ifyalways:
Story.

What's the connection with BVN and clearing account?

They simply used ussd banking to transfer to another account or bought call credit (they will even require your card or token) and can be traced.

Story sounds fake sef.

USSD requires pin.

Any sort of transaction on her account would require her pin, except if she's stupid enough to save her pin in her phone and named it "my bank pin".

Also if they did do any transfers the terminating account can easily be identified.

BVN cannot be used to steal; it's just for identification.

This woman has malaria and is just trying to get her 15 minutes of online fame too.

Thebrightest:
STEPS TO AVOID SUCH MISHAPS
1. Don't store account info and passwords on your phone
2. Use sim lock so that nobody will have access to your sim except you. THIS IS IMPORTANT
3. Password your phone, so that the snatcher will need to format the phone before gaining access.
4. Retrieve your sim as soon as possible after it is stolen.
5. If you cant retrieve the sim that same day, call your bank.
I still wonder how they were able to loot her fund with just bvn and the transaction is not traceable. If they can do that, then they should be able to loot with just account number.

How do I password my sim

honestly I do not like to lie, thisstory is fake, u cant loot with only bvn, even with account number, nope, possible way is she uses USSD banking, and she wrote her 5 pin password inside her phone so she wont forget.....

Thebrightest:
STEPS TO AVOID SUCH MISHAPS
1. Don't store account info and passwords on your phone
2. Use sim lock so that nobody will have access to your sim except you. THIS IS IMPORTANT
3. Password your phone, so that the snatcher will need to format the phone before gaining access.
4. Retrieve your sim as soon as possible after it is stolen.
5. If you cant retrieve the sim that same day, call your bank.
I still wonder how they were able to loot her fund with just bvn and the transaction is not traceable. If they can do that, then they should be able to loot with just account number.

Splendid! ...thanks for this. I've just activated my "sim lock". I'll rather lose my phone than my savings
.

Nodogragra4me:


How do I password my sim

#Copied from Airtel website (I've just effected mine now):

To use your Personal Identification Number (PIN) and Personal Unblocking Number (PUK)
Your SIM card comes with the PIN feature deactivated and is thus ready for use.

If you desire to activate the PIN feature please follow the instructions below. (It is advisable for you to enable the PIN feature in order to prevent unauthorized access to your SIM card).


To activate and personalize your PIN

Your SIM PIN is a 4-digit secret number that protects your phone from unauthorized use. All Airtel SIM Cards are programmed with a default SIM PIN number.
It is advisable that you change the default PIN number to a 4-digit number of your choice. To change the PIN number, enter your default PIN which is 1111 and the desired new PIN in the sequence **04*defaultpin*newpin*newpin#
Your new PIN can be any 4-digit number. (Just ensure they are digits you can easily remember).

Please Note:

Once the PIN feature is activated it will be required whenever you switch your phone on. If an incorrect PIN is entered into your phone three consecutive times, your phone will become PIN blocked, and you will require your PUK code to unblock it. The PUK code is printed on the plastic body surrounding your SIM card or on the SIM certificate.


To unblock Your SIM card
If you mistakenly enter the wrong PIN code three times in succession, your SIM card will get blocked. This is a security measure that protects your phone from unauthorized use. To unblock your SIM card, follow the procedure below:

Find the PUK printed on your SIM plastic body or certificate and: Simply type **05*PUK*new pin*new pin# and press "Yes/Send/OK/Enter".
Your 'new pin' can be a new PIN number or the old PIN number you were using.
If your SIM plastic body or certificate is lost, you will need to apply for a new SIM certificate at any Airtel Centre. You will also be required to complete a call history form and provide evidence of purchase.

Muzikluva:

It can be used... The last four digits can be used to authenticate a mobile transfer. But, it can also be traced by the bank too tho as you said

BVN cannot be used for any transfer. Go and confirm that from the bank. Last digit of BVN is not used for autorization of any form of money transaction unless you personally used it as your password or pin which was is strictly your own risk. Let us not mis guide people. BVN is for identification.

evanjoo:


It is not possible. You cannot get any money from his Account with his BVN. Pls go to your banks they will guide on securities you need for you Account. BVN is just like ID card for bank Account number and cannot be use for any money transaction.

Edakun, why are u talking plenty nau? Just gimme the tin na

evanjoo:


BVN cannot be used for any transfer. Go and confirm that from the bank. Last digit of BVN is not used for autorization of any form of money transaction unless you personally used it as your password or pin which was is strictly your own risk. Let us not mis guide people. BVN is for identification.

mr, I am not saying it's not for identification... Try doing a transaction with one of the banks using their mobile banking codes and see it doesnt ask for your pin or the last four digits of your bvn.. I have done it before so, I know what I am saying.

DavidEsq:

Edakun, why are u talking plenty nau? Just gimme the tin na

There is no way you can get kobo from anybody's account with BVN so what is the essence of the test when I am 100 per sure it is not possible. You can only confuse ignorant ones. Come to think of it, you think that if BVN can be used in withdrawal there will common code to check BVN on phone.

evanjoo:


There is no way you can get kobo from anybody's account with BVN so what is the essence of the test when I am 100 per sure it is not possible. You can only confuse ignorant ones. Come to think of it, you think that if BVN can be used in withdrawal there will common code to check BVN on phone.

