Branch makes it easy for people in Nigeria to access a loan, anytime, anywhere. Complete our application in seconds and receive your loan straight into your mobile money account. Branch is like a bank in your pocket, there for you at all time.
Branch has offices in Nairobi, Kenya; Lagos, Nigeria; and San Francisco, United States.In which countries does Branch operate?
At the moment, Branch operates in Kenya, Tanzania, and Nigeria.
Requirements are simple - all you need to apply is a phone number or Facebook account, an ID number, and a mobile money or bank account. We will also request access to the data on your phone in order to build your credit score.
Branch uses data from your phone, including your handset details and financial transaction messages to make lending decisions. We combine this with your Branch repayment history to build an individualized credit score, which determines the loan offers you receive.
We aim to process all loans within 24 hours. On average we process loans in less than 3 hours and hope to reduce that to a few minutes.