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Kolobox - The New Micro Investment Platform by chidubem93(m): 4:14pm On May 01, 2018
Are Millennials and Recent Graduates Planning for the Future?

Study after study confirms that millennials don’t invest they don’t care about their pensions, they aren’t planning for the future and they don’t know how much they need to live on. Millennials are spending their money on possessions, not investments. This leaves millennials in an extremely compromised position because they aren’t investing, and what they do save isn’t yielding the returns required to build meaningful wealth for their retirement

Firstly, it is far from proven that young people are any less good at dealing with their finances than their parents were. It’s certainly harder for them to manage them. Many of those now in their fifties and older had guaranteed “final salary” pensions to fall back on. These did not require any specific action on the part of the employee at all. Simply by working for 40 years, you would end up with an often extremely generous, guaranteed, inflation-proofed pension, which would be paid out to you throughout your retirement. Now, d if you want a decent amount to live on, you will have to take some action steps to secure your future.

You can earn interest by putting money in a savings account, but savings accounts generally earn a lower return than investments. Saving is for short term, investments is for the Future

Over the last decade, Money Market securities have consistently outperformed cash

For example, the average interest rate for a savings product in Nigeria is between 4% and 10%, however in order to qualify for the 10 percent savings – you must have a minimum balance of N5,000,000.

Kolobox is a micro investing platform, which conveniently allow users to invest their “spare change ” by making small, automatic payments into a savings or investment electronic wallet account. Our mission is to help people save or invest money without lifting a finger”.

The idea is to invest little pocket of spare change without actually noticing. Over time, regular small investments will become something substantial and cultivate a culture of savings.

Kolobox is simple, easy and free to use. Kolobox offers you a smart new way to save and invest your money while providing you access to unrestricted products usually reserved for High Net Worth Individuals. Whether you are saving towards a car , wedding, Post graduate degree or the future .Kolobox is the right product for you.

You already do everything on your phone (shopping, banking, purchase airtime,) so why not join the future of investing and invest on the go. You can invest and subscribe to products, view your portfolio and performance and even withdraw funds just by using a simple button on your phone.

Competitive Interest Rate- With Kolobox there is no minimum requirement to qualify for competitive and above market interest rates whether you invest N100 or N10,000. You interest starts on day 1.

Transparency: You select the product where you want to invest your funds, you decide your risk appetite and our algorithm recommends products to you on that basis.

Access: Users will have access to products usually restricted to high net worth individuals/commercial institutions and a higher interest rate/return only available to high net worth individuals.

Flexibility: Kolobox portfolio management service enables users to top up and withdraw funds at the touch of a button, making it easier than ever for people

Security: All financial information is encrypted and stored by our banking partner to PCI DSS Level 1 compliant standards.

Charges: Our Service is Free! No hidden cost or charges for deposit or withdrawals.

Re: Kolobox - The New Micro Investment Platform by Dhortunn(m): 4:46pm On May 01, 2018
Emeka come and see your people grin grin
Re: Kolobox - The New Micro Investment Platform by neutralmind: 6:04pm On May 01, 2018
I like this. What is the minimum one can invest and what's the duration?
Re: Kolobox - The New Micro Investment Platform by chidubem93(m): 6:51pm On May 01, 2018
you can invest as low as 100 naira. visit kolobox.ng to sign up
neutralmind:
I like this. What is the minimum one can invest and what's the duration?

Re: Kolobox - The New Micro Investment Platform by quadriyemi: 1:29pm On May 02, 2018
Do they have an app ??
Re: Kolobox - The New Micro Investment Platform by uniquetkguy: 2:16pm On May 02, 2018
Wow! This seems interesting but How legitimate is this please
Re: Kolobox - The New Micro Investment Platform by NationalParrot: 2:41pm On May 02, 2018
Lol, I hope this is not another scam... I don't trust all these people at all.. Do they have physical address or office they transact business??

1 Like

Re: Kolobox - The New Micro Investment Platform by TopNaijaMusic: 7:45am On May 03, 2018
Do they pay weekly or monthly or daily ? I’m not understanding

1 Like

Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:41pm On May 03, 2018
Hmm
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:42pm On May 03, 2018
r cancel anytime
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:45pm On May 03, 2018
Bgdg
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:47pm On May 03, 2018
Hmmm
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:49pm On May 03, 2018
Na so
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:54pm On May 03, 2018
See
Re: Kolobox - The New Micro Investment Platform by LordPherule(m): 7:28pm On May 03, 2018
Well, good scheme but nothing last... Expect folding-up/liquidation anytime without notice.
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 7:47pm On May 03, 2018
.
Re: Kolobox - The New Micro Investment Platform by steviano(m): 8:40pm On May 03, 2018
chidubem93:
Are Millennials and Recent Graduates Planning for the Future?

