What is fixed deposit account

A fixed deposit account is an investment account and a type of savings account in which money is deposited for a stated period of time and a fixed interest rate is paid at the end of that period. It is a safer investment option when compared to other investment types such as shares or the money market


What We Do (Have A Rethink of Your Unproductive/Little Dividend from Your Money in Bank)


We have this confidence that when you invest with our company the return interest can be useful on some of your expenses....for instance if you can place two million naira (2,000,000). On our fixed deposit, we will be able to give you 14% interest rate. The formula for our calculation is P*R/100*T/365-WHT. p=principal R=rate T=tenor. WHT= withholding tax. After the calculation for the tenor of one year the interest on your investment will amount to 280,000 naira. After deducting the withholding tax. It will amount 266,000 naira. The withholding tax percentage is 5% for individual and 10% for co-operate of the accrued interest on your investment at maturity. The interesting thing is that you can be collecting the interest on your investment quarterly, which is every 3 months. If you will be collecting the interest on your investment quarterly it will amount to 66,500 naira .The account is just like the normal fixed deposit account in other conventional banks but the difference between us and them is on the wholesome interest rate we offer to our clients.

Other Services We Render

We actually use these funds generated to run other businesses like: credit and (either
Cooperate or individual loan) lease. (Individual or cooperate lease). We lease out cars, inverter etc...


How Secured is My Money / Reliable Is the Company?


If it’s about the security of your investment (the money you deposited with us) and reliable the company is, you don't have problem with that, Because Rosabon financial services has been on financial services for more than 23years and also licensed by Central Bank of Nigeria (CBN) to carry out financial services and also a legible member of Equipment Leasing Association of Nigeria (ELAN), which has asset worth more than 2billion naira

How can I open this account?

the requirement are to open this account are: utility bill( LAWMA or NEPA bill) identity card (voters card, driving license or National ID card) and a passport photograph

Where is Rosabon Financial Services?

The company’s head office address is at No.32 Montgomery road, sabo-yaba, lagos state the
branch office is at imperial plaza, 129/131 Olu Obasanjo road Port Harcourt. You are always welcome anytime.

NOTE: The minimum/maximum fund placement is not two million, you can decide to go higher or lower. It depends on your capability. Also note that the higher the fund and longer the tenor (that is how long you are willing to place the money) will determine the interest rate and there is also a room for interest rate negotiation. Customer is also liable to terminate investment before maturity. Meaning you can decide to collect your fund before the agreed fixed date.
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