As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? - Family - Nairaland
Nairaland Forum / Nairaland / General / Family / As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? (19120 Views)
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| As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by kennydotkom(m): 7:02am On Feb 23, 2017 |
Pls house is it a wise decision i have taken never to rent a house of more that #150k per annum when my annual salary is #600k. How financial helpful has this been to me or am just trying to be a miser ? 1 Like |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Obinnau(m): 7:04am On Feb 23, 2017 |
Nigerians can ask questions Eh. If you ask us na who we go ask? 43 Likes 2 Shares |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by dingbang(m): 7:05am On Feb 23, 2017 |
You aren't being a miser that is if you are still single.. But why don't u double ur hustle to build a house of your own.. 8 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Nobody: 7:08am On Feb 23, 2017 |
Coming from a family man  Women are in trouble Modified Those idiots quoting me, a married man should be wise enough to know what is good for his family. He can't take this simple decision. Olodos 15 Likes 1 Share |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by NoToPile: 7:23am On Feb 23, 2017 |
You are not a miser now, you earn about 50k per month, paying 150k per year seems okay, in fact some will even say its on the high side considering your income. You are paying about 12k plus per month on rent from your 50k that's about 25% of your monthly income. You are not a miser oo. If you can get cheaper accommodation it will even be okay I think. 119 Likes 6 Shares |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by sisisioge: 8:47am On Feb 23, 2017 |
Hmmm...It depends on where you are located. In some states, 150k will get you a 3-bed flat. That's more than enough for a family in this present day. In some areas in Lagos, 150k will get you a mini flat i.e one room, parlor and the other facilities- places like ipaja. While in other areas, you will only get a face-me-I-face-you one room with that. So, it depends on where you are. 11 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by An0nimus: 9:01am On Feb 23, 2017 |
Oyind17: Should he rent a house of 600k? 9 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Nobody: 9:14am On Feb 23, 2017 |
An0nimus:The question no make sense. He should pay a house less than 150k 2 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by An0nimus: 9:59am On Feb 23, 2017 |
Oyind17: Your first answer was vague too. 5 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by bukatyne(f): 1:09pm On Feb 23, 2017 |
150k annual rent on 600k annual income  ??Are you working for your landlord? Oga, you need to restructure your life. 11 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by olac21(m): 1:10pm On Feb 23, 2017 |
Oyind17:You type as if you are brain-dead atimes.. 12 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by kennydotkom(m): 3:51pm On Feb 23, 2017 |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by kennydotkom(m): 3:52pm On Feb 23, 2017 |
bukatyne: Actually my rent is #100k per annum. How abou that? 4 Likes 1 Share |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by bukatyne(f): 4:18pm On Feb 23, 2017 |
kennydotkom: 100k rent on 600k salary is still high. How about child care, school fees, feeding, clothing, entertainment, helping relatives, savings, investment etc? Does your wife work? If no, you both need to strategize. 4 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Horlawoomey(m): 5:55pm On Feb 23, 2017 |
You should try to get another Job, 600k per annum job is not it in places like Lagos, PH and ABJ. May God provide you with abundant wealth, you are not being miser, that amount is very reasonable so far the comfort of your family is guaranteed. 1 Like |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Nobody: 5:57pm On Feb 23, 2017 |
NoToPile:I think as a family man he doesn't need a cheaper accommodation. The maths adds up: he earns 50k monthly and 600k annually his rent of 150k annually is fair enough for a family man which should either be a "self contain" apartment or a "bed room" flat depending on location. Oga, you're not being miserly...you're living within your means. 2 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Akwaudene87(m): 6:18pm On Feb 23, 2017 |
dingbang:double your hustle with mouth abi ? 3 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by matrix199(m): 6:18pm On Feb 23, 2017 |
That's 25% of your annual income. That's prudence. 2 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by chimdi101: 6:19pm On Feb 23, 2017 |
Financially smart like... "I was merged to pay u 500000 naira on if.i.slap.u.eh.com" |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by anibi9674: 6:19pm On Feb 23, 2017 |
ok |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Mznaett: 6:19pm On Feb 23, 2017 |
Holy Moses! |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by money121(m): 6:23pm On Feb 23, 2017 |
Ok |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Eleniyan15: 6:23pm On Feb 23, 2017 |
cut your coat according to your size,chikena 1 Like |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by ChappyChase: 6:25pm On Feb 23, 2017 |
You're wise my brother. |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by 0b10010011: 6:25pm On Feb 23, 2017 |
If you can get something cheaper, better for you.... |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Ask4Info: 6:26pm On Feb 23, 2017 |
The first question i will ask is : How far is your work place from your house and how much do you spend on transportation monthly and anually? You see the solution isn't always about renting a very cheap house but rather, how accesible is your house to your everyday locations, how secured is where we stay and how well you derive comfort and peace of mind. I hear people work on the island only to be living in deep inside Agege or Ewekoro all in the name of renting a cheap house. They leave home as early as 4:30am and don't get home until 11:45pm. Abeg if them slump and die shey na still witches for their village we go still blame? Frugality and Extravagance is Relative. 29 Likes 2 Shares |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Desdola(m): 6:26pm On Feb 23, 2017 |
Get a loan and build a housr |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Desdola(m): 6:26pm On Feb 23, 2017 |
Get a loan and build a house |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by goshen26: 6:27pm On Feb 23, 2017 |
kennydotkom: U r not Sir, u earn 600k/annum which 50k/month, u will need three months of ur salary to pay rentage, which means that u pay 125000 out of 50k, so it is a wise decision if u don't want to "serve landlord or become chief tenant" for the rest of ur life Also try to increase ur income if u can. God bless u 2 Likes |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Nobody: 6:28pm On Feb 23, 2017 |
kennydotkom: Op you're not a miser I earn 600k per annum and my rent is 150k per annum 1 Like |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by ogawisdom(m): 6:29pm On Feb 23, 2017 |
 op u r wasteful with ur income, ur rent shld nt exceed 100k if u earn 600k per annum ie 50k monthlyFinancial experts recommend dt at most ur 2months salaries shld pay ur annual rent Personally I recommend dt ur one month salary shld pay ur annual rent if u dnt want to find urself at 65 still a tenant  6 Likes 1 Share |
| Re: As A Family Man, Am I A Miser, Greedy Or Trying To Be Financially Smart? by Nobody: 6:33pm On Feb 23, 2017 |
kennydotkom:In Trump's voice : "Smart guy, great guy " |
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