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Piggybank Or Cowrywise - Business (3) - Nairaland

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Re: Piggybank Or Cowrywise by Olalekank(m): 10:13am On Nov 03, 2018
theunnamed:
Been trying to save too, but I just couldn't trust either of the above mentioned...

Although Access bank target savings account has been forcing me to save...they won't allow you withdraw on the counter, and they won't give you ATM card... I almost cursed them one day
Hilarious shit
I use cowrywise and was so desperate to withdraw I had to talk to the customer service.
Them no gree o

6 Likes 1 Share

Re: Piggybank Or Cowrywise by eagleae7(m): 10:14am On Nov 03, 2018
tivta:


You have forgotten bank charges

Just a new savings account, don't request for ATM, sms alert(email statement is good enough)..., you can also ask for a debit freeze on the account. This way you can't withdraw from the account except you deactivate the debit freeze.
You'll also have 6% intrest depending on your bank

3 Likes

Re: Piggybank Or Cowrywise by Madeu(m): 10:18am On Nov 03, 2018
Lol
Nigerian bank hasn't moved to the IBP of global banking system, making its country people preferring archaic ways of savings . Banks abroad you can set a transaction limit to your account for withdrawal.
Re: Piggybank Or Cowrywise by gman55(m): 10:22am On Nov 03, 2018
Piggybank all the way
Re: Piggybank Or Cowrywise by emperorblog(m): 10:31am On Nov 03, 2018
waw i just open my cowrywise account yesterday. i tjink i will also open piggy bank acct also.

time to save for d future

need a profita,le business idea check my signaturr
Re: Piggybank Or Cowrywise by Lexusgs430: 10:42am On Nov 03, 2018
Madamspeaker:
Hello Nairalanders,

Please, I want to cultivate a saving culture and I am thinking of using piggybank or cowrywise.

Which one should I go for and why?

Thanks, i will be in the comment section

Wema bank Alat .......
Re: Piggybank Or Cowrywise by eROCK247(m): 10:57am On Nov 03, 2018

1 Like

Re: Piggybank Or Cowrywise by theunnamed: 11:21am On Nov 03, 2018
Olalekank:

Hilarious shit
I use cowrywise and was so desperate to withdraw I had to talk to the customer service.
Them no gree o




On top person money again grin

1 Like

Re: Piggybank Or Cowrywise by vivaciousvivi(f): 11:23am On Nov 03, 2018
Madamspeaker:
Hello Nairalanders,

Please, I want to cultivate a saving culture and I am thinking of using piggybank or cowrywise.

Which one should I go for and why?

Thanks, i will be in the comment section
Pls explain what cowrywise is.
Never heard it before.
In the meantime, I would advise you critically weigh both options as per pros and cons and pick for yourself.
Re: Piggybank Or Cowrywise by theunnamed: 11:41am On Nov 03, 2018
Speedyconnect15:


Are you serious?

So when and how will you withdraw then?



If you must, they said you can do transfer only...but I've never bothered to try
It does help me save though
Re: Piggybank Or Cowrywise by aezenkwu(m): 11:50am On Nov 03, 2018
I use cowrywise and they are okay
Re: Piggybank Or Cowrywise by Acidosis(m): 12:03pm On Nov 03, 2018
vivaciousvivi:

Pls explain what cowrywise is.
Never heard it before.
In the meantime, I would advise you critically weigh both options as per pros and cons and pick for yourself.

Both are online savings platforms (available for download on PlayStore) that offer interest on savings.

2 Likes

Re: Piggybank Or Cowrywise by ibkkk(f): 12:19pm On Nov 03, 2018
OgeFather:
A little word of advice before you go ahead with your local method of saving

1. if you're getting any of those, do it yourself or watch while it's done because some witches and wizards are using the method to teleport all your saving to thier shrine


you'll only realise you've been saving for them
on the 24th of December when you open and nothing is inside the bank cheesy




Exactly my thought.


I experienced such twice .
Re: Piggybank Or Cowrywise by hexpleecit: 12:33pm On Nov 03, 2018
Open a project savings account with my company Custodian Life Assurance Ltd. With these your funds is secured because Naicom regulates us and this also provides security for your familyand you are sure you are adequately preparing for your future. You can always do transfer to the company account directly and you have a password to monitor your account. Chat me up on 08085108953 for more info.

1 Like

Re: Piggybank Or Cowrywise by vivaciousvivi(f): 12:49pm On Nov 03, 2018
Acidosis:


Both are online savings platforms (available for download on PlayStore) that offer interest rates on savings.
Oh thanks!
Re: Piggybank Or Cowrywise by SenatorAiyzik: 12:59pm On Nov 03, 2018
theunnamed:
Been trying to save too, but I just couldn't trust either of the above mentioned...

Although Access bank target savings account has been forcing me to save...they won't allow you withdraw on the counter, and they won't give you ATM card... I almost cursed them one day


Will you keep quiet! How much is it you want to even save sef that you are talking of trust?? Mtchew angry
Re: Piggybank Or Cowrywise by Kimikazi2: 1:04pm On Nov 03, 2018
Offpoint:
Open a new bank account and don't issue for ATM, don't use mobile banking app and don't use USSD.... you're good to go.
You're not OFFPOINT on this.

