bigtt76:
Abeg what is Biological Analyst?

Follygunners:


We're saying exactly the same bros... We sabi ur type na.. Go 9ja stay 'hotel', wait for tax return to spend big et al... I hear you bros.. Spend anyhow for 9ja like say you dey knack 6-figs, abi..

Na exactly your type I dey yan about. OK! Abeg, refer to the 2nd to the last paragraph in my comment.

Real earners don't get any $$$$ back for tax return; they mostly owe.... Tax return beneficiaries are for folks with meager income

Go figure! If you know, you know!

shaybebaby:

Okay £10 is a bit ambitious but there are deals that work out to be around 15 quid a month. I pay £21 monthly for line rental and unlimited broadband.

For £12 a month (bought my phone outright), I get unlimited calls/texts and 4gb of data. Not to shabby I think.

shaybebaby:

Okay £10 is a bit ambitious but there are deals that work out to be around 15 quid a month. I pay £21 monthly for line rental and unlimited broadband.

For £12 a month (bought my phone outright), I get unlimited calls/texts and 4gb of data. Not to shabby I think.

gensteejay:

But it's usually greener sha, with only few exceptions. Most people based in Western countries don't want to return to Nigeria permanently, despite the claim made by a few of them that the grass is not always greener on the other side. Nobody wants to suffer in this hellhole of a country.

Follygunners:
The problem with African pple is that we're too shallow and mediocre in our thinking. Most 9ja pple residing abroad (Western world / developed nations) come back home to live a premium lifestyle they can hardly afford.

You see them devour a 12-mth saving within a matter of a 2-week vacation in 9ja. Just imagine! They live beyond their means in other to
live/measure-up to the "just-arrived" hype. No be by force. They come to 9ja and can no longer take danfo or BRT as a means of transport... like the innocent 9ja folks using it are 2nd-class citizens. They can no longer go to bed without 24/7 A/C.

They come back home to 9ja and can't go back to that wretched 'face-me-I-face-you' abode they once lived in (where their parents and families still live). They move around with an entourage... a personal driver, 'vampire' friends/relatives et al... they can't deal with the shame of seeing their fellow friends that never left 9ja doing great... so they feel the need to at least match-up.

They give the folks back home in 9ja a delusional impression of an imaginary luxury life they live abroad... who now in turn, expect so much from them. Of course, they got to live up to the hype.

Above all.... majority of the culprits are those doing menial/odd jobs living on meager incomes. They're usually like that.. the poorer they are, the dumber they behave. It's called "Poverty Mentality" !

After all is said and done, they go back with huge debt and bills awaiting them... ( I trust 'dem dem' for there)

ItzBIM:


Not everyone can afford to pay outright and also this deals are mainly 18 contracts after then the price goes back to the normal price say £25.
The moral of the story is that the cost of living in abroad is to high, better to be rich in Nigeria than in London.

360command:
in the western world, if u no get work for 1 month, na homeless you go dey.. But for africa, if in 3-4 months no job, you still get roof to sleep under. My guy, I am not here to convince you but the day you step into the western world with a visa which does not permit you to work, you will remember africa.

revontuli:



European prices are way better than the American prices any day.

olujastro:

While a number of people who travel to Nigeria for holidays may be living for the hype (especially those who never imagined such a life abroad), it's not always the case.
You don't expect someone who has excellent, neat and on time buses or trains in Scandinavia for example to visit Nigeria and be willing to firstly hustle for or jump on moving old, rickety danfos in Nigeria, where the seats stain your clothes, the drivers are willing to manage a damaged brake that may lead to accident, and all the other drama that comes with danfo buses. BRT should be a minimum. When you live a very easy and convenient life abroad, you'll do the same when you visit naija.
Secondly, we have Uber and Taxify now which are very comfortable (with AC in a very hot Nigeria) and super cheap especially compared with taxi fares abroad. Paying between N1500 to 3000 for people earning in superior currencies is nothing.
When you sleep without electricity and soak yourself in your sweat, you will tell yourself that hotel fee is just $20 after all.
Lastly, visiting Nigeria for holidays shouldn't be expensive for people abroad, except that Nigerians like to beg for money a lot, especially from those who have travelled abroad. Even when you don't show off, the begging plus the pity you have on seeing very poor people around you who are suffering, can clear your savings for a year if one isn't careful. That's why a lot of Nigerians abroad do not like to travel home for holidays.

