch is truly that expensive, why buy a watch that you'll have a difficult time selling at a 50% loss due to lack of demand? Buy something that's worth collecting if you're into expensive watches.
On the other hand, maybe watches is her thing! Who's to say $160k VW beetle (911 turbo) with no options is not overpriced? Na her money. If she likes, she can go buy land for moon. That's her prerogative.
The truth is, most wealthy people accumulate or spend on frivolous things!
|Career / Re: What Were Your Childhood Dreams And Have You Lived Up To Them? by Wallie(m): 8:22pm On Mar 15|
Stop ke? I dey enjoy your explanation! How does OFDMA work and how is it different from HSPA+?
|Career / Re: What Were Your Childhood Dreams And Have You Lived Up To Them? by Wallie(m): 7:19pm On Mar 15|
So what is done in 4G to make it faster than 3G?
|Politics / Re: American Wahala: Oya Come Show Your Naija Sense Here by Wallie(m): 7:57pm On Mar 11|
I think your situation will determine if it is a good move!
1. Are you married? It will be very difficult finding a partner in the middle of nowhere.
2. Lifestyle - outdoors vs city life.
3. How stable is the job? If you lose that job, forget getting another remotely similar one in that area. You will probably have to move.
4. Rental market - how strong is the rental market? If strong, you can always turn it into a rental property. On the other hand, $100k is not a lot of money if you’re already making that much in income.
5. Kids - pros and cons of growing up in the middle of nowhere.
6. Tolerance – people far away from metropolitan areas tend to be less tolerant of anything that’s different from what they know.
Bottom line - there's a reason why houses cost so little over there and it revolves around jobs! If I were in your shoes and want to move, I'll be buying a property no less than 10 acres and also explore building from scratch. With that amount of land, you could get lucky if and when society encroaches on that area. :-) But 2 hours to get to a major city? Damn! What if some type of natural disaster occurs?
|Health / Re: USA Reduces Aid To 1.9m Nigerians Living With HIV Over Gay Support by Wallie(m): 8:05pm On Feb 26|
Where are those that claim HIV is no longer a bad thing? The best situation you can be in is to protect yourself from catching it in the first place! Use protection!
Anyway, I think this may be the impetus needed for a Nigerian pharmaceutical company to make a generic version of the drugs HIV patients need. I believe South Africa did the same thing a while ago. Look on the bright side, if we are able to manufacture the generic drugs, we may be able to export it to other African countries! Win-win!
|Business / Re: Myths About Naira Devaluation - Nonso Obikili by Wallie(m): 8:38pm On Feb 16|
And where do you get the machinery, seed, raw materials, clothing you need to survive? Take a look around you, you'd be hard pressed to name two things that are wholly manufactured in Nigeria.
|Business / Re: Myths About Naira Devaluation - Nonso Obikili by Wallie(m): 8:28pm On Feb 16|
This is just half the story! South Korea weakened their currency to make their goods cheaper abroad. Same with other East Asian countries! Can you imagine if South Korea has a really strong currency? That may mean that Samsung Galaxy will be more expensive than an iPhone and Kia will be more expensive than a Mercedes Benz. When you don’t make anything, you want a stronger currency as evidenced by Kuwait, Bahrain, Pounds, etc. A stronger currency means cheaper imports.
Maybe not in those countries but it will in Nigeria because we import everything.
You know what they say about statistics.... To get a meaningful comparison with Nigeria, I would think you'd want to look at countries with similar trade deficits and not import to GDP ratio.
|Family / Re: Dear Mothers, Stop Bleaching Your Baby's Skin. by Wallie(m): 4:54pm On Feb 16|
Sooner or later when health challenges come knocking they will start blaming some unseen forces! Here's a link to a paper that analyzed the following skin whitening (bleaching) creams:
Fair and white
2 Likes 2 Shares
|Crime / Re: Nigerian Couple In Texas Face Slavery And Assault Charges, Faces Upto 60 Years by Wallie(m): 7:23pm On Feb 10|
Here's the actual criminal complaint filed against the employers. It contains all the facts, albeit, from the plaintiff's point of view. The Nsobundos still have to mount a defense.
|Crime / Re: Nigerian Couple In Texas Face Slavery And Assault Charges, Faces Upto 60 Years by Wallie(m): 3:39pm On Feb 10|
My guy, no try am o!
You cannot enter into a contract deemed illegal even if the other party is willing. The contract is void ab initio.
|Crime / Re: Nigerian Couple In Texas Face Slavery And Assault Charges, Faces Upto 60 Years by Wallie(m): 3:22pm On Feb 10|
I actually believe the story. An agreement was probably reached but the nanny was definitely cheated because the employers were probably looking for awoof! The employers didn't want to pay the going rate for a nanny and figured they could get a Nigerian in Nigeria cheaply. That in itself is not a bad idea but when you start mistreating her and not even paying her a fraction of the ongoing rate, they deserve the football numbers coming their way! They are going to jail for a very long time! I only pity the innocent kids now left without a mother and father.