1 Like

Re: Piggybank Or Cowrywise by Offpoint: 1:23pm On Nov 03, 2018
Kimikazi2:
You're not OFFPOINT on this.
Thanks, most times my head no dey correct... today own luckgrin

1 Like

Re: Piggybank Or Cowrywise by Tlovelane: 1:51pm On Nov 03, 2018
Both are okay. But I would recommend Kolobox NG. It’s PiggyBank and CowryWise put together but on steroids. �
They have plans with interest rates ranging from 8-12% p.a in both locked and unlocked plans with easy withdrawals. And they even have more coming like Family or Group plans with good rates too.

Take advantage now and visit kolobox.ng to find out more while you sign up. You’re very welcome

1 Like

Re: Piggybank Or Cowrywise by DivineIsGreat: 2:00pm On Nov 03, 2018
hexpleecit:
Open a project savings account with my company Custodian Life Assurance Ltd. With these your funds is secured because Naicom regulates us and this also provides security for your familyand you are sure you are adequately preparing for your future. You can always do transfer to the company account directly and you have a password to monitor your account. Chat me up on 08085108953 for more info.
Any interests rate on this

...I need to start saving for my girl's education from now.

1 Like

Re: Piggybank Or Cowrywise by TonyeBarcanista(m): 2:03pm On Nov 03, 2018
I hope these platforms aren't advanced MMM?

2 Likes

Re: Piggybank Or Cowrywise by mzMerci(f): 2:17pm On Nov 03, 2018
TonyeBarcanista:
I hope these platforms aren't advanced MMM?

My thoughts exactly..who would you meet/where would you go when the app suddenly crashes? I ll rather stanbic ibtc money market cos it is an affliate of Stanbic IBTC than an invisible app.. MMM re-awakening

1 Like

Re: Piggybank Or Cowrywise by TonyeBarcanista(m): 2:23pm On Nov 03, 2018
mzMerci:


My thoughts exactly..who would you meet/where would you go when the app suddenly crashes? I ll rather stanbic ibtc money market cos it is an affliate of Stanbic IBTC than an invisible app.. MMM re-awakening
I rather contract a carpenter to make me local piggybank (kolo) where I'll be doing my little savings or continue to stick with savings account in commercial bank.

I can't trust anything affiliate or some mobile app without any physical address and known security.
Re: Piggybank Or Cowrywise by san4real(m): 2:25pm On Nov 03, 2018
I make use of both, but cowrywise is better for me, as for piggybank, you might have temptations to withdrwaw from your savings anytime, from my experience so far on both platforms. cowrywise is better...
Re: Piggybank Or Cowrywise by OgeFather(m): 3:16pm On Nov 03, 2018
Speedyconnect15:

Is this sarcasm or you believe this?
it happened in my own eyes koro koro shocked
Re: Piggybank Or Cowrywise by yemkem101: 3:17pm On Nov 03, 2018
Why not use mysavingsbox then? It comes with a savings passbook, a motivational book on Savings for kids, etc. You can check their website on www.mysavingsbox.org.
Re: Piggybank Or Cowrywise by okka(m): 3:43pm On Nov 03, 2018
Try saving plan options available in insurance companies.
Depending on the option you pick, the duration ranges from one year to five years or more and interest rates also reflect the option.
The best parts of insurance options are that, there is penalty for withdrawal before the end of the duration selected, therefore, discourages withdrawal symdrome which undermines saving in the bank. Two, the total amount eyed from the beginning of the savings is guaranteed and payable in case of eventuality - death, incapacitations etc.
Loan can also be accessed under the programme.

I would recommend LEADWAY ASSURANCE for this.

Whichever insurance companies selected, the periodical payment called premium should not be given to the staff but paid directly to the company's account by transfer or other means.

I can be of further assistance if required.

1 Like

Re: Piggybank Or Cowrywise by Tlovelane: 5:13pm On Nov 03, 2018
Kolobox actually offers 12% returns and the interest reflects daily during your plan so it’s transparent and you can see the growth on your money. Withdrawals and cancellation of plans are free.

Your funds are safe and insured with Kolobox because of all the platforms, they’re the only ones that are SEC (Securities and Exchange Commission) regulated. So it’s guaranteed that no one is running away with your money.

I guess they know that Nigerians are skeptics when it comes to money so it’s a good way of assurance. Just visit www.kolobox.ng

1 Like

Re: Piggybank Or Cowrywise by hexpleecit: 6:02pm On Nov 03, 2018
DivineIsGreat:
Any interests rate on this

...I need to start saving for my girl's education from now.

There is interest on it and more so there is a guarantee of protection and security for your wonderful girl's education. Let's chat on 08085108953
Re: Piggybank Or Cowrywise by barristerzinny(f): 6:45pm On Nov 03, 2018
theunnamed:
Been trying to save too, but I just couldn't trust either of the above mentioned...

Although Access bank target savings account has been forcing me to save...they won't allow you withdraw on the counter, and they won't give you ATM card... I almost cursed them one day
how can I start target savings in Access?
Re: Piggybank Or Cowrywise by Nobody: 7:19pm On Nov 03, 2018
holysaint1:


where most of their int per mnth doesnt exceed 0.8%. I think one of d main reason people go for these online saving platforms is their relatively high rate of interest on savings..


They will always give high rate to attract the investors and that's a sign that your money isn't safe with them.
Re: Piggybank Or Cowrywise by theunnamed: 8:23pm On Nov 03, 2018
barristerzinny:
how can I start target savings in Access?




In my case I didn't know what I was getting into, I just told the lady I wanted a savings account.

But just walk into any access bank and tell them you want to open a target savings account.

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