Happy New Year! The holiday is finally over and it’s a great time to sit back and take a moment to set some good financial goals that would help you achieve your overall goal for the year. Before you go into setting your financial goals, you would want to state out other large and small goals, as they would serve as a guide to setting your overall financial goal.

Now let’s get started on setting the financial goals.

First you would need to;

Budget and allocate

Building up a budget cannot be over emphasized. It is the starting point of any financial plan. As stated earlier, state out what it would cost to achieve your small and large goals. While building a budget on how much your goals would cost, ensure you allocate a certain percentage of your monthly income to each goals after excluding your daily expenditure. Budgeting would help you manage your money, limit impulsive splurges and excesses, and help you achieve your overall goal.

Tag it and Save it

Now that you have your goals stated out, it’s time you became intentional about it. Rather than saving all your money in one place, tag it and start a target savings plan. Financial institutions have been able to make saving easier and more rewarding such that, you can have up to 10 savings plan on the same account. For instance, you could tag a savings plan travel and another, new car and another, house rent. This way it’s easier for you to view the possibilities of achieving each goal and also reduce the temptation of spending from your target savings since you might not be able to touch it until when you need it. Another advantage of target savings is that you get a reasonable interest for saving.

Start Investing

If investing was not your thing in 2018, it should be your financial goal this year. About a decade ago, investing was quite over whelming with so many risks and uncertainties involved. Now, investing is a lot easier, simpler and safer such that you don’t need a professional investment banker to take absolute control over your investment. With financial institution in Nigeria, you can now start an investment plan in the comfort of your home, track your progress and earn more money.

Make room for Miscellaneous

Depending on how broad or narrow your savings plans are, you can and should have some room to save for miscellaneous that can be used as an emergency fund when the time arises. You don’t want to break your target savings for rent for instance to repair your car. In this case, no amount is too small to save, but ensure you allocate a specific amount daily, weekly or monthly for this purpose.

Educate yourself

You want to achieve more with your money, learn from successful people who have mastered the art of making their money work for them. Learn more about different types of investments plans, learn more about

Finally, while all these goals would help you achieve your smaller and bigger goals, you need to stay disciplined to your savings and investment plans to be able to achieve your goals.

Source: Financial Resolutions in 2019: Tips to Achieving your Goals

Ftc baby! 2019 go sweet. See as thread empty. Same people complaining about useless threads will pack their load there and ignore threads like this.

Cool

K

Nice write up

Cool points, also, continue doing what your hand finds to do, never give up, there is a reward for consistency, and that is why still water runs deeper, just keep up with the hustle, it will surely lay off one day and is soon.....

Do you think you can't make it in life or you need success strategies, best ways to approach life, grooming and guidance, way to academic and business success, or motivational and inspirational articles, then visit www.motivate.com.ng

Fellow nlanders please where can I get college of theology or Bible school scholarship online or offline. Thanks in anticipation.

Good points.

When it comes to finances though, there's ONE big issue that plagues us -- many of us lack FINANCIAL LITERACY.

Robert Kiyosaki in His "Rich Dad, Poor Dad" book says that many are suffering because they are deficient when it comes to financial education. And it's true of MOST Nigerians because we don't read.

If you can take the time out to read books like "Think and Grow rich" "21 Success Secrets of Self-made Millionaires" this January, you will definitely start to see how to handle money and make it work for you differently.

Talking about reading, you should check out this new book from one of Nigeria's foremost netpreneurs. He calls this one "How to Turn Yourself into A Live Breathing Cash Machine"

....

Opinionated:
Happy New Year! The holiday is finally over and it’s a great time to sit back and take a moment to set some good financial goals that would help you achieve your overall goal for the year. Before you go into setting your financial goals, you would want to state out other large and small goals, as they would serve as a guide to setting your overall financial goal.

Now let’s get started on setting the financial goals.

First you would need to;

Budget and allocate

Building up a budget cannot be over emphasized. It is the starting point of any financial plan. As stated earlier, state out what it would cost to achieve your small and large goals. While building a budget on how much your goals would cost, ensure you allocate a certain percentage of your monthly income to each goals after excluding your daily expenditure. Budgeting would help you manage your money, limit impulsive splurges and excesses, and help you achieve your overall goal.

Tag it and Save it

Now that you have your goals stated out, it’s time you became intentional about it. Rather than saving all your money in one place, tag it and start a target savings plan. Financial institutions have been able to make saving easier and more rewarding such that, you can have up to 10 savings plan on the same account. For instance, you could tag a savings plan travel and another, new car and another, house rent. This way it’s easier for you to view the possibilities of achieving each goal and also reduce the temptation of spending from your target savings since you might not be able to touch it until when you need it. Another advantage of target savings is that you get a reasonable interest for saving.

Start Investing

If investing was not your thing in 2018, it should be your financial goal this year. About a decade ago, investing was quite over whelming with so many risks and uncertainties involved. Now, investing is a lot easier, simpler and safer such that you don’t need a professional investment banker to take absolute control over your investment. With financial institution in Nigeria, you can now start an investment plan in the comfort of your home, track your progress and earn more money.

