AutoJoshNIG:
Like the name implies, Travel Health Insurance is a policy that covers any eventuality that occurs when you travel out of Nigeria to another country; be it for pleasure or business.

When have you ever travelled and kept money for a possible urgent medical intervention?

Many of us are so medically fit, and some have not been to the hospital in the past 5 years, so we really do not think that we could fall ill or get involved in an accident abroad that may require medical treatment or repatriation back to Nigeria to get treatment. We all travel with only “flex & shopping” money.

Do you even know that Travel Health Insurance (also known as InsurVisa) is now required by some embassies before you are issued a visa to their country?

If you are travelling to a Schengen country, it is compulsory for you to have a Travel Health Insurance that has a cover of 30,000 Euro.

Below is how the need for Travel Health Insurance was clearly stated on Finland’s consular website:

“Before the visa can be issued, the applicant must present an insurance policy as described below:

must be issued by an accredited Schengen insurance policy company
has to be valid in all Schengen countries
has to cover expenses caused by illness, accident, medical care and possible repatriation up to the amount of 30,000 Euro
has to be valid for the whole duration of the journey
has to be presented only if the visa has been approved”
And on the site, the Insurance Companies accepted by Schengen countries were listed – Mutual Benefits Assurance (whom I represent) is one of the four listed accredited Insurance companies that are accepted in Nigeria.

Also, Travel Health Insurance can be required if you are visiting the United States of America and Canada. You should know the health systems in these countries are presently complicated, and their government do not want to be liable for the medical care or repatriation of tourists, hence the need to have insurance cover.

Aside from the fact that Travel Health Insurance is compulsory to gain entry into some countries, the need to have this cover when travelling worldwide cannot be overemphasised. Eventualities like accidental death, repatriation, emergency medical intervention occurs.

For example, do you remember the popular Nollywood actress, Moji Olaiya, who died of Cardiac Arrest in Canada? Her family had to raise funds from public figures like APC Chieftain Bola Tinubu and Ekiti State governor Ayo Fayose for a monetary contribution to have her body repatriated back to Nigeria for burial. If there was a Travel Health Insurance policy cover on her, her family would have been saved the hassle of seeking funds from these public figures. This is exactly why the policy is important for every Nigeria travelling out of the country.

Another importance of Travel Health Insurance that is always overlooked by people who intends to travel overseas is that this policy aides their visa acquisition process. Many embassies do not categorically state that Health Insurance policy is important to get into their countries, but it is a known fact among travel agents that this insurances policy can influence your visa acquisition positively. There is a chance your visa application would be rejected if you don't have a Travel Health Insurance Policy.

The benefits of travel health insurance are peace of mind and confidence that you get when you are covered and travel abroad. The covers have a limit of 30,000 Euro for any accident, medical care, and repatriation. If you need make a claim, you just walk into any designated partner of your insurance company in the Schengen countries, present your policy certificate, and get all the necessary assistance. Or simply contact your insurance company for assistance.


https://autojosh.com/what-is-travel-health-insurance-and-why-you-need-it-before-you-travel-out-of-nigeria/

MrHenshaw:





PM me for ur travel health insurance

mblarry1:
its has a price tag on each,
there's 1month, 3months, 6months and 1yr...

slapandfall:
30,000Euros is not correct .I did mine with Ensure Insurance covering 3months for 15,000NAIRA.

That is between 35 and 40euros

slapandfall:
30,000Euros is not correct .I did mine with Ensure Insurance covering 3months for 15,000NAIRA.

That is between 35 and 40euros

Emmerlee:


30k Euros is not the premium paid. It is the benefit/worth of cover in the case of an eventuality..

AutoJoshNIG:
Like the name implies, Travel Health Insurance is a policy that covers any eventuality that occurs when you travel out of Nigeria to another country; be it for pleasure or business.

When have you ever travelled and kept money for a possible urgent medical intervention?

Many of us are so medically fit, and some have not been to the hospital in the past 5 years, so we really do not think that we could fall ill or get involved in an accident abroad that may require medical treatment or repatriation back to Nigeria to get treatment. We all travel with only “flex & shopping” money.

Do you even know that Travel Health Insurance (also known as InsurVisa) is now required by some embassies before you are issued a visa to their country?

If you are travelling to a Schengen country, it is compulsory for you to have a Travel Health Insurance that has a cover of 30,000 Euro.

Below is how the need for Travel Health Insurance was clearly stated on Finland’s consular website:

“Before the visa can be issued, the applicant must present an insurance policy as described below:

must be issued by an accredited Schengen insurance policy company
has to be valid in all Schengen countries
has to cover expenses caused by illness, accident, medical care and possible repatriation up to the amount of 30,000 Euro
has to be valid for the whole duration of the journey
has to be presented only if the visa has been approved”
And on the site, the Insurance Companies accepted by Schengen countries were listed – Mutual Benefits Assurance (whom I represent) is one of the four listed accredited Insurance companies that are accepted in Nigeria.

Also, Travel Health Insurance can be required if you are visiting the United States of America and Canada. You should know the health systems in these countries are presently complicated, and their government do not want to be liable for the medical care or repatriation of tourists, hence the need to have insurance cover.

Aside from the fact that Travel Health Insurance is compulsory to gain entry into some countries, the need to have this cover when travelling worldwide cannot be overemphasised. Eventualities like accidental death, repatriation, emergency medical intervention occurs.

For example, do you remember the popular Nollywood actress, Moji Olaiya, who died of Cardiac Arrest in Canada? Her family had to raise funds from public figures like APC Chieftain Bola Tinubu and Ekiti State governor Ayo Fayose for a monetary contribution to have her body repatriated back to Nigeria for burial. If there was a Travel Health Insurance policy cover on her, her family would have been saved the hassle of seeking funds from these public figures. This is exactly why the policy is important for every Nigeria travelling out of the country.

Another importance of Travel Health Insurance that is always overlooked by people who intends to travel overseas is that this policy aides their visa acquisition process. Many embassies do not categorically state that Health Insurance policy is important to get into their countries, but it is a known fact among travel agents that this insurances policy can influence your visa acquisition positively. There is a chance your visa application would be rejected if you don't have a Travel Health Insurance Policy.

The benefits of travel health insurance are peace of mind and confidence that you get when you are covered and travel abroad. The covers have a limit of 30,000 Euro for any accident, medical care, and repatriation. If you need make a claim, you just walk into any designated partner of your insurance company in the Schengen countries, present your policy certificate, and get all the necessary assistance. Or simply contact your insurance company for assistance.


https://autojosh.com/what-is-travel-health-insurance-and-why-you-need-it-before-you-travel-out-of-nigeria/

jiorhemen:


As the covers have a limit of 30,000 Euro, does this mean that I have to pay €30,000 before getting the insurance?

OboOlora:

Yeah, did mine with Mansard for 12k or so like 6yrs ago

OboOlora:

Yeah, did mine with Mansard for 12k or so like 6yrs ago

KingBish:


Did we PM you before this thread was created, oga drop whatever you wish to say in a PM here so that everyone can learn.

slapandfall:
30,000Euros is not correct .I did mine with Ensure Insurance covering 3months for 15,000NAIRA.

That is between 35 and 40euros

vengertime:
35 and 40 € is that for panadol abi wetin?

slapandfall:


You don't believe?

I can send you the receipt and the insurance certificate

vengertime:
I believe you,cos my friend did N5,500 one 2 months ago. Am just saying what does that amount cover?