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Comprehensive Insurance @ 3% Premium - Autos (2) - Nairaland

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Re: Comprehensive Insurance @ 3% Premium by hanifah04(f): 2:09pm On Jan 05, 2019
Do you own a car?
Do you own or manage a fleet of cars?
Are you a driver or partner on uber/taxify Platforms?
Do you want to manage your risk and avoid story that touch the heart? Then you need the following on your car;
Protection against fire and theft
Protection against accidental damage and third party property damage
Compensation on loss of personal effect
Settlement of medical expenses resulting from accident
All the above stated benefit and more are embedded in Comprehensive Insurance cover to fully manage your risk. To know more on what best cover is good for your car(s), kindly reach out to,

Folakemi 08027129465

Consultation is totally free.

I am an insurance Financial Advisors, we offer Insurance Services, we help you manage your risk.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:40pm On Jan 05, 2019
FULL COVER

CALL: 08033539981
OR
08182880902
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:19am On Jan 06, 2019
08033539981
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:11am On Jan 07, 2019
Insurance is mandatory for car users and owners in Nigeria as an accident can not be predicted even though we all pray for journey mercies whenever we step out every day. Here are some reasons why you need car insurance.

1) It’s an act, it's the law
Ever heard of third party insurance act? Well, that act is not there as a joke, that act was made for drivers in Nigeria to have at least a third party insurance cover to drive on the road. Most states require drivers to possess bodily injury and property damage liability to drive legally. Hence the need for comprehensive insurance.

2. Insurance is an investment
After receiving auto car loans, getting a policy is the next step to protecting the substantial investment you’ve made on your vehicle. After buying a home, purchasing a car is probably one of the biggest investments you’ll ever make, so you want to do all you can to preserve it.

3. It is your health insurance in case an accident occurs
If you don’t have health insurance or have a minimal coverage, applying for policies that offer medical payments coverage can help you pay for collision-related medical expenses up to a certain amount.

4. It protects your assets from liability lawsuits
Having liability lawsuits for body injuries or property damages can bring you to financial ruin if you don’t have adequate protection, nut if you have a liability coverage, it will pay for your legal defense and keep your assets out of jeopardy.

5. Cover damages to your vehicle from unexpected events
Let’s face is, this is Nigeria. Anything can happen at anytime. Your car could be stolen, vandalized, or damaged by weather or a host of other contingencies at any time. Your car insurance will protect you from these losses that might ensue.

6. Your vehicle is covered even after a collision
Some policies will include rental reimbursement coverage, which helps you pay for the cost of a rental car after you are involved in a covered accident. This way, you will have a way to get around while your automobile is being replaced or repaired.

7. Keep your vehicle’s accessories safe
You can apply for pricing estimates on policies that include additional protections, such as CD or stereo coverage. This will pay for losses in the event that your CD’s or stereo equipment is stolen.

8. Prevents an accident from forcing you into bankruptcy
One serious collision is sometimes enough to put the uninsured on the brink of bankruptcy. Without insurance, you could lose everything, and that is not worth the risk. The money you would have to spend on medical expenses, lawsuit judgments, and repairs is well worth the investment in a plan.

9.Third Party Property damage
Car Insurance covers third party, third party property damage and unlimited legal liability that might arise in the process.

10. Peace of mind
Last but not least, the peace of mind that comes with knowing you have insurance is absolutely priceless. Comparing quotes on quality plans can help you drive with more confidence because you will know that you are protected against whatever may happen to you on the road.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:43am On Jan 07, 2019
The lack of knowledge and or awareness of what a motor comprehensive insurance cover offers in terms of protective benefits, rights and privileges is primarily the reason(s) why prospective buyers often opt to buy the motor Third Party insurance cover, which merely covers their legal liabilities to the general public or third parties as an owner or user of a motor vehicle.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 6:24am On Jan 07, 2019
You can confirm the genuineness of your insurance policy by checking the policy number @

www.askniid.org
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:48am On Jan 07, 2019
FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 11:02am On Jan 07, 2019
We look forward to hearing from you. Thank you.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 3:02pm On Jan 07, 2019
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:16pm On Jan 07, 2019
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:41pm On Jan 07, 2019
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:22pm On Jan 07, 2019
ALWAYS RENEW
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:37pm On Jan 07, 2019
100% COVERAGE
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:50pm On Jan 07, 2019
LOADING ...
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:40pm On Jan 07, 2019
08033539981
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 3:08am On Jan 08, 2019
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 3:54am On Jan 08, 2019
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Re: Comprehensive Insurance @ 3% Premium by Kayglo: 4:14am On Jan 08, 2019
A flour Mills truck hit my car on it's way to Abuja. It's a tokunbo, just got it, not yet registered. Hence I don't have insurance Happened in December. They have insurance with Mansard, I thought by now I would have been settled, but nothing yet. Should I be worried? And what can I do to hasten it up.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:10am On Jan 08, 2019
Kayglo:
A flour Mills truck hit my car on it's way to Abuja. It's a tokunbo, just got it, not yet registered. Hence I don't have insurance Happened in December. They have insurance with Mansard, I thought by now I would have been settled, but nothing yet. Should I be worried? And what can I do to hasten it up.