A licensed daycare for ONE child under two is about $250- $475 per WEEK! A live-in nanny charges about $15-$18 per hour. I can't even begin to think the cost of watching over five kids. The very least they could do is give her about $1000 a month for working 8 hours per day.
I interviewed a nanny and her mother once. The girl was about 26 and in school, and the mother, a 76 year old, recently lost her husband and stated working as a nanny to keep busy. The stories they told me about how a Nigerian couple treated the mother when she worked as a live-in nanny was crazy! I didn't hire them because it was cheaper for me to use a licensed daycare plus I don't have to worry about a stranger living in my house.
By the way, the employers probably didn't want her to use the hot water because she takes too long in the shower and/or the hot water is done by the time they want to take a shower. When you have 8 people in a house, it is not too difficult to imagine that hot water and food will run out very quickly.
By the way, why are Nigerians not becoming au pairs? http://www.aupairinamerica.com/fees/ You can make easy money for 1 year watching kids.
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 10:00pm On Feb 09|
That's one solution to it but what if you want to "eat your cake and have it too"? In other words, with limited data, increase quality of the images and extend usage of your MB? I guess time will tell whether it is possible.
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 1:31am On Feb 05|
What is IDM?
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 7:41pm On Feb 04|
Thanks for the info! By the way, I wasn't trying to do anything illegal nor do I have a reason for doing so. I'm not even based in Nigeria. I can now understand why people are hesitant.
My intention is honest and it stems from the fact that Netflix is opening up shop in a country where most people use mobile phones and data cost a fortune. Personally, I do stream Netflix to my cellphone daily on my commute home from work but that's because I have unlimited data with my carrier. As of today, I've used 11,931.53 MB (12GB) of data on my cellphone and my billing cycle ends tomorrow. And even at home, our broadband internet access is unlimited, and Netflix and YouTube are constantly being streamed.
As I alluded to, I'm trying to develop a solution to the problem but I want to better understand the pain-points before wasting my time and resources.
1 Like 1 Share
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 5:15pm On Feb 04|
Thanks! I'm going to try to keep up but please bear with me.
It sounds like people are using Bis on a non-Blackberry device because data is cheaper on a Blackberry? Notwithstanding the device, it still seems that you pay N4200 for 3GB?
How are you able to watch videos when a typical movie consumes about 1-2GB of data per movie?
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 5:03pm On Feb 04|
A solution but I need to better characterize/understand the problem.
|Phones / Re: How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 3:25pm On Feb 04|
First tell me how you do it now.
|Phones / How To Watch Videos And Surf The Web Without Using A Lot Of Data by Wallie(m): 2:48pm On Feb 04|
Since mobile phone data is very expensive, how do you do the following:
1. Surf the web for your favorite websites?
2. Watch videos on YouTube?
3. Watch Netflix?
4. Watch iRokoTV?
If you use Wi-Fi, where do you get your Wi-Fi from and how do you use it on-the-go? Or are people just stuck at internet cafes all day?
Thanks for your help!
|Phones / Re: don't trust people that locks their phones by Wallie(m): 6:29pm On Jan 20|
Do you lock your computer?
My cellphone actually has more readily available info on it than my desktops, laptop, and iPad combined!
All my financial info (credit cards, personal bank accounts, business bank account, brokerage account, retirement account) are all accessible through different apps on my phone.
My personal and business email accounts are readily accessible.
My Dropbox and Google Drive are readily accessible.
Once you have access to my cellphone, you basically have access to everything about me.
I would be a fool not to protect the info with alphanumeric password and fingerprint detection.
|Education / Re: I Hate Being Smart! by Wallie(m): 6:50pm On Jan 13|
Your conclusions are wrong.
1. How many people “not getting all the A's and not topping your class” are turning into household names?
2. You are basing smartness solely on acing exams and topping classes. Some people are smart but simple unmotivated or read just enough to pass exams with A-B grades.
3. Being able to ace exams does not necessarily mean that the person understands the applications of what was learnt. The person might just have a photographic memory or spent a lot of time cramming the subject.
4. There are a lot of people with only secondary school education but are indeed geniuses and very successful. http://elitedaily.com/news/business/100-top-entrepreneurs-succeeded-college-degree/
Being successful is usually attributable to a confluence of things. Here are some of the true reasons why the smartest people are not the most successful.
1. They send too much time thinking and too little time doing.
2. They overvalue things like credentials and college degrees.
3. They run away from risk instead of sprinting toward it.
4. They lose sight of the inches.
5. They look for “proof” and “evidence” and “data points” before moving forward when no such thing actually exists.
6. They value complexity over simplicity when simplicity trumps complexity every time.
Having average intelligence, strong work ethic, and grit will beat "pure smart" in the real world any day of the week.
|Business / Re: CBN Stops Sales Of Forex To Bureax-De-Change by Wallie(m): 2:12am On Jan 12|
Too many people are over analyzing the situation.