Study after study confirms that millennials don’t invest they don’t care about their pensions, they aren’t planning for the future and they don’t know how much they need to live on. Millennials are spending their money on possessions, not investments. This leaves millennials in an extremely compromised position because they aren’t investing, and what they do save isn’t yielding the returns required to build meaningful wealth for their retirement

Firstly, it is far from proven that young people are any less good at dealing with their finances than their parents were. It’s certainly harder for them to manage them. Many of those now in their fifties and older had guaranteed “final salary” pensions to fall back on. These did not require any specific action on the part of the employee at all. Simply by working for 40 years, you would end up with an often extremely generous, guaranteed, inflation-proofed pension, which would be paid out to you throughout your retirement. Now, d if you want a decent amount to live on, you will have to take some action steps to secure your future.

You can earn interest by putting money in a savings account, but savings accounts generally earn a lower return than investments. Saving is for short term, investments is for the Future

Over the last decade, Money Market securities have consistently outperformed cash

For example, the average interest rate for a savings product in Nigeria is between 4% and 10%, however in order to qualify for the 10 percent savings – you must have a minimum balance of N5,000,000.

Kolobox is a micro investing platform, which conveniently allow users to invest their “spare change ” by making small, automatic payments into a savings or investment electronic wallet account. Our mission is to help people save or invest money without lifting a finger”.

The idea is to invest little pocket of spare change without actually noticing. Over time, regular small investments will become something substantial and cultivate a culture of savings.

Kolobox is simple, easy and free to use. Kolobox offers you a smart new way to save and invest your money while providing you access to unrestricted products usually reserved for High Net Worth Individuals. Whether you are saving towards a car , wedding, Post graduate degree or the future .Kolobox is the right product for you.

You already do everything on your phone (shopping, banking, purchase airtime,) so why not join the future of investing and invest on the go. You can invest and subscribe to products, view your portfolio and performance and even withdraw funds just by using a simple button on your phone.

Competitive Interest Rate- With Kolobox there is no minimum requirement to qualify for competitive and above market interest rates whether you invest N100 or N10,000. You interest starts on day 1.

Transparency: You select the product where you want to invest your funds, you decide your risk appetite and our algorithm recommends products to you on that basis.

Access: Users will have access to products usually restricted to high net worth individuals/commercial institutions and a higher interest rate/return only available to high net worth individuals.

Flexibility: Kolobox portfolio management service enables users to top up and withdraw funds at the touch of a button, making it easier than ever for people

Security: All financial information is encrypted and stored by our banking partner to PCI DSS Level 1 compliant standards.

Charges: Our Service is Free! No hidden cost or charges for deposit or withdrawals.



No website? Nothing nothing! How are we going to check it out and benefit from it?
Re: Kolobox - The New Micro Investment Platform by LordPherule(m): 9:40pm On May 03, 2018
How can I sign up?
Re: Kolobox - The New Micro Investment Platform by deebrain(m): 3:48am On May 04, 2018
Hmmmm
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 5:51am On May 04, 2018
S
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 5:52am On May 04, 2018
[quote author=LordPherule post=67259272]How can I
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 6:20am On May 04, 2018
N
Re: Kolobox - The New Micro Investment Platform by steviano(m): 12:07pm On May 04, 2018
GermanMelania:

www.kolobox.ng
Checked... But they fail to mention what there interest percentage look like... Please explain better on interest rate on each investment
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 12:54pm On May 04, 2018
I
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 12:56pm On May 04, 2018
Wow
Re: Kolobox - The New Micro Investment Platform by MisterFelix1(m): 1:34pm On May 04, 2018
And here I was beginning to think it's a crowdfunding platform. It's not a bad concept but what exactly are they investing in and what is the money used for in order to generate such interest?

Meanwhile, you can now join me and Lati in setting up your own profitable subscription-based website and turn it into a quality business. Here's a guide for you https://www.ghavoch.com/setup
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 1:40pm On May 04, 2018
This sounds great
Re: Kolobox - The New Micro Investment Platform by steviano(m): 1:51pm On May 04, 2018
GermanMelania:


We currently offer two products; Kolo-flex and Kolo Target

Kolo flex offers 8% APR, funds are not locked and customer can withdraw once every month. Interest accrues daily and you view your investment and interest on your portfolio daily

Kolotarget offers 12%APR, funds are locked for 90days, customers can cancel anytime. Customers will only lose 10% of accrued interest if they cancel.
The 12% is it for the whole 90 days or daily?
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 2:22pm On May 04, 2018
1
Re: Kolobox - The New Micro Investment Platform by nwafor21: 8:30pm On May 04, 2018
the 8% or 12% is it for daily or monthly, clear us let's understand u better .
Re: Kolobox - The New Micro Investment Platform by GermanMelania: 9:16pm On May 04, 2018
1

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