Before i summoned courage to come online, i have visited Zenith Bank & Diamond Bank to access the CBN SME Loan, they both claimed they don't have idea of whatever loan CBN is offering, Ok i asked for how to access their own loan but Zenith Bank doesn't give any loan below N10,000,000 (Not SME Friendly) while Diamond Bank requires i open a Corporate Account with them and operate it for like 3months so they can access it before considering offering loan, meanwhile i already have a Corporate Account with Zenith Bank but doesn't operate it as much as i operate my Zenith Bank Savings Account, besides i don't intend opening additional Corporate Account cos am ok with the one i have at Zenith Bank.

Since the situation is like this i have to seek other means to get funds in expanding my business, i want to go into wholesale and retail of education scratch cards and there is already a large market in this sector based on the number of candidates that registers for JAMB & WAEC exams each year and other subsequent card related documents printable online from these organization's website, i already have the market strategy and mechanism to get customers Nationwide (both Online & Offline Based) and am targeting to sell at least 30,000 scratch cards each year with a profit of N100 from each card sold. I know the market is there but i need enough fund to buy and stock cards cos the moment i start advertising, i may run out of stocks within a very short time, that's why i believe N2,000,000 is just enough to kick-start.

ITEM NEEDED FOR THIS BUSINESS
1. Comfortable Office Space (Available)
2. Laptops, Printer, Scanner, Internet Modem & Power Generator (Available)
3. Stocks of Scratch Cards (Not Available) - The N2,000,000 fund will be used to purchase these cards and also cater for logistics & adverts.

If i can sell at least 30,000 pieces out of the over 3,500,000 pieces of scratch cards sold annually by JAMB & WAEC alone with a profit of N100 each, i will be making up to 3,000,000 profit (I believe this will be enough to repay my borrower with interest)

Please if you're interested and you need my business proposal, kindly send me a mail at kaysyxpress@yahoo.com requesting my proposal and i'll send it to you. Am a Corper, currently in my National Youth Service (NYSC)

Thank You

I asked for 350k loan to expand my business, with analysis on profit margin, nobody responded, here on nairaland.

Now, u are talking of 2m... I wish you well, ur plan is good, na funding be the main

ify84:
I asked for 350k loan to expand my business, with analysis on profit margin, nobody responded, here on nairaland.

Now, u are talking of 2m... I wish you well, ur plan is good, na funding be the main

Thanks, maybe u had a bad presentation cos as i speak to you now, people have mailed me requesting for my proposal which i've sent to them, just hope to strike a deal with one very soon, even if the person needs as high as 25% interest rate, i will gladly accept it cos i've made up my mind that this is the business i wana vent into. Thanks anyway

kaysy:

Thanks, maybe u had a bad presentation cos as i speak to you now, people have mailed me requesting for my proposal which i've sent to them, just hope to strike a deal with one very soon, even if the person needs as high as 25% interest rate, i will gladly accept it cos i've made up my mind that this is the business i wana vent into. Thanks anyway

Alright, good to hear that

ify84:


Alright, good to hear that

Thank you & thanks to those that has indicated interest though am still hoping to reach a conclusion with any, all i just need is 1 sincere person that can give me this benefit of doubt to get this thing done, i'll forever remain grateful, this will also help me in completing my NYSC Personal CDS project am currently doing, I don't mind even if its N1,000,000 i can get, am ready to cut cost just to start selling