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This Fixed Income Opportunities Offers Better Return Compared to TB & FGN Bond - Investment - Nairaland

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This Fixed Income Opportunities Offers Better Return Compared to TB & FGN Bond by ogedanny: 8:20am On May 31, 2018
Best Fixed Income High Yield Investment Opportunities In Nigeria Only a Few Knows - Learn How To Find Most Profitable Untapped Long-Term Investment Ideas That Offers Bette Return Compare to Treasury Bill and FGN Bond

When people talk about saving money for future projects or as a way to be liquid and not run out of cash in the next 5-50 years, the next place you see them go to is the bank. Why?  because they don't know any better alternative savings opportunity that could practically earn more interest and provide streams on cash flow for long term projects.

Today, I decided to research better savings options one could explore as an alternative to banking products with attractive yearly interest return (after adjusting for inflation) higher than fixed income securities, then I remembered a friend who proposed an insurance savings plan that offers up to 43.3% return annually.

This sounds interesting! "I don't believe this, you may exclaim" but it's real. Such return isn't easy to comeby, especially in a very high risk environment like ours. Even when you adjust for the last reported inflation of 12%, you still have 22% positive interest to enjoy.

Where else can you find a risk-free opportunity like this? Treasury bills, bonds yield, even though they are risk-free too, are subject to economic risk. The yield on 1-year TB has fallen sharply, from a high of 22% in 2017, to a recent low of 12%. The downward trend is a result of FGN decision to lower exposure to domestic debt since its more expensive to finance compared to foreign denominated debt.

I really don't know whether to call this plan a savings or investments, but since you would be required to make a quarterly, semi-annual or annual contribution, let's call it a savings plan. From the return above, it is clear that this insurance product earns more than any long-term fixed income security (including bond) you could ever think of right now, YES! it beats treasury certificates, bonds and fixed deposits.  Besides, long-term investors looking for a reliable low risk, stable and high return investment option devoid of risk should take this plan seriously.

Click here for more details and how to get started

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