akeentech:
The best is WEMA BANK, you can even make money opening account with them, just click the link below to open one in less than 20 minutes.

Make Money Opening Account With WEMA Bank

The BvN is that gonna work? I think. you must fill the BVN form in the bank

lummy5000:
gtbank is the best

Thank you very much.

Aldebaran:
Try Savanna Bank
Sarakis Bank

Hahahaha

Quoran:
GT Bank. If you leave your account for a certain period, the interest you get is very encouraging. Their Internet banking services are reliable. I will also recommend Access and Zenith banks.

Thank you very much. GTbank seems to the most preferable, hmmmm

frankosivue:

Thanks. Never heard of it though. Looks like the bank does not have branches close to me

The average Nigerian response up there
to a question about Piggy banks

Please read, read, read

Contact me for books: orderbooksng@gmail.com

kenny714433:
@op, don't go to open a savings account with the aim of getting interest. For me, the aim of opening a savings acc is to restrict me from having access to my money at will.


I'm banking with Union Bank and UBA. They are all good. If u want interest in your money, buy bitcoin and keep or go into cryptocurrency.

Thank you very much. how do you rate Union bank, please?

kenny714433:
@op, don't go to open a savings account with the aim of getting interest. For me, the aim of opening a savings acc is to restrict me from having access to my money at will.


I'm banking with Union Bank and UBA. They are all good. If u want interest in your money, buy bitcoin and keep or go into cryptocurrency.

Please explain how this cryptocirrency works?

RadicallyBlunt:
Na orisirisi name I dey hear sef ...keystone..Lol

Zenith is dah best but na olowo bank o.

U can try gtb. I don't use it but my pals who use it rate it high

Then consider if ur work requires u open in a specific bank before u open.

Thanks.

akeentech:
The best is WEMA BANK, you can even make money opening account with them, just click the link below to open one in less than 20 minutes.

Make Money Opening Account With WEMA Bank

Thanks.

OPTIMUSPRIME08:
Best for me is first bank but dey much stealing
I will go with stanbic but poor Internet banking

Thanks. Can explain the stealing part please?

Acidosis:
Banks are getting richer off the poor. Stop "saving" money.

They take your savings, put them together and invest your money in real estate, oil and gas business, mining, treasury bills, etc. At the end of the day, they declare profits in billions, share around 70% among the (owners) shareholders and 30% among employees. You know what they do to customers? They debit your money, ask you to pay on withdrawals, service charge and account maintenance. Lol, on top money wey dem use make profit

Customers are the biggest mumu in the banking industry

So bro, there is no such thing as the best bank to "save" your money. Following the CBN capitalization policy, your money is safe in any of the deposit money banks, if "savings" is what you truly want.

hmmm, Thanks!

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OP, listen attentively.

Currently, I have nine (10) active bank accounts. Thanks to MMM days.

2 first bank accounts (Visa and Verve)
1 Zenith (MasterCard)
2 Diamond (Both Visas)
1 Access (MasterCard)
1 Wema (Alat Banking, MasterCard)
1 Union Bank (MasterCard)
1 GTB. (MasterCard).
1 FCMB (Verve)

There are several reasons to open and not to open an account with any bank.

CHARGES: As far as you opt for alert by text messages, you must be charged #4 per SMS you receive, Normal monthly #52.50 charges apply per monthly card maintenance (To avoid this, just empty your account ) and transfer to other banks. Extra charge of about #65 also apply when you use your card more than 3 times on a different bank's ATM.

MINIMUM ACCOUNT BALANCE: First, Union bank is #1,000, Wema is #500 others are zero account.

BANKING APP AND TRANSFER LIMITS; Without Token, Zenith is 100k, First and Diamond is 500k, GTB is 2million to GTB and 1million to other banks, union is 5k (pathetic), I haven't tried to see the max for FCMB, Wema is 2 million Access is 1million to be sent in 500k max in parts.

For the apps, all the banks have got good apps, beautiful UI apart from FCMB, very ugly. Most of them have fingerprint login too, cool right? For some you can order ATM from the app.

INTERNATIONAL/INTERNET BANKING; All Verve cards can't buy stuff from international online shopping websites like AliExpress, Alibaba, eBay, Amazon et al. For me, GTB has the lowest exchange rates, #363/$, Access 365. Only my Zenith MasterCard works on eBay, charge is 373-375/$ (total rip off).

AVAILABILITY OF BRANCHES; Firstbank has the highest number of branches for me and where I have been to. You even find them in small towns, very thoughtful of them. FCMB has the least closely followed by union.

