To be candid guys, you need to get real. I don't know about ladies but guys tend to make stupid decisions and still spend unnecessarily when they are broke and this has to stop. You have to find away to distinguish between your needs and your wants.

The worst nightmare for anyone is being broke. No one wants to be in a state where we don't have money to do some things but guess what, sometimes we find ourselves their and its no juju from the village or one uncle pursuing you, it is simply because of bad financial decision

So you need to stop winging and get on with your life and make smarter decisions next time. But before such a time, their is need to cut-down on certain expenses. It doesn't matter if you are broke for a short while or you are broke for a very long period, there are things you need to do to adjust to the financial situations, to prevent you from acquiring lots of debt.

These are the seven things you need to avoid..

1. Pretending to have money you don't

Seeing is believing. People tend to believe what they see. If people see the way you spend money, they think you have money, and they expect you to spend. Though you really don't have to let people know your financial situation but don't pretend you have when you don't. It will ruin your finance totally.

2. Paying for subscription services

If you are broke, you need to cancel some unnecessary subscriptions that are not helping matters. Cancel subscriptions on cable tv, social clubs, gym membership, for the period you are broke. Once you bounce back, then you can re-subscribe. It won't affect your life if you don't have some things but it can affect your finance and financial goals if you subscribe to some things and you have to pay through your nose. Try to adjust.

3. Hanging out with friends

When you are in a broke state, reduce how much you hang out or party with friends. Spending time with friends outside your house or their house automatically means you would spend money, which you can't really afford when you are broke. If you won't be paying for drinks or food or getting free food and drinks, then stay put at your house.

Find an alternative way to have fun with your friends.

4. Paying bills late

Try not to pay your bills late. They have a way of adding up, finding a way to eat up into the little you have. It is cheaper to pay your bills earlier, than having an accumulated sum which can disrupt your finances.

5. Spending savings or emergency fund unnecessarily

If you are broke and you have a savings or an emergency fund you can fall back on. Try making the best out of it till you get out of your broke state. Only spend your emergency savings on emergency situations and savings on important things. Make your savings and emergency savings last for a long period. Remember, spend on what you need, not what you want.

6. Eating out

If you have the habit of eating out and ordering food to be delivered to you, you need to quit it. It would leave you totally broke. Buy food stuff at a market or supermarket, take it home to cook. You get value for your money.

7. Sticking to old spending habits

The reason why you are in your broke state is probably because of your bad spending habits and your bad financial decisions. You’ll need to review and check your financial habits and decisions and find possible ways of improving on them, so you don't find yourself in such financial situation in the future.

https://www.google.com.ng/amp/s/amp.pulse.ng/lifestyle/money/7-things-you-should-not-do-when-you-are-broke-id7551066.html

A

Tomorrow will take care of itself

my heavenly father will provide all your needs according to his riches in Christ Jesus

1. It is called packaging

2. Make sense

3. When am broke my friends take care of me till am back to my feet. And most often, you meet people who will be or are of great assistance to you when you hang out. When am broke i make more friends and when am not broke i make much more friends.

4. It recently happened to me. I intentionally didn't pay up my bills on a public service for some months. And when i decided to pay, the amount they called for me made me bring out my calculator.

5. Make sense. Although economics will not totally agree to saving.

6. And what if you don't know how to cook that particular tasty meal? I can't eat concussion prepared by my own self.

7. Money is meant to be spent.

Queenlovely:
2001 somebody approached me and adviced me to stop buying books. I asked her why. She said it would enable me pay of my debt on a Ferrari I bought.
So many people poke nosing into other people's business. I never told her I was in debt. How did she know

So many people dishing out dangerous advice. Don't tell me how to spend my money

Ur type will not go far in life..thats how u will be disturbing ur boyfriend upandan..."dnt tell me how to spend my money"

nothing said about women here !!!

I think it falls under 'Subscription

Nice Effort. Impressive

Ok

These go to I wanna belong...

Good article.

Op for this beautiful article...


You can have all the girls in my area...

a

Queenlovely:
2001 somebody approached me and adviced me to stop buying books. I asked her why. She said it would enable me pay of my debt on a Ferrari I bought.
So many people poke nosing into other people's business. I never told her I was in debt. How did she know

So many people dishing out dangerous advice. Don't tell me how to spend my money

Which fucccking ferrari

HOW ABT 9JA BET, DAT MOMEMENT ONE GAME CUT D TICKET U THOUGHT ULL USE TO COME OUT FROM UR BROKE LEVEL.

Hehe...i hope they will listen. The truth is, broke people spend more money than rich people.

That was how one of my friends those days would borrow money and immediately take his babe for shopping.

In my mind, I knew he'll be The Brokers Brand Ambassador. now the babe is married with two kids and baba is still submitting CVs.

8

Avoid women when u are broke guys

H

Owo na bastar.d

fact!...i have been in this state before but what saved me was i bought a lot of food stuff even vegetables and dry fish which i dried everyday at home and filled my gas cooker...if u have'nt been there u wont understand.

Rapmoney:
H

H for hugeAss

U are on point some peeps do all these to show off n when they r in their closet, they weep or go borrowing to meet up which I see as stupidity.

watching videos of test drives of expensive cars

Ok, I'm officially broke. This article is for me but boy my love for wines and travels to natural resorts, I would use my last kobo for these

SnakeXenzia:
8

8 for 8 days fvck!

Queenlovely:
2001 somebody approached me and adviced me to stop buying books. I asked her why. She said it would enable me pay of my debt on a Ferrari I bought.
So many people poke nosing into other people's business. I never told her I was in debt. How did she know

So many people dishing out dangerous advice. Don't tell me how to spend my money

U again u no dey tire for al these lies? who r u trying to impress? don't use ur hand attract robbers into ur life that's my my candid advice to u.

i dont need to hangout.
i got no new friends
i dont need them to.
self made
anti social
aint i

The grammatical errors in this write up sef is more than enough to make Bill Gates broke

nice write up.

Your advice is restricted to the guys only because girls of these days do odd jobs to satisfy their wants