Over the years, I have heard people complain/lament about how difficult the month of January is. Friends and family fail to meet financial obligations citing the "difficulty" of the month. Do you think or believe January is really difficult?

I think it is lack of planing,which make's some people believe it is a diffcult month.

Imprida: I think it is lack of planing which some people believe it is a diffcult month.

You just said it all.

After squandrin your savings in xmas.

I guess its just as pregnancy in its early stage_ ... Dat shld ans ur questn bro

Chuck D.:
Over the years, I have heard people complain/lament about how difficult the month of January is. Friends and family fail to meet financial obligations citing the "difficulty" of the month. Do you think or believe January is really difficult?

And how did u knw january is a different month
I have ans your question

January is like every other month in d year but the problem is that people spend too much during the Xmas n New year holidays and they end up having nofin left for January. Its beta to have a budget of what u want to spend during the festivities, that way u won't have to worry in january.

aadetoyin: January is like every other month in d year but the problem is that people spend too much during the Xmas n New year holidays and they end up having nofin left for January. Its beta to have a budget of what u want to spend during the festivities, that way u won't have to worry in january.

thank you and God bless you, you have just said what is in my mind

@op,If you fail to plan, you plan to fail, as d saying goes.
So stay there and continue to complain about a month been difficult when d fault is actually your after doing all d big, bigger and biggest boys/girls during d xmas/new year party, failing to remember that you will have financial obligations to meetafter all d show-off.
Well, relax, January is fast going, you will soon collect another salary.
Cheers!