Hello guys

Umm. . . was wondering how many of you will agree to have a joint account with your spouse?

If you're married, what are the advantages and disadvantages?

I personally will not have one with my "husband" but want to know how it works.

Not Surprised . . .

See Related Topics:

Should a husband and wife operate a joint account?

Women Will You Share One Bank Account With Your Husband

I didn't say anything here for anyone to be surprised.

aight! y'all amma keep it real!

yes i would have one ( to keep him off ma tail if he insist on it)

<sub>and another secret one  where i will squirreling some money away 

a gals got to do what a gals got to do innit?</sub>  

Radiant:

I personally will not have one with my "husband" but want to know how it works.

Works very simple: he puts the money on the common account, hands out a credit card for u and that´s it, let the fun begin!

(Saying this as a man who always makes this same fatal mistake

Fatal mistake? Why call it a mistake?

Radiant:

Fatal mistake? Why call it a mistake?

Cos in every relation it´s me to pay

What is the essence of marriage if both parties can't share all they've got. Personally, I;m gonna have a joint acct with my wife cuz I know I'm gonna love and trust her. It just gotta do with mutual respect and love for each other. Not having a joint acct is like signing a prenup, which is all bullshit. I believe some people go into marriage for the very wrong reasons, it's unfortunate. If u can't love and trust ur partner, why not just keep being Bleep buddies rather than deceiving each other?

why do you need a joint account with your spouse

I can’t even think about having a joint account with my wife co’s the disadvantages are so much.
You find your selves arguing unnecessary every now and then even in front of the kids.
It’s not advisable at all

As far as am concern as a man, I strongly support having a joint account as the family account which can be sign by any of us, that doesn't stop us from running an individual account from which we jointly fund the family joint account.

Radiant and money issues hmmm 

I dont mind having one, im sure the person i'll marry will be someone i trust whole heartedly

capital  N O to joint accounts.  

really, it just leads to querrels and misunderstand btw husband & wife in many cases;
you can love each other all you want with seperate accounts.  

We could have the partial thingy maybe with complusory both party siggy with next of kin being our kids.
More got it own evil you know!

Joint account is never a problem. Once there is understanding, and trust between the couples, they can manage that. Again, it does not prevent them from operating individual account.

individual accounts? Definately

I am married. We have a joint account and we also have our separate accounts. A percentage of our income goes to the joint account monthly. A way of preparing for the future.

justin04:

I am married. We have a joint account and we also have our separate accounts. A percentage of our income goes to the joint account monthly. A way of preparing for the future.

I think I can do what you doing. Sounds more relieving to me

Loverbwoy, what can I do now? I love to spend like I want without answering to no one. I hate asking for money especially when the man actually knows what to do but waits for you to ask. If I got mine, I just do what I want Stress free!

_{It's not about trust here}

It has to do with the kind of intimacy and understanding between the party involved. Please if you are not sure, dont ever start what you can never finish, because when it comes to money, women are highly unpredictable.

I see no reason why a couple cannot have a joint account. I am married, sometimes ago my husband got transferred and fell ill, I was at the hotel with a baby and had to go and pick him. It was not easy to piece together the money I had to use to pay the cab driver. That was when it struck home that it could have been something much more serious, needing much more money than paying a cab driver. I remember my mum is anti-joint account cos she kept one with my pop who cleared out the account to build a house for his mom (my grandma) and he (my pop) died shortly after, leaving her high and dry. If you trust your man enough to do it, lucky you, go ahead, it could save your life someday!, if you know your husb is not accountable, you arenOYO (on your own) o!

it all depends on the couple.
Personally,I advocate division of labour if both are working.
The hubby pays the mortgage and car notes,home and car repairs,the woman takes care of the smaller bills like electricity,cable,gas,phone and groceries and child care expenses.
Have a budget and for any major thing budgeted,each contributes an agreed amount towards it.

That way no one feels cheated and the woman doesn't have to beg for money to buy her make up and underwears.
Everywoman must have access to the money she makes.She must have an account in her own name.
Every woman must be fearful of anyman that forebids her having her own account.
She should go ahead and open one and leave the documents hidden or given to a trusted friend


many women have been stuck in unhealthy relationships due to restricted access to money

and again if the wife is the only one working or she makes more,she should pray for a better job for the man.
The woman making more is a recipe for total katakata.
The role reversal usually does not work but that off topic here.

babyosisi:


money to buy her make up and underwears.

And lots more

i am maried and do operate an account jointly with my wife, though i deposit most of the money there anyway, it is called our family domestic account to cater for all domestic matters, and also to save for any domestic project of mutual interest,

I think is good for the family to have a joint account to serve projects and dometstic needs of mutual interests, but our inability to deal with the flesh in form of selfishness is our main problem.
If indeed the two is now one, why then the problem of joint account if we don't have problem of joint bedroom?

sunsao:

why then the problem of joint account if we don't have problem of joint bedroom?

You indirectly starting a new topic

Bad idea! Let us both have a separate account. I can't stand it if i don't have financial independence.

2 my own lil knowlege of money i think its wrong 2 have a joint account unless d 2 of u r investing in a same business in which u r both eligible 2 d profits u make

Actually, why should couples have a joint account? Doesn't make sense at all As long as you can both provide for the family, what' the point?

hmmm. dont think it will work for me because i love spending! if my partner puts in his money into our joint account, i'm afraid ill squander it all! would rather we both have separate accounts but divvy up the bills as to who pays what and what. i guess one has to do what works for them. like someone mentioned earlier, how would it be if your spouse used up all your money for something without your knowlege, and heaven forbid something happened to him/her and you were left with absolutely nothing! hmmm. not good at all

it all come down to love, respect and trust. Dont marry if any is lacking. I mean truly lacking. If you have to grill your spouse while you were dating to account for how every minute of the last 6hrs was spent, i say the last thing you wanna be thinking about is ajoint account.

Different folks, different strokes. It works for some, it doesnt for others. some people stay married forever, some only few months. thats not putting it on marriage, its in the ingredient for everybody.

If we can agree on how money will be spent and what % will be contributed by whom, there should be no problem.

Personally, i say its 4 accts for married couples. 2 will be joint, 2 will be individual.

1st joint (its not what you're thinking, crackheads ): All bills and responsibilities of the house will be done thru that, then the 2nd joint wink wink, will be emergency funds/savings etc.

The remaining 2 will be individual. do whatever you want with it. set it on fire if you want to, thats ur problem. And the key is: YOU SHOULD NOT BE ACCOUNTABLE TO NOBODY ON THIS ACCT. shopping?beer? classic cars? wife your a$$ with it? go ahead. answer to no one. Total freedom AS LONG AS YOU'VE MADE YOUR CONTRIBUTION to the common acct.

Na waa ooh Radiant. Does this mean you are about
to get married ? - Just kidding

In the U.S., it might be necessary, especially if one is not
married to a Nigerian.