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Comprehensive Insurance @ 3% Premium - Autos (3) - Nairaland

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Re: Comprehensive Insurance @ 3% Premium by owolabi5: 3:58am On Jan 10, 2019
08033539981
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:47pm On Jan 10, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:11pm On Jan 10, 2019
For more details call 08033539981 or 08182880902
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 3:05am On Jan 11, 2019
FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:40am On Jan 11, 2019
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:53am On Jan 11, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 7:25am On Jan 11, 2019
owolabi5:


FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:09am On Jan 11, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:50am On Jan 11, 2019
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:50pm On Jan 11, 2019
owolabi5:
Comprehensive insurance is a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision. Comprehensive typically covers damage from fire, vandalism or falling objects (like a tree or hail). If you're financing or leasing your car, your lender likely requires comprehensive coverage. If you own your vehicle outright, it's an optional coverage on your car insurance policy.

WHAT IS COVERED BY COMPREHENSIVE INSURANCE?
Comprehensive helps cover damage to your car that's not the result of a collision, such as:

Theft
Vandalism
Fire
Natural disasters (like a hurricane or a tornado)
Falling objects
Damage done to your car by animals
A civil disturbance (like a riot that results in damage or destruction of your car)

WHAT'S NOT COVERED

Damage to your car from a collision
Damage to another person's vehicle from a collision
Your (or your passengers') medical expenses after an accident
Re: Comprehensive Insurance @ 3% Premium by Ijeoma660(f): 2:21pm On Jan 12, 2019
@ owolabi5

Does comprehensive insurance, insure the original purchase price of the vehicle or the current estimated value of the asset?

How do you determine the accident that is not from a collision?

What if the collision is as a result of brake failure, or dodging an oncoming vehicle in an overtaking situation, what happens?
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 2:31pm On Jan 13, 2019
HAPPY SUNDAY
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 6:26pm On Jan 14, 2019
Comprehensive cover.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:14am On Jan 15, 2019
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 1:58pm On Jan 15, 2019
BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 8:18pm On Jan 15, 2019
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 2:11am On Jan 16, 2019
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 11:16am On Jan 16, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thanks
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:53pm On Jan 17, 2019
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 1:23am On Jan 19, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 1:36am On Jan 19, 2019
Ijeoma660:
@ owolabi5

Does comprehensive insurance, insure the original purchase price of the vehicle or the current estimated value of the asset?

How do you determine the accident that is not from a collision?

What if the collision is as a result of brake failure, or dodging an oncoming vehicle in an overtaking situation, what happens?


1. It insures the original purchase price, so you can get a similar one in case of any unforeseen circumstance.

2. Accident report from vehicle inspection officer (VIO). The insurance companies also conduct their independent investigations.

3. You can take a more elaborate cover that suits your risk profile at a little extra premium.


@Ijeoma660 sorry for the belated response,

Thanks!
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 2:46am On Jan 19, 2019
BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:18am On Jan 19, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:07am On Jan 19, 2019
owolabi5:
COMPREHENSIVE INSURANCE @ 3% (Value of Car) Annual Premium

We look forward to hearing from you. Thank you.

FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:26pm On Jan 20, 2019
3%
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 11:09pm On Jan 21, 2019
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 10:18am On Jan 22, 2019
BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 9:59am On Jan 23, 2019
Call 08182880902 OR 08033539981
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 2:00pm On Jan 23, 2019
FOR ENQUIRES CALL:
08033539981 or 08182880902
Email: owolabiakinniyi01@yahoo.com
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 4:31pm On Jan 23, 2019
owolabi5:
What is Comprehensive Insurance

Comprehensive insurance is a type of automobile insurance that covers damage to your car from causes other than a collision. Comprehensive insurance would cover your vehicle if it was destroyed by a tornado, dented by a run-in with a deer, spray painted by a vandal, damaged by a break-in or crushed by a collapsing garage, among other causes.


BREAKING DOWN Comprehensive Insurance
Comprehensive insurance and Third party insurance are the two major components of an automobile insurance policy. State law requires drivers to carry Third party insurance, but comprehensive insurance is optional if someone owns a vehicle outright. If a person has financed the vehicle, the auto loan company might require comprehensive insurance. If the car owner has paid for the vehicle in full, and they can’t afford comprehensive insurance, they own an older automobile that doesn’t have much value, they think they’re at low-risk of non-collision damage or they prefer to self-insure, the owner can choose not to purchase comprehensive insurance. On the other hand, even if someone owns an automobile free and clear, if they live in a rural area where collisions with animals are common, in a stormy area that often gets hail or in a higher-crime part of town where break-ins and theft occur regularly, they might want to purchase comprehensive insurance.

Comprehensive insurance that we offer is @ 3% of the value/purchase price of the vehicle

For more details call 08033539981 or 08182880902

Re: Comprehensive Insurance @ 3% Premium by owolabi5: 5:42pm On Jan 23, 2019
owolabi5:
A comprehensive policy, as the name suggests, offers overall protection against damages to your car that are the result of incidents which is unrelated to an accident/collision.
Re: Comprehensive Insurance @ 3% Premium by owolabi5: 6:52pm On Jan 23, 2019
owolabi5:
HOW TO MAKE A CLAIM IN THE EVENT OF AN ACCIDENT

The following pragmatic steps are essential in processing a claim to satisfactory conclusions

i) NOTIFICATION: the insurer must be promptly notified directly or through a broker or agent where they are involved. The incident must also be reported to the police as their report may be needed to substantiate the claim.

ii) CLAIMS DOCUMENTATION: All claims notified must be supported with documents that will enable the insurer process, access & and adjust the claim for settlement. It is a lot easier and less cumbersome to put the relevant supporting documents together where a broker is involved, as their expertise will be at the disposal of the insured claimant. The documents required to support a claim normally would vary from the nature and type of claim i.e. fire, theft, accidental damage or Third party claims. Such documents will include among others:

a) Claim forms which is relevant in all cases must be completed, and are meant to furnish all relevant details and circumstances of the event or loss underlying a claim.

b) Estimates of Repairs in accidental damage cases.

c) Payment Receipts evidencing towing or recovery fees following an accident.

d) All vehicle particulars to ascertain ownership. Vehicle purchase receipts in the event of fire & theft cases to ascertain original value and the year of purchase

e) Statement of claim from third parties in the event of death, bodily injury or third party property damage.

f) Police Report to ascertain genuineness and verify the circumstances. It is always advisable and helpful to approach Insurers or handling Brokers for guidance on the approach and steps to adopt in processing of any claim, as a lot of time is saved in concluding a claim.

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