U go gree give me ur own b4 I woze u now!

Muzikluva:

mr, I am not saying it's not for identification... Try doing a transaction with one of the banks using their mobile banking codes and see it doesnt ask for your pin or the last four digits of your bvn.. I have done it before so, I know what I am saying.

Those codes and transactions is for airtime transaction not money transfer. And the airtime will be loaded to that sim and not any other. No money transfer can be done completely without pin or password. You can confirm from yourr bank dear. Even if the last digits of BVN code is used there must be point your password or pin is required. They regulatory body in charge of approving mobile transaction app cannot approve any such app that uses only BVN to authorise transaction because they know BVN do not have such security. Anybody can access your BVN using your phone by typing the short for verifying BVN

Thebrightest:
STEPS TO AVOID SUCH MISHAPS
1. Don't store account info and passwords on your phone
2. Use sim lock so that nobody will have access to your sim except you. THIS IS IMPORTANT
3. Password your phone, so that the snatcher will need to format the phone before gaining access.
4. Retrieve your sim as soon as possible after it is stolen.
5. If you cant retrieve the sim that same day, call your bank.
I still wonder how they were able to loot her fund with just bvn and the transaction is not traceable. If they can do that, then they should be able to loot with just account number.

They didn't use her BVN to access her account. Was most likely USSD and the bank doesn't have additional authentication aside from OTP sent to the mobile, before approving the USSD registration.

evanjoo:



Those codes and transactions is for airtime transaction not money transfer. And the airtime will be loaded to that sim and not any other. No money transfer can be done completely without pin or password. You can confirm from yourr bank dear. Even if the last digits of BVN code is used there must be point your password or pin is required. They regulatory body in charge of approving mobile transaction app cannot approve any such app that uses only BVN to authorise transaction because they know BVN do not have such security. Anybody can access your BVN using your phone by typing the short for verifying BVN

It is not just for airtime alone, that's what I am trying to tell you, that's where the lapse is. It would ask for either your pin or the last four digits of your bvn. I know cuz I have used it; times when my mobile app refused to connect.

There's a daily limit of 5 or 10k if i remember correctly. Her life savings was prolly under 10k

JerryQ:


Most time they load your SIM with credit from your account by dialing the simple bank code. Then sell off the credit via transfers. #lockyoursimnow

Ayam not too abreast with the method and processes anyway, but Davidesq is right.
A mama close to my hostel here in ekpoma was milked dry by a certain porported guy with just BVN, he collected over 500k from her account before she could lay complaint to her bank. Never underestimate the ability of the ethnic group that journey through the Sahara desert to Europe they can pull down hailstone and perform the imaginable...lol. Some teen here specialises and their source of livelihood is basically the taping of BVN number to milk bank customers dry. Fortunately, I am an aborigine, a proud Esan breed who believes in moral values as learnt in the Bible.

evanjoo:


There is no way you can get kobo from anybody's account with BVN so what is the essence of the test when I am 100 per sure it is not possible. You can only confuse ignorant ones. Come to think of it, you think that if BVN can be used in withdrawal there will common code to check BVN on phone.

I thought no one can access one's money with BVN?

Thebrightest:




Unfortunately, most people don't really know this.
Including some so-called customer cares.
HOW TO ACTIVATE SIM LOCK.
With your phone goto
Settings - security settings - Setup sim card lock/pin
No matter the device they put your sim card, without your sim pin, your sim card is useless to them.
Even mere rebooting your phone will require the correct sim pin before your sim can be used.

Please what is the default pin for mtn

Adedaniel211:
. u dey craze..

Because it's not you, that's why you said that abi? Smh humans

all my life
af neva been robbed of my phone
or disarmed
there was a nite i missed road and ended up at new benin by 1am.
men i was guided by holy spirit o.
in life.aways watch your back.

Thebrightest:




Unfortunately, most people don't really know this.
Including some so-called customer cares.
HOW TO ACTIVATE SIM LOCK.
With your phone goto
Settings - security settings - Setup sim card lock/pin
No matter the device they put your sim card, without your sim pin, your sim card is useless to them.
Even mere rebooting your phone will require the correct sim pin before your sim can be used.

my tablet is telling me incorrect pin code & i have only one attempt left

hmmmm

she wasn't smart....she should have gone to her respective bank(s) to block her accounts....


I can't lose my sim and direct my complain to network providers...

go to where the money is

Thebrightest:
STEPS TO AVOID SUCH MISHAPS
1. Don't store account info and passwords on your phone
2. Use sim lock so that nobody will have access to your sim except you. THIS IS IMPORTANT
3. Password your phone, so that the snatcher will need to format the phone before gaining access.
4. Retrieve your sim as soon as possible after it is stolen.
5. If you cant retrieve the sim that same day, call your bank.
I still wonder how they were able to loot her fund with just bvn and the transaction is not traceable. If they can do that, then they should be able to loot with just account number.

please to format a phone ,does one need to switch it off

Odionwere:

What do u want from my life that u won't allow me rest?