It's always a pleasure to discuss financial intelligence with young people because they hold the key to the next generation of wealth, the economic destiny of a nation lies in their hands.

Three valid moral grounds qualifies me to discuss financial intelligence:

1. I have been broke and I've also seen a lot of money.
2. I am as young as you are or even younger. So this is not a Father talking to a son but a friend gisting with a friend.

3. I have quickly been able to sense that we are in trouble and in danger and have been gracious enough to inform all of the coming pandemic.

The third gives me a lot to worry about. While we have no money or enabling environment for business start-ups we have as much money to involve in Ponzi schemes no matter the shade and no matter the terms and condition. This show us that our problem is not financial start-up capital but rather mental laziness and inherent economic indiscipline.

My aim is to flush the clog of dirt that have blocked your financial mind and set you free to fill your "Ghana must go" here and now.

If you will allow me then let the party begin!

I remain Sgt Ponzi Hater ( your financial police)