It depends on the type of insurance cover they have - whether it covers third-party liabilities.

I advise you contact Mansard Insurance plc and follow the tips below

HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

Be rest assured, you will duly compensated.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:11am On Jan 08, 2019
owolabi5:
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:31am On Jan 08, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:10am On Jan 08, 2019
Kayglo:
A flour Mills truck hit my car on it's way to Abuja. It's a tokunbo, just got it, not yet registered. Hence I don't have insurance Happened in December. They have insurance with Mansard, I thought by now I would have been settled, but nothing yet. Should I be worried? And what can I do to hasten it up.


WHAT TO DO WHEN AN INSURANCE COMPANY IS DELAYING YOUR CLAIM

In the event of any delay in claims processing with an insurance company, the first step to take is to ascertain the cause of the delay, and find out if the claims have been fully documented or if there has been a breach of any of the contract/policy terms or conditions. Notwithstanding the findings, from the above enquiries, the insured or claimant has the following options of redress or pursuing their rights.

i) A formal report could be made to the relevant body of Insurers Trade Association-NIA that has in place an OMBUDSMAN panel saddled with the responsibility to investigate and resolve such cases.

ii) A formal report can also be made to the sectors Regulators-The National Insurance Commission (NAICOM) that has always handled and resolved cases brought before the commission.
iii) The insured or claimant at his discretion can also institute a legal action in pursuance of their right under the motor insurance policy contract.
Re: Comprehensive Insurance @ 3% Premium by Kayglo: 9:51am On Jan 08, 2019
Thanks

owolabi5:



WHAT TO DO WHEN AN INSURANCE COMPANY IS DELAYING YOUR CLAIM

In the event of any delay in claims processing with an insurance company, the first step to take is to ascertain the cause of the delay, and find out if the claims have been fully documented or if there has been a breach of any of the contract/policy terms or conditions. Notwithstanding the findings, from the above enquiries, the insured or claimant has the following options of redress or pursuing their rights.

i) A formal report could be made to the relevant body of Insurers Trade Association-NIA that has in place an OMBUDSMAN panel saddled with the responsibility to investigate and resolve such cases.

ii) A formal report can also be made to the sectors Regulators-The National Insurance Commission (NAICOM) that has always handled and resolved cases brought before the commission.
iii) The insured or claimant at his discretion can also institute a legal action in pursuance of their right under the motor insurance policy contract.

1 Like

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:11pm On Jan 08, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:11am On Jan 09, 2019
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:40am On Jan 09, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thanks
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:14am On Jan 09, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:14pm On Jan 09, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:10pm On Jan 09, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium


FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:42pm On Jan 09, 2019
owolabi5:
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:22pm On Jan 09, 2019
owolabi5:
WHAT TO DO WHEN AN INSURANCE COMPANY IS DELAYING YOUR CLAIM

In the event of any delay in claims processing with an insurance company, the first step to take is to ascertain the cause of the delay, and find out if the claims have been fully documented or if there has been a breach of any of the contract/policy terms or conditions. Notwithstanding the findings, from the above enquiries, the insured or claimant has the following options of redress or pursuing their rights.

i) A formal report could be made to the relevant body of Insurers Trade Association-NIA that has in place an OMBUDSMAN panel saddled with the responsibility to investigate and resolve such cases.

ii) A formal report can also be made to the sectors Regulators-The National Insurance Commission (NAICOM) that has always handled and resolved cases brought before the commission.
iii) The insured or claimant at his discretion can also institute a legal action in pursuance of their right under the motor insurance policy contract.

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:45pm On Jan 09, 2019
owolabi5:
WHAT ARE THE BENEFITS OF HAVING A COMPREHENSIVE COVERS? Being an all-embracing and the most protective motor cover, insureds minds are at peace, and are able to pursue their business endeavors without stress or any anxiety having been maximally protected under their comprehensive motor insurance. It has also been very useful as a collateral or security required to guarantee financier where vehicles were acquired under a lease or by a loan.

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