Here's a simple explanation:
1. Nigerians need dollars to buy stuff abroad.
2. Nigeria only prints Naira.
3. Nigeria has to sell something that pays in dollars so that they earn dollars.
4. Oil pays in dollars but we don't make as much money anymore.
5. Regardless of the price of oil, people still need to buy stuff abroad and pay in dollars.
6. You now go to DBCs and banks to buy dollars with your Naira that wouldn't be accepted abroad.
7. BDCs and banks tell you that they don't have dollars to sell for whatever reason.
8. You go to the black market to buy dollars but law of supply vs demand takes over, and you end up paying a crazy exchange rate.
All cbn is trying to do now is to get the dollars closer to consumers instead of DBCs with the hope that it will alleviate some of the noise.
Here's my take: it won't work unless the CBN (1) reduces demand, and/or (2) earns more dollars by selling more stuff abroad. The cbn governor tried to reduce demand buy stopping people for using debit cards for legitimate reasons and that's a mistake. With this new policy, the Cbn probably hopes that selling dollars directly to customers through banks will curb large scale hoarding by rich people wanting to hold their nairas in dollars but the solution will only work temporarily.
The simple non-punitive solution is to earn more dollars by exporting more. The fast punitive solution is to devalue Naira so that people will become poorer and would in turn buy less dollars.
|Politics / Re: Okonjo-iweala Connived With World Bank, IMF To Write Off Ajaokuta Steel Company by Wallie(m): 9:48pm On Jan 08|
Funny how you rephrased the issue to suit your false premise. This is your second time of doing it in just a few posts. Unfortunately, I really do not have the free time to school you.
|Career / Re: Knowledge Workers: What Did You Search For On Wikipedia/Google Today? by Wallie(m): 4:13pm On Jan 08|
Merkle tree is a tree in which every non-leaf node is labelled with the hash of the labels or values (in case of leaves) of its children nodes.
Both the Merkle tree hash and trapdoor function had to do with authenticating signatures.
|Career / Re: Knowledge Workers: What Did You Search For On Wikipedia/Google Today? by Wallie(m): 4:11pm On Jan 08|
Trapdoor function - a function that is easy to compute in one direction, yet difficult to compute in the opposite direction (finding its inverse) without special information, called the "trapdoor".
|Career / Re: Knowledge Workers: What Did You Search For On Wikipedia/Google Today? by Wallie(m): 4:01pm On Jan 08|
Forgot about this thread...time to wake it up!
Rasterisation (or rasterization) is the task of taking an image described in a vector graphics format and converting it into a raster image (pixels or dots) for output on a video display or printer, or for storage in a bitmap file format, ie, rasterising 3D models onto a 2D plane for display on a computer screen.
|Politics / Re: Okonjo-iweala Connived With World Bank, IMF To Write Off Ajaokuta Steel Company by Wallie(m): 1:36am On Jan 08|
You're starting to bore me! You can't even do a simple google search! Na which type community college you dey go? Actually, it must be some online school in the middle of nowhere!
Click on the link this time before opening your mouth. Oga I too know! I've probably spent more years in school that you've been alive!
Let's not derail this thread further. Take care and face your studies.
|Politics / Re: Okonjo-iweala Connived With World Bank, IMF To Write Off Ajaokuta Steel Company by Wallie(m): 8:59pm On Jan 07|
Oga expert, I'm calling your bluff on the countless of articles you claimed to have written. Here's your chance to make the easiest $100 if you prove me wrong. Just because you wrote a couple of essays in your English class you wan come here they form expert.
If you want to make this interesting, you can certainly also call my bluff if you feel that I’ve misrepresented anything that I’ve said. I’ll gladly take your $100 and donate it to charity.
|Politics / Re: Okonjo-iweala Connived With World Bank, IMF To Write Off Ajaokuta Steel Company by Wallie(m): 8:39pm On Jan 07|
I modified my response before seeing your post and just like I guessed, you only know of APA.
|Politics / Re: Okonjo-iweala Connived With World Bank, IMF To Write Off Ajaokuta Steel Company by Wallie(m): 8:11pm On Jan 07|
You just they fire like you have verbal diarrhea! I told you once before that you need to be careful since you don't know who you're responding to!
APA format is probably what you're familiar with. Olodo! To take it a step further, I've used both the Bluebook and ALWD while in law school. In legal practice, we use the Bluebook. Plus, for the most part, unless when writing legal briefs or paper to publish, no one cares how you cite as long as they can understand what you're quoting. That's the difference between class work and the real world! Just because you just learned about citation, you no go let person rest! Next time, make sure you do your research well-well before challenging me again on any topic.
By the way, you derailed the thread with your citation crap! Go find someone with your intellectual capacity to argue with. Local champion!
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