Make room for Miscellaneous

Depending on how broad or narrow your savings plans are, you can and should have some room to save for miscellaneous that can be used as an emergency fund when the time arises. You don’t want to break your target savings for rent for instance to repair your car. In this case, no amount is too small to save, but ensure you allocate a specific amount daily, weekly or monthly for this purpose.

Educate yourself

You want to achieve more with your money, learn from successful people who have mastered the art of making their money work for them. Learn more about different types of investments plans, learn more about

Finally, while all these goals would help you achieve your smaller and bigger goals, you need to stay disciplined to your savings and investment plans to be able to achieve your goals.

Source: Financial Resolutions in 2019: Tips to Achieving your Goals

ok I will give it a try.

This is exactly what we want in this buhari's era

See the Trending Searches on Google in Nigeria for 2018

Tap into what Nigerians are interested in.

bukkysam:
Fellow nlanders please where can I get college of theology or Bible school scholarship online or offline. Thanks in anticipation.

Rhema bible school. But I don't think they have scholarships. Stop looking for free things in 2019.

Opinionated:
Happy New Year! The holiday is finally over and it’s a great time to sit back and take a moment to set some good financial goals that would help you achieve your overall goal for the year. Before you go into setting your financial goals, you would want to state out other large and small goals, as they would serve as a guide to setting your overall financial goal.

Now let’s get started on setting the financial goals.

First you would need to;

Budget and allocate

Building up a budget cannot be over emphasized. It is the starting point of any financial plan. As stated earlier, state out what it would cost to achieve your small and large goals. While building a budget on how much your goals would cost, ensure you allocate a certain percentage of your monthly income to each goals after excluding your daily expenditure. Budgeting would help you manage your money, limit impulsive splurges and excesses, and help you achieve your overall goal.

Tag it and Save it

Now that you have your goals stated out, it’s time you became intentional about it. Rather than saving all your money in one place, tag it and start a target savings plan. Financial institutions have been able to make saving easier and more rewarding such that, you can have up to 10 savings plan on the same account. For instance, you could tag a savings plan travel and another, new car and another, house rent. This way it’s easier for you to view the possibilities of achieving each goal and also reduce the temptation of spending from your target savings since you might not be able to touch it until when you need it. Another advantage of target savings is that you get a reasonable interest for saving.

Start Investing

If investing was not your thing in 2018, it should be your financial goal this year. About a decade ago, investing was quite over whelming with so many risks and uncertainties involved. Now, investing is a lot easier, simpler and safer such that you don’t need a professional investment banker to take absolute control over your investment. With financial institution in Nigeria, you can now start an investment plan in the comfort of your home, track your progress and earn more money.

Make room for Miscellaneous

Depending on how broad or narrow your savings plans are, you can and should have some room to save for miscellaneous that can be used as an emergency fund when the time arises. You don’t want to break your target savings for rent for instance to repair your car. In this case, no amount is too small to save, but ensure you allocate a specific amount daily, weekly or monthly for this purpose.

Educate yourself

You want to achieve more with your money, learn from successful people who have mastered the art of making their money work for them. Learn more about different types of investments plans, learn more about

Finally, while all these goals would help you achieve your smaller and bigger goals, you need to stay disciplined to your savings and investment plans to be able to achieve your goals.

Source: Financial Resolutions in 2019: Tips to Achieving your Goals

All BS.
You have to have a job first, a good paying job, or if you're in business, a stable and conducive operating environment to run and grow your business before you can consider saving, investing, etc.

Therfore, the first goal for every Nigerian to set a brighter financial future is to vote out Buhari and his vagabonds in power.
We need to resume our economic growth posture under a leadership that understands leadership and economic management.
Period.

If you work for a living why are you killing yourself working?
Stop been a consumer.
Take calculated risks.
Get your plans working, get your goals.
And if you don't then well money isn't everything mi amigo

Where are the Investment Options in NAIJA BIKO?

play 9jabet

Good post.






Join our longrich bioscience business.
Send me a mail.

[quote author=bukkysam post=74511224]Fellow nlanders please where can I get college of theology or Bible school scholarship online or offline. Thanks in anticipation.
Where is ur location?

bukkysam:
Fellow nlanders please where can I get college of theology or Bible school scholarship online or offline. Thanks in anticipation.

Where is ur location?

jeremy042:
Where is ur location?

Ota, Ogun state.

[quote author=bukkysam post=74535257]Ota, Ogun state.
am in benin city nd there is one theology skl my neighbour jus finished wit.its u.s afflilate.
jus goto google n search 4d one close to u.thanks

[quote author=jeremy042 post=74568412][/quote] Alright, thanks

[quote author=bukkysam post=74580135] Alright, thanks.
You are wellcome.Seems you are ready to answer your holy calling.That a good and i love it.May God strengthen you with might in your inner man by his spirit to be about his will in Jesus Name Amen.

[quote author=jeremy042 post=74587539][/quote]Amen