Damzy007:

I guess you'll hv done ur home work before you embark on d journey.

shaybebaby:

So I have been told, a friend of mine lives in Bermuda and told me his monthly phone contract is like $120. I was shocked to the marrow.

But on the other hand, we pay (UK) quite a lot for public transport, probably the highest in Europe. I can fly to Europe for around the same price to commute from where I live to work.

nextstep:
The simple truth is this: yes, Nigeria is tough - hellish some would say - but there are many people here living very good lives here, actually LIVING. When I see people come home from Western countries, it's like they are not alive. They may be comfortable, but they are in the same cycle of work, tax, debt, work, tax, debt with little chance to really LIVE. They may come and do shakara during Christmas, but at the end of the day, it's money they will spend the next 1 year paying off, with interest.

There are some who manage to break the cycle, perhaps investing back home or building a house, but from my understanding it's quite a soul-less and isolating existence.

Those who go abroad usually have gathered nearly 2million Naira for ticket, visa, living expenses. Just to go and drive taxi or be a nurse? That same 2million has launched many people out of poverty in this "sh1thole". Material wealth and comfort does not mean you're LIVING... I would like to be able to visit there frequently like some people I know, but not really reside.

I just wish we would see the incredible opportunities that foreigners are coming to find here...

revontuli:


Both my broadband wifi and phone bills in Finland are a quarter of what I used to pay in the States. Public transport is a bit pricey, but it's exorbitant for non-residents. Interstate train fare is high, it makes better sense to drive if it's not just you.

Follygunners:
The problem with African pple is that we're too shallow and mediocre in our thinking. Most 9ja pple residing abroad (Western world / developed nations) come back home to live a premium lifestyle they can hardly afford.

You see them devour a 12-mth saving within a matter of a 2-week vacation in 9ja. Just imagine! They live beyond their means in other to
live/measure-up to the "just-arrived" hype. No be by force. They come to 9ja and can no longer take danfo or BRT as a means of transport... like the innocent 9ja folks using it are 2nd-class citizens. They can no longer go to bed without 24/7 A/C.

They come back home to 9ja and can't go back to that wretched 'face-me-I-face-you' abode they once lived in (where their parents and families still live). They move around with an entourage... a personal driver, 'vampire' friends/relatives et al... they can't deal with the shame of seeing their fellow friends that never left 9ja doing great... so they feel the need to at least match-up.

They give the folks back home in 9ja a delusional impression of an imaginary luxury life they live abroad... who now in turn, expect so much from them. Of course, they got to live up to the hype.

Above all.... majority of the culprits are those doing menial/odd jobs living on meager incomes. They're usually like that.. the poorer they are, the dumber they behave. It's called "Poverty Mentality" !

After all is said and done, they go back with huge debt and bills awaiting them... ( I trust 'dem dem' for there)

shaybebaby:

How does transport work out more expensive for non resident? I'm curious.

Petrol is a bit pricey here as well, about £1.10 a litre. Then there is road tax, insurance and MOT to factor in. (sigh).

You are in Finland, woohoo! My Christmas is set.. Lapland.. Here I come!

Do you like it? I was actually dreaming about moving there just to access their education system for my little man. But the thought of learning a new language put me off.

safarigirl:
They are suffering, they are suffering, but if you tell them to return home, they will act like you wished death upon them

I cannot take them seriously until they start craving to come home. Because bad as e be in the abroad, it cannot be worse than how it is here

shogotermies:


lol... u are funny... grow up bro...
not everyone will be interested in reading long stories, I prefer photos than that epistle.. and I didn't make any statement that is derogatory. so please don't disturb Me. thanks.

revontuli:


Non-resident price for the monthly city transport card is more than twice the resident price. It hurt to pay that until I got my ID card! One way bus fare is 5 Euros for non-residents, 1.5 for residents.
I want to go to Lapland in winter, let's go next Feb! Christmas is bad timing for Lapland, the best northern lights views are in Jan-Feb.

safarigirl:
They are suffering, they are suffering, but if you tell them to return home, they will act like you wished death upon them

I cannot take them seriously until they start craving to come home. Because bad as e be in the abroad, it cannot be worse than how it is here

shaybebaby:
Omg! That's discrimination. I can't believe that is the case.
Issa date! Lapland next Feb!

shellworker:
This analysis of the financial life style of people living in the US or other countries overseas is not true. I presently stay in the US.