CUSTOMER CARE SERVICES; To me almost all banks have shitty service. You will be served better in a branch that receives less customers.

There is one Zenith Bank close to me (opposite Mobil filling station, Ring Road. People who live in Benin will know it), their bulk room tellers can fight you, insult you and talk to you anyhow. But the one I went to at Uyo, Abak road, the woman there is so friendly to go bank go dey hungry you.

INTEREST RATES: For me, access, diamond, Wema pays interest. Maybe others pay too, but I haven't noticed because I use my accounts often.

ATM CARDS; Zenith gave me MasterCard, diamond Visa, Union MasterCard, Access MasterCard, First and FCMB Verve. Some banks gives MasterCard and Visa on default, some you have to indicate, some banks are stubborn even if you indicate, they will still give you Verve. Very annoying. For me, MasterCard is the most flexible of all cards.

UNSCRUPULOUS DEDUCTIONS; Many people have complained of this, but I have only experienced it with Diamond bank, I was refunded in full after making complaints.


NB; All these are based on my own personal experiences, and I stand to be corrected.

orjikuramo:
You won't get a sincere answer as no one can give u that.
I, a broke hustler who is savings keen, have 3 active savings account - gtbank, diamond and sterling.

Their interest rate, as I observed from deliberately not withdrawing for 3 months, is the same but sterling bank's is slightly higher.

Don't use access bank, those guys would rip all your money (from experience)

Finally, to enjoy your savings interest and to gag banks from their incessant withdrawal of your money, kindly opt for email notification instead of SMS.

Thanks so much.

Go and open savings account in all deposit banks, save the same amount in to it, leave for some months, compare their rates and make a decision.

Olafemiwa:
That is the foolish question you are asking peoples here

Smiles..

Why did you say so?

Try Ostrich Bank Plc

Keystone Bank

kenny714433:


I'm not into bitcoin though..but this is wat happens. Like last week, the price of bitcoin drastically reduced. So spending like 50k and buying the coin that last week and accumulating them in ur wallet will be the best thing to do. There'll come a time the price will triple and you can sell it then. It will just demand you knowing the market value, when it's dropping and when it wants to rise. As at last yr, some of my friends bought it for like 3k and sold it at 15k. So look at the gain

Please can you link me up with your friends,I'm interested in the bitcoin business.

I opened ALAT two weeks ago. It is very good. I had issues with my documents but it was resolved after over one week which is long but I feel it is one off. I like the creativity. I recommend it for now. You open your account in less than 5 minutes.

lebete3000:


You should be concerned more with security.

I am a newbie, please put me through...

Omonoba1:
I must confess Union bank has really been impressive these days. I was using UBA before I dumped them when they couldn't even issue an instant debit card and they charge like hell..

Thanks.

Acidosis:
Banks are getting richer off the poor. Stop "saving" money.

They take your savings, put them together and invest your money in real estate, oil and gas business, mining, treasury bills, etc. At the end of the day, they declare profits in billions, share around 70% among the (owners) shareholders and 30% among employees. You know what they do to customers? They debit your money, ask you to pay on withdrawals, service charge and account maintenance. Lol, on top money wey dem use make profit

Customers are the biggest mumu in the banking industry

So bro, there is no such thing as the best bank to "save" your money. Following the CBN capitalization policy, your money is safe in any of the deposit money banks, if "savings" is what you truly want.

true

lastempero:
And it made front page

Hahhaha

Quoran:
GT Bank. If you leave your account for a certain period, the interest you get is very encouraging. Their Internet banking services are reliable. I will also recommend Access and Zenith banks.

Access is shyt, the kind money way them dey zap too plenty, they even charge for ATM maintenance which ironically I don't even have

frankosivue:
I was at Union Bank weeks back so I asked their staffs requirements to open a savings account with them. I was told to come along with some documents and 2.5k. He said I will get an ATM card within an hour of opening my account there for 1k. What do you think, Nairaladers?

Diamond bank angtime ,anyday

Pple av mentioned almost all banks if not all. Opp will b like ds

ogayoungboss:
Come to first bank elephant house and I wold open a savings account for you and also advice u on or fixed deposit account package and other packages we have contact me on 08127733672

Thanks.
But don't think I can meet you, because I am in North East Nigeria

Union Bank is the best.

lobinche101:
If you love internet banking don't think twice just open keystone bank and thank me later...

Seconded

Please guys,am in a financial mess.someone should help: first bank 3102979571

I think all the Banks in Nigeria are completed here, everyone has proven that the bank which they operate with is good.

So Op go and choose any bank close to you and save your money period.