It is not tied on anybody to buy things on credit; it's not compulsory. However, buying things on credit is a way that the government has resorted to helping people especially the low income earners. In Nigeria for instance, a young university graduate who just got a low paying job of say #80,000 who is in need of renting an apartment and at the same time in need of a car to be shuttling to work may find it difficult to do so because of his income. Assuming that the Nigerian government establishes a law to car dealerships, banks and other financial institutions to grant the requests of persons that wish to buy cars from them on lease and pay over a period of term, you will see that that young school graduate will be able to own a car and better his life.

The money will be split for him to be paying in bits for a period of say 12, 24, 36, 48 or 72 months etc., depending on the terms and the cost of the car. Now let's say he bought a car of #1.5m. Divide the money into the number of months and add a little interest. After dividing you will see that this young employee may be paying as little as #41.6 for a 36 months term over a car he bought on credit. With this life is a little worth easier isn't it. But note that before such a credit sale you will have to enter into contract agreement with the loaning firm. Where in if you discontinue with the payment at any time without haven reached the complete amount, the car will be seized and all the money you have paid earlier will be lost.

The OP also made an analogy with Samsung Galaxy S8 and a lower brand. I will like to clarify him. In US if you are paying for a car you bought on credit and want a newer model, you can always go to a dealership and do what is called a trade-in with your car. In this case you will have to give the dealer your car and the previous credit payment you are yet to clear will be locked in the payment of the newer model car you want to pick. However, your monthly agreed payment might increase. Similar case applies to phone and many other items. This is the one reason there are so much clean cars here and also available for exports; they don't use their cars much before disposing of it.

Contrary to what the OP said about getting credit to come back hom, I come back to Nigeria every year and I pay cash for my flight tickets, I pay cash for all the things I buy for my journey, I bought my car here in the US cash, all my house properties are bought cash. The only thing I bought in credit which I have almost completed the payment is my house.

Here in the US you have to be serious minded in all you do. Once you come to the country be focused and know what you want; don't be carried away with the goodies here. I am not saying that there are no Nigerians here living the kind of credit life the OP narrated but it's few and I don't think it's a bad thing because it reduces financial load on an individual. It enhances fast achievement. It enables one to achieve in a short time what he would achieve in a long period of time.

So OP please don't genaralise. US is always better than Nigeria. Nairalanders don't let anybody deceive you.

Credit card purchases makes life easier here in the US if you can handle the terms.

shaybebaby:

Omg! That's discrimination. I can't believe that is the case.

Issa date! Lapland next Feb!

MIKOLOWISKA:
then do not comment where grown ups are reading

sKeetz:
This are the kind of tales this abroad people tell to persuade us to remain in this shithole but tell them to relocate to Nigeria and they will cuss you out.

You'll see some of them that has lived in America for 30 years without stepping foot in Nigeria. Who are you guys deceiving?

Follygunners:


My Bros... na true true ooo.

shaybebaby:

That's not true ya know. Most public spaces have free Wi-Fi, from the shopping centres to trains.

You can get broadband for as little as a tenner within your home.

safarigirl:
They are suffering, they are suffering, but if you tell them to return home, they will act like you wished death upon them

I cannot take them seriously until they start craving to come home. Because bad as e be in the abroad, it cannot be worse than how it is here

360command:
in the western world, if u no get work for 1 month, na homeless you go dey.. But for africa, if in 3-4 months no job, you still get roof to sleep under. My guy, I am not here to convince you but the day you step into the western world with a visa which does not permit you to work, you will remember africa.